This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.28% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 640 | 448 |
| 2 | 50,640 | 648 | 454 |
| 3 | 51,288 | 656 | 460 |
| 4 | 51,945 | 665 | 465 |
| 5 | 52,610 | 673 | 471 |
| 6 | 53,283 | 682 | 477 |
| 7 | 53,965 | 691 | 484 |
| 8 | 54,656 | 700 | 490 |
| 9 | 55,355 | 709 | 496 |
| 10 | 56,064 | 718 | 502 |
| 11 | 56,782 | 727 | 509 |
| 12 | 57,508 | 736 | 515 |
| 13 | 58,244 | 746 | 522 |
| 14 | 58,990 | 755 | 529 |
| 15 | 59,745 | 765 | 535 |
| 16 | 60,510 | 775 | 542 |
| 17 | 61,284 | 784 | 549 |
| 18 | 62,069 | 794 | 556 |
| 19 | 62,863 | 805 | 563 |
| 20 | 63,668 | 815 | 570 |
| TOTAL | $14,483 | $10,138 |
| Year | Rate 1.76% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 880 | 616 |
| 2 | 50,880 | 895 | 627 |
| 3 | 51,775 | 911 | 638 |
| 4 | 52,687 | 927 | 649 |
| 5 | 53,614 | 944 | 661 |
| 6 | 54,558 | 960 | 672 |
| 7 | 55,518 | 977 | 684 |
| 8 | 56,495 | 994 | 696 |
| 9 | 57,489 | 1,012 | 708 |
| 10 | 58,501 | 1,030 | 721 |
| 11 | 59,531 | 1,048 | 733 |
| 12 | 60,578 | 1,066 | 746 |
| 13 | 61,645 | 1,085 | 759 |
| 14 | 62,730 | 1,104 | 773 |
| 15 | 63,834 | 1,123 | 786 |
| 16 | 64,957 | 1,143 | 800 |
| 17 | 66,100 | 1,163 | 814 |
| 18 | 67,264 | 1,184 | 829 |
| 19 | 68,448 | 1,205 | 843 |
| 20 | 69,652 | 1,226 | 858 |
| TOTAL | $20,878 | $14,615 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
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|
|
4.10% |
$25,000 |
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Last change: ↓0.15% on November 26. |
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