Pepco

701 Ninth Street Nw Suite 6230
Washington, DC 20001

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 367
Date Established 1935
Assets $32.95 million
Loans $8.51 million
Deposits $29.59 million
Capital $3.16 million

Pepco is an NCUA insured institution located in Washington, DC. It was founded in 1935 and has approximately $32.95 millions in assets.

Field of Membership Restrictions

Membership is open to employees of the Potomac Electric Power Company and its affiliates, who work in Washington DC, Maryland or Virginia.

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD 10K
0.01% $10,000 - Learn MoreShow Less
Special: 6 Mo CD
0.15% $10,000 $49,999 Learn MoreShow Less
6 Mo CD 10K
0.15% $10,000 $49,999 Learn MoreShow Less
Special: 6 Mo CD
0.20% $50,000 - Learn MoreShow Less
Special: 9 Mo CD
0.90% $100,000 - Learn MoreShow Less
Special: 10 Mo CD
0.20% $1,000 $9,999 Learn MoreShow Less
Special: 10 Mo CD
0.30% $10,000 - Learn MoreShow Less
Special: 12 Mo CD
0.26% $10,000 $49,999 Learn MoreShow Less
12 Mo CD 10K
0.26% $10,000 $49,999 Learn MoreShow Less
Special: 12 Mo CD
0.46% $50,000 - Learn MoreShow Less
24 Mo CD 10K
0.19% $1,000 - Learn MoreShow Less
36 Mo CD 10K
0.22% $1,000 - Learn MoreShow Less
Savings Rates (Share Account Rates) APY MIN MAX
Savings 2.5K
0.11% $1,001 $5,000 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.05% $1,000 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.05% $3,000 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for PEPCO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Ally Mortgage
NMLS ID: 181005
4.524% 4.500% 0.00 $786 $1,267 Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.275% 4.250% -0.13 $862 $1,230 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.040% 4.990% 0.25 $1,424 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
5.040% 4.990% 0.25 $1,424 $1,341 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.740% $231.27 Learn More
Flagstar Bank 5.240% $275.79 Learn More

Note to PEPCO
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Pepco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Pepco Locations

Financial Details

Pepco Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Pepco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Pepco U.S. Average
6.73% 7.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2017, Pepco had $224,098 in non-current loans and $0 in owned assets. To cover these potential losses it had $3,162,657 in net worth and $168,294 in loans loss reserves. That gives it a Texas Ratio of 6.73%.

Net Worth
Pepco U.S. Average
9.59% 13.15%

Pepco FCU has a net worth of 9.59% versus the BestCashCow average of 13.15. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Pepco

What is Pepco?

A federal credit union, registered with the NCUA under certificate #367.
Learn more about credit unions here.

Is Pepco FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Pepco?

Please see Field of Membership information above for information on who is eligible to join.

What are Pepco's share account and share certificate rates?

Pepco's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Pepco?

Pepco has total capital of $3.16 million. Full information on Pepco's financial position is located above.

Who owns Pepco?

Credit Unions are owned by their members.

Where are Pepco branches located?

See branch locations nearby.

Are Pepco ATMs Open 24/7?

Do Pepco ATMs accept cash deposits?

Can Pepco customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Pepco have a mobile app?

Does Pepco have mobile deposit?

Does Pepco have quick pay?

How can Pepco transfer money to other banks or credit unions?

Does Pepco report to credit bureaus?

Does Pepco use Chexsystems?

Does Pepco use Equifax?

What is Pepco's toll free phone number?

What is Pepco's ACH Routing Number?

What is Pepco's SWIFT code?

Where can I find Pepco's wire transfer form?

What is the Pepco address for deposits?

What Products Does Pepco Offer

Does Pepco offer mortgages?

Compare mortgage rates here.

Does Pepco offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Pepco offer auto and RV loans?

Compare auto loan rates here.

Does Pepco offer student loans or personal loans?

Compare personal loan rates here.

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