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Comparison of Deposit Account from MERIWEST with 0.95% - October 2026


Long-Term Analysis of FINANCIAL RESOURCES with 1.50% APY and MENLO SURVEY with 0.85% APY and MERIWEST with 0.95% APY and MERIWEST with 0.90% APY and VENTURA COUNTY with 1.10% APY and 1ST UNITED SERVICES with 0.10% APY and 1ST UNITED SERVICES with 0.15% APY and PARTNERS 1ST with 0.18% APY and REDWOOD with 4.00% APY and REDWOOD with 1.10% APY and REDWOOD with 1.10% APY and FINANCIAL RESOURCES with 2.27% APY and FINANCIAL RESOURCES with 2.78% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    FINANCIAL RESOURCES
    1.50%
    -
    $50,000
    6 Month
    Credit Union
    3.71x (National Avg. - 0.40%)
    $500
     
    SCENARIO
    Year Rate
    1.50%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 750 525
    2 50,750 761 533
    3 51,511 773 541
    4 52,284 784 549
    5 53,068 796 557
    6 53,864 808 566
    7 54,672 820 574
    8 55,492 832 583
    9 56,325 845 591
    10 57,169 858 600
    11 58,027 870 609
    12 58,897 883 618
    13 59,781 897 628
    14 60,678 910 637
    15 61,588 924 647
    16 62,512 938 656
    17 63,449 952 666
    18 64,401 966 676
    19 65,367 981 686
    20 66,348 995 697
    TOTAL $17,343 $12,140
  • 2
    LOCAL CD
    MENLO SURVEY
    0.85%
    -
    $50,000
    24 Month
    Credit Union
    1.28x (National Avg. - 0.67%)
    $10,000
     
    SCENARIO
    Year Rate
    0.85%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 425 298
    2 50,425 429 300
    3 50,854 432 303
    4 51,286 436 305
    5 51,722 440 308
    6 52,161 443 310
    7 52,605 447 313
    8 53,052 451 316
    9 53,503 455 318
    10 53,958 459 321
    11 54,416 463 324
    12 54,879 466 327
    13 55,345 470 329
    14 55,816 474 332
    15 56,290 478 335
    16 56,769 483 338
    17 57,251 487 341
    18 57,738 491 344
    19 58,229 495 346
    20 58,724 499 349
    TOTAL $9,223 $6,456
  • 3
    LOCAL CD
    MERIWEST
    0.95%
    -
    $50,000
    36 Month
    Credit Union
    1.25x (National Avg. - 0.76%)
    $100,000
     
    SCENARIO
    Year Rate
    0.95%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 475 333
    2 50,475 480 336
    3 50,955 484 339
    4 51,439 489 342
    5 51,927 493 345
    6 52,421 498 349
    7 52,919 503 352
    8 53,421 508 355
    9 53,929 512 359
    10 54,441 517 362
    11 54,958 522 365
    12 55,480 527 369
    13 56,007 532 372
    14 56,540 537 376
    15 57,077 542 380
    16 57,619 547 383
    17 58,166 553 387
    18 58,719 558 390
    19 59,277 563 394
    20 59,840 568 398
    TOTAL $10,408 $7,286
  • 4
    N.A.
    MERIWEST
    0.90%
    -
    $50,000
    N.A.
    Credit Union
    1.19x (National Avg. - 0.76%)
    $25,000
     
    SCENARIO
    Year Rate
    0.90%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 450 315
    2 50,450 454 318
    3 50,904 458 321
    4 51,362 462 324
    5 51,824 466 326
    6 52,291 471 329
    7 52,761 475 332
    8 53,236 479 335
    9 53,715 483 338
    10 54,199 488 341
    11 54,687 492 345
    12 55,179 497 348
    13 55,675 501 351
    14 56,177 506 354
    15 56,682 510 357
    16 57,192 515 360
    17 57,707 519 364
    18 58,226 524 367
    19 58,750 529 370
    20 59,279 534 373
    TOTAL $9,813 $6,869
  • 5
    LOCAL CD
    VENTURA COUNTY
    1.10%
    -
    $50,000
    60 Month
    Credit Union
    1.19x (National Avg. - 0.93%)
    $100,000
     
