2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 7916
Date Established 1952
Assets $611.05 million
Loans $427.82 million
Deposits $519.41 million
Capital $85.38 million

Neches is an NCUA insured institution located in Port Neches, TX. It was founded in 1952 and has approximately $611.05 millions in assets.

Who can join?

If you live, work, or worship in Jefferson, Hardin, or Orange Counties, then you are eligible to join Neches Federal Credit Union.

Field of Membership Restrictions

Membership is open to those who live, work, or worship in Jefferson, Hardin, Orange, Chambers, Jasper, Newton, Liberty, or Tyler Counties

Deposit Rates - August 18, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.60% $2,000 $24,999 Learn MoreShow Less
Money Market
0.70% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.76% $1,000 $99,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
1.26% $1,000 $99,999 Learn MoreShow Less
1.76% $1,000 $99,999 Learn MoreShow Less
1.91% $1,000 $99,999 Learn MoreShow Less
2.02% $1,000 $99,999 Learn MoreShow Less
2.07% $1,000 $99,999 Learn MoreShow Less
2.12% $1,000 $99,999 Learn MoreShow Less
2.32% $1,000 $99,999 Learn MoreShow Less
2.53% $1,000 $99,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $500 - Learn MoreShow Less

Loan Rates - August 18, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for NECHES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to NECHES
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Neches branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Neches Locations


Financial Details

Neches Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Neches. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Neches U.S. Average
8.97% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Neches had $7,736,085 in non-current loans and $144,449 in owned assets. To cover these potential losses it had $85,380,820 in net worth and $2,458,891 in loans loss reserves. That gives it a Texas Ratio of 8.97%.

Net Worth
Neches U.S. Average
13.97% 13.47%

Neches FCU has a net worth of 13.97% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Neches

Branches and Savings

What is Neches?

A federal credit union, registered with the NCUA under certificate #7916.
Learn more about credit unions here.

Is Neches FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Neches?

Please see Field of Membership information above for information on who is eligible to join.

What are Neches's share account and share certificate rates?

Neches's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Neches?

Neches has total capital of $85.38 million. Full information on Neches's financial position is located above.

Who owns Neches?

Credit Unions are owned by their members.

Where are Neches branches located?

See branch locations nearby.

Are Neches ATMs Open 24/7?

Do Neches ATMs accept cash deposits?

Can Neches customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Neches have a mobile app?

Does Neches have mobile deposit?

Does Neches have quick pay?

How can Neches transfer money to other banks or credit unions?

Does Neches report to credit bureaus?

Does Neches use Chexsystems?

Does Neches use Equifax?

What is Neches's toll free phone number?

What is Neches's ACH Routing Number?

What is Neches's SWIFT code?

Where can I find Neches's wire transfer form?

What is the Neches address for deposits?

What Products Does Neches Offer

Does Neches offer mortgages?

Compare mortgage rates here.

Does Neches offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Neches offer auto and RV loans?

Compare auto loan rates here.

Does Neches offer student loans or personal loans?

Compare personal loan rates here.

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