Del-one Federal Credit Union


270 Beiser Blvd
Dover, DE 19904
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.02% →
1-Year CD 0.60% 2.15% →
2-Year CD 0.80% 2.81% →
5-Year CD 1.00% 3.05% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Del-one is an NCUA insured institution located in Dover, DE. It was founded in 1960 and has approximately $666.58 millions in assets.

Who can join?

Employees, volunteers, subsidiaries, persons retired as pensioners or annuitants from select employment, spouses of persons who died while within the field of membership of this credit union and the immediate family and household members of the following select employer groups and community charters.

Immediate Family or Household members include: spouse, children, step-children, parents, step-parents, siblings (brothers & sisters), step-siblings, adopted children, grandparents, & grandchildren. Household members include: individuals living in the same residence; domestic partners; anyone who lives in the household that can prove a degree of permanency; live-in nannies; domestic workers; & foster children.

NCUA Insured Yes / Federally Chartered
Charter Number # # 13919
Date Established 1960
Assets $666.58 million
Loans $356.43 million
Deposits $608.09 million
Capital $53.07 million

Field of Membership Restrictions

Membership in Del-One Federal Credit Union is open to all residents of Delaware through joining the Del-One Foundation ($12 membership fee). Membership is also open to those who live, work, worship, or attend school in the Town of Georgetown, City of Milford, City of Newark, City of Wilmington or a selected West Dover area. Membership is also open to State of Delaware employees, as well as employees/retirees of more than 200 Select Employer Groups.

Deposit Rates - May 16, 2022

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
18 Mo CD
0.60% $10,000 $14,999 Learn More
18 Mo CD
0.70% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.80% $100,000 $199,999 Learn More
36 Mo CD
0.80% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More
60 Mo CD
0.90% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.20% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - May 16, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for DEL-ONE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Learn More
CIT Bank, A Division of First Citizens Bank
NMLS ID: 503941
5.260% 5.175% 1.00 $2,395 $1,369 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
3.490 %
After Intro: 4.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to DEL-ONE
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Below are Del-one branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Del-one Locations

Climate Initiatives

DEL-ONE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Del-one Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Del-one. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Del-one U.S. Average
4.17% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Del-one had $2,323,260 in non-current loans and $16,500 in owned assets. To cover these potential losses it had $53,065,554 in net worth and $3,103,256 in loans loss reserves. That gives it a Texas Ratio of 4.17%.

Net Worth
Del-one U.S. Average
7.96% 12.36%

Del-one FCU has a net worth of 7.96% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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