701 Ninth Street Nw Suite 6230
Washington, DC 20001


General Credit Union Information

NCUA Insured Yes
Charter Number # # 367
Date Established 1935
Assets $33.07 million
Loans $9.15 million
Deposits $29.72 million
Capital $3.09 million

Pepco is an NCUA insured institution located in Washington, DC. It was founded in 1935 and has approximately $33.07 millions in assets.

Savings Rates

Your Current Location: Virginia, VA 20146

3 Mo CD 10K
0.01% $10,000 - Learn MoreShow Less
Special: 6 Mo CD
0.15% $10,000 $49,999 Learn MoreShow Less
6 Mo CD 10K
0.15% $10,000 $49,999 Learn MoreShow Less
Special: 6 Mo CD
0.20% $50,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.05% $1,000 - Learn MoreShow Less
MM 10K
0.05% $3,000 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

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Financial Details

Pepco Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Pepco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
Pepco U.S. Average
7.24% 7.80%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of December 31, 2016, Pepco had $232,660 in non-current loans and $0 in owned assets. To cover these potential losses it had $3,087,426 in net worth and $125,929 in loans loss reserves. That gives it a Texas Ratio of 7.24%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
Pepco U.S. Average
9.24% 13.06%

Pepco FCU has a net worth of 9.24% versus the BestCashCow average of 13.06%. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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