This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.25% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 624 | 436 |
| 2 | 50,624 | 631 | 442 |
| 3 | 51,255 | 639 | 447 |
| 4 | 51,894 | 647 | 453 |
| 5 | 52,541 | 655 | 459 |
| 6 | 53,196 | 663 | 464 |
| 7 | 53,860 | 672 | 470 |
| 8 | 54,531 | 680 | 476 |
| 9 | 55,211 | 688 | 482 |
| 10 | 55,900 | 697 | 488 |
| 11 | 56,597 | 706 | 494 |
| 12 | 57,303 | 715 | 500 |
| 13 | 58,017 | 723 | 506 |
| 14 | 58,741 | 732 | 513 |
| 15 | 59,473 | 742 | 519 |
| 16 | 60,215 | 751 | 526 |
| 17 | 60,966 | 760 | 532 |
| 18 | 61,726 | 770 | 539 |
| 19 | 62,496 | 779 | 546 |
| 20 | 63,275 | 789 | 552 |
| TOTAL | $14,064 | $9,845 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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