COMMUNITY RESOURCE

PO Box 3181
Baytown, TX 77522

Notable Rates APY Vs.Others
Savings 0.10% 2.25% →
1-Year CD 2.15% 2.25% →
2-Year CD 2.30% 2.50% →
5-Year CD 2.60% 3.25% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Community Resource is an NCUA insured institution located in Baytown, TX. It was founded in 1935 and has approximately $545.57 millions in assets.

Who can join?

Anyone who lives or works within the Goose Creek, Crosby, Huffman, Humble, New Caney and Barbers Hill Independent School Districts can now become a member of Community Resource Credit Union.
Furthermore, persons who work, reside, or attend school, and businesses located within a 10-mile radius of any CRCU branch also qualify for membership.
Your family members can join as well.

NCUA Insured Yes
Charter Number # # 68021
Date Established 1935
Assets $545.57 million
Loans $442.72 million
Deposits $493.63 million
Capital $49.63 million
 

Field of Membership Restrictions

Community Resource CU of Texas is open to businesses, anyone that resides, works, and the registered students that are located within a 10-mile distance from a CRCU main office, as well as the residents and people that maintain employment in Liberty County, or within these Texas School Districts; Goose Creek, Crosby, Huffman, Humble, New Caney, or Babers Hill Independent.

Deposit Rates - December 14, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.50% $1 $4,999 Learn MoreShow Less
Money Market
0.55% $5,000 $14,999 Learn MoreShow Less
Money Market
0.75% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.80% $1,000 $89,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
1.00% $1,000 - Learn MoreShow Less
1.70% $1,000 $89,999 Learn MoreShow Less
6 Mo CD
1.80% $90,000 - Learn MoreShow Less
1.80% $1,000 $89,999 Learn MoreShow Less
1.90% $90,000 $9,999,999 Learn MoreShow Less
12 Mo CD
2.15% $90,000 - Learn MoreShow Less
1.85% $1,000 $9,999,999 Learn MoreShow Less
18 Mo CD
2.10% $1,000 - Learn MoreShow Less
1.95% $1,000 $9,999,999 Learn MoreShow Less
24 Mo CD
2.30% $1,000 - Learn MoreShow Less
2.00% $1,000 $9,999,999 Learn MoreShow Less
36 Mo CD
2.35% $1,000 - Learn MoreShow Less
2.05% $1,000 $9,999,999 Learn MoreShow Less
48 Mo CD
2.55% $1,000 - Learn MoreShow Less
2.20% $1,000 $9,999,999 Learn MoreShow Less
60 Mo CD
2.60% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.75% $1 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $700 $4,999 Learn MoreShow Less

Loan Rates - December 14, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for COMMUNITY RESOURCE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% -0.13 ($222) $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to COMMUNITY RESOURCE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Community Resource branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Community Resource Locations


Financial Details

Community Resource Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Community Resource. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Community Resource U.S. Average
5.55% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Community Resource had $2,626,704 in non-current loans and $257,128 in owned assets. To cover these potential losses it had $49,628,089 in net worth and $2,344,731 in loans loss reserves. That gives it a Texas Ratio of 5.55%.

Net Worth
Community Resource U.S. Average
9.09% 13.65%

Community Resource FCU has a net worth of 9.09% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Community Resource

Branches and Savings

What is Community Resource?

A federal credit union, registered with the NCUA under certificate #68021.
Learn more about credit unions here.

Is Community Resource FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Community Resource?

Please see Field of Membership information above for information on who is eligible to join.

What are Community Resource's share account and share certificate rates?

Community Resource's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Community Resource?

Community Resource has total capital of $49.63 million. Full information on Community Resource's financial position is located above.

Who owns Community Resource?

Credit Unions are owned by their members.

Where are Community Resource branches located?

See branch locations nearby.

Are Community Resource ATMs Open 24/7?

Do Community Resource ATMs accept cash deposits?

Can Community Resource customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Community Resource have a mobile app?

Does Community Resource have mobile deposit?

Does Community Resource have quick pay?

How can Community Resource transfer money to other banks or credit unions?

Does Community Resource report to credit bureaus?

Does Community Resource use Chexsystems?

Does Community Resource use Equifax?

What is Community Resource's toll free phone number?

What is Community Resource's ACH Routing Number?

What is Community Resource's SWIFT code?

Where can I find Community Resource's wire transfer form?

What is the Community Resource address for deposits?

What Products Does Community Resource Offer

Does Community Resource offer mortgages?

Compare mortgage rates here.

Does Community Resource offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Community Resource offer auto and RV loans?

Compare auto loan rates here.

Does Community Resource offer student loans or personal loans?

Compare personal loan rates here.

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