This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.75% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 376 | 263 |
| 2 | 50,376 | 379 | 265 |
| 3 | 50,755 | 382 | 267 |
| 4 | 51,137 | 385 | 269 |
| 5 | 51,521 | 387 | 271 |
| 6 | 51,908 | 390 | 273 |
| 7 | 52,299 | 393 | 275 |
| 8 | 52,692 | 396 | 277 |
| 9 | 53,088 | 399 | 279 |
| 10 | 53,488 | 402 | 282 |
| 11 | 53,890 | 405 | 284 |
| 12 | 54,295 | 408 | 286 |
| 13 | 54,703 | 411 | 288 |
| 14 | 55,115 | 414 | 290 |
| 15 | 55,529 | 418 | 292 |
| 16 | 55,947 | 421 | 295 |
| 17 | 56,368 | 424 | 297 |
| 18 | 56,791 | 427 | 299 |
| 19 | 57,218 | 430 | 301 |
| 20 | 57,649 | 434 | 303 |
| TOTAL | $8,082 | $5,658 |
| Year | Rate 0.10% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 50 | 35 |
| 2 | 50,050 | 50 | 35 |
| 3 | 50,100 | 50 | 35 |
| 4 | 50,150 | 50 | 35 |
| 5 | 50,200 | 50 | 35 |
| 6 | 50,251 | 50 | 35 |
| 7 | 50,301 | 50 | 35 |
| 8 | 50,351 | 50 | 35 |
| 9 | 50,401 | 50 | 35 |
| 10 | 50,452 | 50 | 35 |
| 11 | 50,502 | 51 | 35 |
| 12 | 50,553 | 51 | 35 |
| 13 | 50,603 | 51 | 35 |
| 14 | 50,654 | 51 | 35 |
| 15 | 50,705 | 51 | 35 |
| 16 | 50,755 | 51 | 36 |
| 17 | 50,806 | 51 | 36 |
| 18 | 50,857 | 51 | 36 |
| 19 | 50,908 | 51 | 36 |
| 20 | 50,959 | 51 | 36 |
| TOTAL | $1,010 | $707 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$1,000 |
Learn More | |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.51% |
$1,000 |
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|
Last change: ↑0.06% on June 24. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$50,000 |
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|
Last change: ↑0.20% on April 9. |
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|
|
4.49% |
$1,000 |
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|
Last change: ↑0.34% on May 27. |
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