Compare Savings vs. CDs
Comparison of Deposit Account from FRANKLIN-SOMERSET with 0.85%
- September 2026
Long-Term Analysis of FRANKLIN-SOMERSET with 0.85% APY and PyraMax Bank, FSB with 1.00% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.85%-$50,00060 MonthCredit Union0.92x (National Avg. - 0.93%)$10,000SCENARIO
Year Rate
0.85%Annual
InterestAnnual Interest
(After Tax)1 50,000 427 299 2 50,427 431 301 3 50,858 434 304 4 51,292 438 307 5 51,730 442 309 6 52,172 446 312 7 52,617 449 315 8 53,067 453 317 9 53,520 457 320 10 53,977 461 323 11 54,438 465 325 12 54,903 469 328 13 55,372 473 331 14 55,845 477 334 15 56,321 481 337 16 56,802 485 340 17 57,288 489 342 18 57,777 493 345 19 58,270 498 348 20 58,768 502 351 TOTAL $9,270 $6,489 - 2LOCAL CD1.00%-$50,00060 MonthBank1.08x (National Avg. - 0.93%)$10,000SCENARIO
Year Rate
1.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 500 350 2 50,500 505 354 3 51,005 510 357 4 51,515 515 361 5 52,030 520 364 6 52,551 526 368 7 53,076 531 372 8 53,607 536 375 9 54,143 541 379 10 54,684 547 383 11 55,231 552 387 12 55,783 558 390 13 56,341 563 394 14 56,905 569 398 15 57,474 575 402 16 58,048 580 406 17 58,629 586 410 18 59,215 592 415 19 59,807 598 419 20 60,405 604 423 TOTAL $11,010 $7,707
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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4.65% |
$1,000 |
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Last change: ↑0.35% on September 25. |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
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Last change: ↑0.43% on April 27. |
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4.50% |
$2,500 |
Learn More | |
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Last change: ↑0.10% on September 25. |
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