Neches is an NCUA insured institution located in Port Neches, TX. It was founded in 1952 and has approximately $741.87 millions in assets.
Who can join?
If you live, work, or worship in Jefferson, Hardin, or Orange Counties, then you are eligible to join Neches Federal Credit Union.
NCUA Insured | Yes / Federally Chartered |
Charter Number # | # 7916 |
Date Established | 1952 |
Assets | $741.87 million |
Loans | $481.53 million |
Deposits | $625.80 million |
Capital | $102.81 million |
Your Current Location: Connecticut, CT 06828
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.25% | $2,500 | $4,999 |
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|
Money Market
|
0.35% | $2,500 | $2,999 |
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|
Money Market
|
0.35% | $10,000 | $14,999 |
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|
Money Market
|
0.45% | $25,000 | $29,999 |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
6 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
12 Mo CD
|
0.50% | $1,000 | $99,999 |
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|
12 Mo CD
|
0.60% | $100,000 | - |
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|
18 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
18 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
24 Mo CD
|
0.70% | $1,000 | $99,999 |
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|
24 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
30 Mo CD
|
1.00% | $1,000 | $99,999 |
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|
30 Mo CD
|
1.20% | $100,000 | - |
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|
36 Mo CD
|
0.70% | $1,000 | $99,999 |
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|
36 Mo CD
|
0.80% | $100,000 | - |
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|
48 Mo CD
|
0.90% | $1,000 | $99,999 |
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|
48 Mo CD
|
1.00% | $100,000 | - |
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|
60 Mo CD
|
1.06% | $1,000 | $99,999 |
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|
60 Mo CD
|
1.15% | $100,000 | $199,999 |
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|
Variable IRA Rates | APY | MIN | MAX | |
---|---|---|---|---|
Var IRA
|
0.25% | $1 | $499 | Learn More |
Int Checking Rates | APY | MIN | MAX | |
---|---|---|---|---|
Int Ckg
|
0.10% | $2,500 | $3,499 | Learn More |
Your Current Location: Connecticut, CT 06828
There are currently no loan rates available for NECHES
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
![]() NMLS ID: 3030 |
3.620% | 3.500% | 1.00 | $3,750 | $1,123 | Learn More |
![]() NMLS ID: 424182 |
2.940% | 2.875% | 0.88 | $2,092 | $1,038 | Learn More |
![]() NMLS ID: 3030 |
3.620% | 3.500% | 1.00 | $3,750 | $1,123 | Learn More |
![]() NMLS ID: 1168 |
2.943% | 2.875% | 0.88 | $2,195 | $1,038 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
![]() Third Federal Savings and Loan See Table |
2.240 %
|
$0 |
Learn More
More Info |
![]() People's United Bank, N.A. See Table |
4.000 %
|
$0 |
Learn More
More Info |
![]() Bethpage Federal Credit Union See Table |
Intro APR 2.990 % After Intro: 3.750 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
Note to NECHES
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Below are Neches branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Fairfield,Connecticut
The following ratios and data are available to help you better understand the financial condition of Neches. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Neches | U.S. Average |
---|---|
5.91% | 4.42 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of September 30, 2020, Neches had $6,067,701 in non-current loans and $171,853 in owned assets. To cover these potential losses it had $102,814,030 in net worth and $2,678,815 in loans loss reserves. That gives it a Texas Ratio of 5.91%.
Neches | U.S. Average |
---|---|
13.85% | 12.91% |
Neches FCU has a net worth of 13.85% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
A federal credit union, registered with the NCUA under certificate #7916.
Learn more about credit unions here.
No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Neches is insured by the NCUA.
Please see Field of Membership information above for information on who is eligible to join.
Neches has total capital of $102.81 million. Full information on Neches's financial position is located above.
Credit Unions are owned by their members.
See branch locations nearby.
Compare home equity lines of credit rates here.
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