1026 E Broad St
Monticello, MS 39654


General Credit Union Information

NCUA Insured Yes
Charter Number # # 18515
Date Established 1968
Assets $70.84 million
Loans $50.21 million
Deposits $59.72 million
Capital $11.09 million

Ferguson is an NCUA insured institution located in Monticello, MS. It was founded in 1968 and has approximately $70.84 millions in assets.

Field of Membership Restrictions

Membership in Ferguson Federal Credit Union is open to employees of the Georgia Pacific Company (Ferguson Mill in Lawrence County, Mississippi) or several other companies. Membership is also open to all residents of Lawrence County.

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
Savings Rates (Share Account Rates) APY MIN MAX
Savings 2.5K
0.25% $505 $4,999 Learn MoreShow Less
Fixed IRA 0K
1.50% $1,000 - Learn MoreShow Less
Special: 36 Mo FIRA
2.00% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.75% $500 $49,999 Learn MoreShow Less
MM 2.5K
0.50% $2,500 $10,000 Learn MoreShow Less
MM 10K
0.75% $10,001 $25,000 Learn MoreShow Less
MM 25K
1.00% $25,001 $50,000 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.25% $500 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FERGUSON

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Learn More
US Wide Financial
NMLS ID: 55028
License#: MC-5809
3.761% 3.750% -0.13 $335 $1,158 Learn More
Rocket Mortgage
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Ferguson branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Ferguson Locations

Financial Details

Ferguson Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ferguson. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
Ferguson U.S. Average
14.37% 6.15%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of June 30, 2017, Ferguson had $1,384,267 in non-current loans and $276,889 in owned assets. To cover these potential losses it had $11,088,782 in net worth and $471,985 in loans loss reserves. That gives it a Texas Ratio of 14.37%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
Ferguson U.S. Average
15.65% 13.03

Ferguson FCU has a net worth of 15.65% versus the BestCashCow average of 13.03. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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