Dover, DE 19904

Notable Rates APY Vs.Others
Savings 0.20% 2.20% →
1-Year CD 1.70% 2.20% →
2-Year CD 2.25% 2.20% →
5-Year CD 2.45% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Del-one is an NCUA insured institution located in Dover, DE. It was founded in 1960 and has approximately $479.59 millions in assets.

Who can join?

Employees, volunteers, subsidiaries, persons retired as pensioners or annuitants from select employment, spouses of persons who died while within the field of membership of this credit union and the immediate family and household members of the following select employer groups and community charters.

Immediate Family or Household members include: spouse, children, step-children, parents, step-parents, siblings (brothers & sisters), step-siblings, adopted children, grandparents, & grandchildren. Household members include: individuals living in the same residence; domestic partners; anyone who lives in the household that can prove a degree of permanency; live-in nannies; domestic workers; & foster children.

NCUA Insured Yes
Charter Number # # 13919
Date Established 1960
Assets $479.59 million
Loans $378.93 million
Deposits $417.00 million
Capital $47.88 million

Field of Membership Restrictions

Membership in Del-One Federal Credit Union is open to all residents of Delaware through joining the Del-One Foundation ($12 membership fee). Membership is also open to those who live, work, worship, or attend school in the Town of Georgetown, City of Milford, City of Newark, City of Wilmington or a selected West Dover area. Membership is also open to State of Delaware employees, as well as employees/retirees of more than 200 Select Employer Groups.

Deposit Rates - February 18, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.40% $5,000 $24,999 Learn MoreShow Less
Money Market
0.50% $25,000 $49,999 Learn MoreShow Less
Fixed IRA
1.70% $500 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $500 $49,999 Learn MoreShow Less
12 Mo CD
1.70% $500 $49,999 Learn MoreShow Less
2.00% $500 $49,999 Learn MoreShow Less
24 Mo CD
2.25% $500 $49,999 Learn MoreShow Less
2.25% $500 $49,999 Learn MoreShow Less
2.45% $500 $49,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.40% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $500 - Learn MoreShow Less

Loan Rates - February 18, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for DEL-ONE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
3.375% 3.375% 0.00 ($122) $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Eastern Bank
Eastern Bank
4.250 %
$25,000 Learn More
More Info
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to DEL-ONE
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Below are Del-one branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Del-one Locations

Financial Details

Del-one Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Del-one. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Del-one U.S. Average
5.78% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Del-one had $2,532,159 in non-current loans and $451,918 in owned assets. To cover these potential losses it had $47,884,696 in net worth and $3,724,360 in loans loss reserves. That gives it a Texas Ratio of 5.78%.

Net Worth
Del-one U.S. Average
9.98% 13.65%

Del-one FCU has a net worth of 9.98% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Del-one

Branches and Savings

What is Del-one?

A federal credit union, registered with the NCUA under certificate #13919.
Learn more about credit unions here.

Is Del-one FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Del-one?

Please see Field of Membership information above for information on who is eligible to join.

What are Del-one's share account and share certificate rates?

Del-one's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Del-one?

Del-one has total capital of $47.88 million. Full information on Del-one's financial position is located above.

Who owns Del-one?

Credit Unions are owned by their members.

Where are Del-one branches located?

See branch locations nearby.

Are Del-one ATMs Open 24/7?

Do Del-one ATMs accept cash deposits?

Can Del-one customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Del-one have a mobile app?

Does Del-one have mobile deposit?

Does Del-one have quick pay?

How can Del-one transfer money to other banks or credit unions?

Does Del-one report to credit bureaus?

Does Del-one use Chexsystems?

Does Del-one use Equifax?

What is Del-one's toll free phone number?

What is Del-one's ACH Routing Number?

What is Del-one's SWIFT code?

Where can I find Del-one's wire transfer form?

What is the Del-one address for deposits?

What Products Does Del-one Offer

Does Del-one offer mortgages?

Compare mortgage rates here.

Does Del-one offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Del-one offer auto and RV loans?

Compare auto loan rates here.

Does Del-one offer student loans or personal loans?

Compare personal loan rates here.

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