FERGUSON

1026 E Broad St
Monticello, MS 39654

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 18515
Date Established 1968
Assets $80.22 million
Loans $58.96 million
Deposits $68.65 million
Capital $11.80 million

Ferguson is an NCUA insured institution located in Monticello, MS. It was founded in 1968 and has approximately $80.22 millions in assets.

Field of Membership Restrictions

Membership in Ferguson Federal Credit Union is open to employees of the Georgia Pacific Company (Ferguson Mill in Lawrence County, Mississippi) or several other companies. Membership is also open to all residents of Lawrence County.

Deposit Rates - October 22, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.50% $2,500 $10,000 Learn MoreShow Less
Money Market
0.75% $10,001 $25,000 Learn MoreShow Less
Money Market
1.00% $25,001 $50,000 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
2.80% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
Variable IRA Rates APY MIN MAX
Var IRA
0.75% $500 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.25% $500 - Learn MoreShow Less

Loan Rates - October 22, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FERGUSON

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.773% 4.750% 0.25 $678 $1,305 Learn More
Ally Bank
NMLS ID: 181005
5.038% 5.000% 0.00 $1,164 $1,343 Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.676% 4.625% 0.25 $1,600 $1,286 Learn More
Rocket Mortgage
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More
Flagstar Bank 5.490% $283.58 Learn More

Note to FERGUSON
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Ferguson branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Ferguson Locations

Financial Details

Ferguson Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ferguson. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ferguson U.S. Average
19.30% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Ferguson had $1,603,513 in non-current loans and $778,838 in owned assets. To cover these potential losses it had $11,797,142 in net worth and $545,304 in loans loss reserves. That gives it a Texas Ratio of 19.30%.

Net Worth
Ferguson U.S. Average
14.7% 13.21%

Ferguson FCU has a net worth of 14.7% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Ferguson

What is Ferguson?

A federal credit union, registered with the NCUA under certificate #18515.
Learn more about credit unions here.

Is Ferguson FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Ferguson?

Please see Field of Membership information above for information on who is eligible to join.

What are Ferguson's share account and share certificate rates?

Ferguson's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Ferguson?

Ferguson has total capital of $11.80 million. Full information on Ferguson's financial position is located above.

Who owns Ferguson?

Credit Unions are owned by their members.

Where are Ferguson branches located?

See branch locations nearby.

Are Ferguson ATMs Open 24/7?

Do Ferguson ATMs accept cash deposits?

Can Ferguson customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Ferguson have a mobile app?

Does Ferguson have mobile deposit?

Does Ferguson have quick pay?

How can Ferguson transfer money to other banks or credit unions?

Does Ferguson report to credit bureaus?

Does Ferguson use Chexsystems?

Does Ferguson use Equifax?

What is Ferguson's toll free phone number?

What is Ferguson's ACH Routing Number?

What is Ferguson's SWIFT code?

Where can I find Ferguson's wire transfer form?

What is the Ferguson address for deposits?

What Products Does Ferguson Offer

Does Ferguson offer mortgages?

Compare mortgage rates here.

Does Ferguson offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Ferguson offer auto and RV loans?

Compare auto loan rates here.

Does Ferguson offer student loans or personal loans?

Compare personal loan rates here.

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