400 East Marcy
Big Spring, TX 79720
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.65% →
1-Year CD 0.25% 0.70% →
2-Year CD 0.35% 0.75% →
5-Year CD 0.75% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Cosden is an NCUA insured institution located in Big Spring, TX. It was founded in 1936 and has approximately $51.11 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1750
Date Established 1936
Assets $51.11 million
Loans $14.13 million
Deposits $45.39 million
Capital $5.34 million

Field of Membership Restrictions

All persons who live, work, worship or attend school in Howard County, Texas and their immediate family members.

Deposit Rates - July 28, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.20% $10,000 $14,999 Learn More
12 Mo CD
0.25% $100,000 $199,999 Learn More
24 Mo CD
0.25% $10,000 $14,999 Learn More
24 Mo CD
0.35% $100,000 $199,999 Learn More
36 Mo CD
0.35% $10,000 $14,999 Learn More
36 Mo CD
0.50% $100,000 $199,999 Learn More
60 Mo CD
0.50% $10,000 $14,999 Learn More
60 Mo CD
0.75% $100,000 $199,999 Learn More

Loan Rates - July 28, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for COSDEN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.572% 2.500% 1.00 $2,385 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
4.840 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to COSDEN
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Cosden branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Cosden Locations

Financial Details

Cosden Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cosden. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cosden U.S. Average
0.10% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Cosden had $2,470 in non-current loans and $2,947 in owned assets. To cover these potential losses it had $5,339,527 in net worth and $158,782 in loans loss reserves. That gives it a Texas Ratio of 0.10%.

Net Worth
Cosden U.S. Average
10.44% 12.20%

Cosden FCU has a net worth of 10.44% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Cosden

Branches and Savings

What is Cosden?

A federal credit union, registered with the NCUA under certificate #1750.
Learn more about credit unions here.

Is Cosden FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Cosden is insured by the NCUA.

Who can join Cosden?

Please see Field of Membership information above for information on who is eligible to join.

What are Cosden's share account and share certificate rates?

Cosden's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Cosden?

Cosden has total capital of $5.34 million. Full information on Cosden's financial position is located above.

Who owns Cosden?

Credit Unions are owned by their members.

Where are Cosden branches located?

See branch locations nearby.

Are Cosden ATMs Open 24/7?

Do Cosden ATMs accept cash deposits?

Can Cosden customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Cosden have a mobile app?

Does Cosden have mobile deposit?

Does Cosden have quick pay?

How can Cosden transfer money to other banks or credit unions?

Does Cosden report to credit bureaus?

Does Cosden use Chexsystems?

Does Cosden use Equifax?

What is Cosden's toll free phone number?

What is Cosden's ACH Routing Number?

What is Cosden's SWIFT code?

Where can I find Cosden's wire transfer form?

What is the Cosden address for deposits?

What Products Does Cosden Offer

Does Cosden offer mortgages?

Compare mortgage rates here.

Does Cosden offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cosden offer auto and RV loans?

Compare auto loan rates here.

Does Cosden offer student loans or personal loans?

Compare personal loan rates here.

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