This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.41% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 705 | 493 |
| 2 | 50,705 | 714 | 500 |
| 3 | 51,419 | 724 | 507 |
| 4 | 52,143 | 735 | 514 |
| 5 | 52,878 | 745 | 522 |
| 6 | 53,623 | 756 | 529 |
| 7 | 54,379 | 766 | 536 |
| 8 | 55,145 | 777 | 544 |
| 9 | 55,922 | 788 | 552 |
| 10 | 56,710 | 799 | 559 |
| 11 | 57,509 | 810 | 567 |
| 12 | 58,319 | 822 | 575 |
| 13 | 59,141 | 833 | 583 |
| 14 | 59,974 | 845 | 592 |
| 15 | 60,819 | 857 | 600 |
| 16 | 61,676 | 869 | 608 |
| 17 | 62,545 | 881 | 617 |
| 18 | 63,426 | 894 | 626 |
| 19 | 64,320 | 906 | 634 |
| 20 | 65,226 | 919 | 643 |
| TOTAL | $16,145 | $11,302 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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