Big Spring, TX 79720


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 1750
Date Established 1936
Assets $42.36 million
Loans $11.57 million
Deposits $36.75 million
Capital $5.13 million

Cosden is an NCUA insured institution located in Big Spring, TX. It was founded in 1936 and has approximately $42.36 millions in assets.

Deposit Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Cosden

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There are currently no rates available for Cosden, but see these great savings and CD rates:

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Loan Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for COSDEN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More
First Internet Bank
NMLS ID: 424182
3.767% 3.750% 0.25 $505 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to COSDEN
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Below are Cosden branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Cosden Locations

Financial Details

Cosden Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cosden. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cosden U.S. Average
2.56% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Cosden had $131,904 in non-current loans and $2,947 in owned assets. To cover these potential losses it had $5,134,875 in net worth and $128,854 in loans loss reserves. That gives it a Texas Ratio of 2.56%.

Net Worth
Cosden U.S. Average
12.12% 13.47%

Cosden FCU has a net worth of 12.12% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Cosden

Branches and Savings

What is Cosden?

A federal credit union, registered with the NCUA under certificate #1750.
Learn more about credit unions here.

Is Cosden FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Cosden?

Please see Field of Membership information above for information on who is eligible to join.

What are Cosden's share account and share certificate rates?

Cosden's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Cosden?

Cosden has total capital of $5.13 million. Full information on Cosden's financial position is located above.

Who owns Cosden?

Credit Unions are owned by their members.

Where are Cosden branches located?

See branch locations nearby.

Are Cosden ATMs Open 24/7?

Do Cosden ATMs accept cash deposits?

Can Cosden customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Cosden have a mobile app?

Does Cosden have mobile deposit?

Does Cosden have quick pay?

How can Cosden transfer money to other banks or credit unions?

Does Cosden report to credit bureaus?

Does Cosden use Chexsystems?

Does Cosden use Equifax?

What is Cosden's toll free phone number?

What is Cosden's ACH Routing Number?

What is Cosden's SWIFT code?

Where can I find Cosden's wire transfer form?

What is the Cosden address for deposits?

What Products Does Cosden Offer

Does Cosden offer mortgages?

Compare mortgage rates here.

Does Cosden offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cosden offer auto and RV loans?

Compare auto loan rates here.

Does Cosden offer student loans or personal loans?

Compare personal loan rates here.

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