This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.98% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 492 | 344 |
| 2 | 50,492 | 497 | 348 |
| 3 | 50,989 | 502 | 351 |
| 4 | 51,491 | 507 | 355 |
| 5 | 51,997 | 512 | 358 |
| 6 | 52,509 | 517 | 362 |
| 7 | 53,026 | 522 | 365 |
| 8 | 53,547 | 527 | 369 |
| 9 | 54,074 | 532 | 372 |
| 10 | 54,606 | 537 | 376 |
| 11 | 55,144 | 543 | 380 |
| 12 | 55,686 | 548 | 384 |
| 13 | 56,234 | 553 | 387 |
| 14 | 56,788 | 559 | 391 |
| 15 | 57,346 | 564 | 395 |
| 16 | 57,911 | 570 | 399 |
| 17 | 58,481 | 575 | 403 |
| 18 | 59,056 | 581 | 407 |
| 19 | 59,637 | 587 | 411 |
| 20 | 60,224 | 593 | 415 |
| TOTAL | $10,816 | $7,572 |
| Year | Rate 1.35% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 675 | 473 |
| 2 | 50,675 | 684 | 479 |
| 3 | 51,359 | 693 | 485 |
| 4 | 52,052 | 703 | 492 |
| 5 | 52,755 | 712 | 499 |
| 6 | 53,467 | 722 | 505 |
| 7 | 54,189 | 732 | 512 |
| 8 | 54,921 | 741 | 519 |
| 9 | 55,662 | 751 | 526 |
| 10 | 56,414 | 762 | 533 |
| 11 | 57,175 | 772 | 540 |
| 12 | 57,947 | 782 | 548 |
| 13 | 58,729 | 793 | 555 |
| 14 | 59,522 | 804 | 562 |
| 15 | 60,326 | 814 | 570 |
| 16 | 61,140 | 825 | 578 |
| 17 | 61,966 | 837 | 586 |
| 18 | 62,802 | 848 | 593 |
| 19 | 63,650 | 859 | 601 |
| 20 | 64,509 | 871 | 610 |
| TOTAL | $15,380 | $10,766 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
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|
|
4.10% |
$25,000 |
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|
Last change: ↓0.15% on November 26. |
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