    SCENARIO
    Year Rate
    1.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 550 385
    2 50,550 556 389
    3 51,106 562 394
    4 51,668 568 398
    5 52,237 575 402
    6 52,811 581 407
    7 53,392 587 411
    8 53,979 594 416
    9 54,573 600 420
    10 55,173 607 425
    11 55,780 614 430
    12 56,394 620 434
    13 57,014 627 439
    14 57,641 634 444
    15 58,276 641 449
    16 58,917 648 454
    17 59,565 655 459
    18 60,220 662 464
    19 60,882 670 469
    20 61,552 677 474
    TOTAL $12,229 $8,560
  • 6
    LOCAL MONEY MARKET
    1ST UNITED SERVICES
    0.10%
    -
    $50,000
    N.A.
    Credit Union
    0.11x (National Avg. - 0.93%)
    $10,000
     
    SCENARIO
    Year Rate
    0.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707
  • 7
    LOCAL MONEY MARKET
    1ST UNITED SERVICES
    0.15%
    -
    $50,000
    N.A.
    Credit Union
    0.16x (National Avg. - 0.93%)
    $25,000
     
    SCENARIO
    Year Rate
    0.15%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 75 53
    2 50,075 75 53
    3 50,150 75 53
    4 50,225 75 53
    5 50,301 75 53
    6 50,376 76 53
    7 50,452 76 53
    8 50,527 76 53
    9 50,603 76 53
    10 50,679 76 53
    11 50,755 76 53
    12 50,831 76 53
    13 50,907 76 53
    14 50,984 76 54
    15 51,060 77 54
    16 51,137 77 54
    17 51,214 77 54
    18 51,290 77 54
    19 51,367 77 54
    20 51,444 77 54
    TOTAL $1,522 $1,065
  • 8
    LOCAL CD
    PARTNERS 1ST
    0.18%
    -
    $50,000
    18 Month
    Credit Union
    0.31x (National Avg. - 0.58%)
    $10,000
     
    SCENARIO
    Year Rate
    0.18%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 90 63
    2 50,090 90 63
    3 50,180 90 63
    4 50,270 90 63
    5 50,361 91 63
    6 50,452 91 64
    7 50,542 91 64
    8 50,633 91 64
    9 50,725 91 64
    10 50,816 91 64
    11 50,907 92 64
    12 50,999 92 64
    13 51,091 92 64
    14 51,183 92 64
    15 51,275 92 65
    16 51,367 92 65
    17 51,460 93 65
    18 51,552 93 65
    19 51,645 93 65
    20 51,738 93 65
    TOTAL $1,831 $1,282
  • 9
    N.A.
    REDWOOD
    4.00%
    -
    $50,000
    N.A.
    Credit Union
    6.88x (National Avg. - 0.58%)
    $50,000
     
    SCENARIO
    Year Rate
    4.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689
  • 10
    LOCAL SAVINGS
    REDWOOD
    1.10%
    -
    $50,000
    N.A.
    Credit Union
    4.70x (National Avg. - 0.23%)
    $100
     
    SCENARIO
    Year Rate
    1.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 550 385
    2 50,550 556 389
    3 51,106 562 394
    4 51,668 568 398
    5 52,237 575 402
    6 52,811 581 407
    7 53,392 587 411
    8 53,979 594 416
    9 54,573 600 420
    10 55,173 607 425
    11 55,780 614 430
    12 56,394 620 434
    13 57,014 627 439
    14 57,641 634 444
    15 58,276 641 449
    16 58,917 648 454
    17 59,565 655 459
    18 60,220 662 464
    19 60,882 670 469
    20 61,552 677 474
    TOTAL $12,229 $8,560
  • 11
    LOCAL SAVINGS
    REDWOOD
    1.10%
    -
    $50,000
    N.A.
    Credit Union
    4.70x (National Avg. - 0.23%)
    $50,000
     
    SCENARIO
    Year Rate
    1.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 550 385
    2 50,550 556 389
    3 51,106 562 394
    4 51,668 568 398
    5 52,237 575 402
    6 52,811 581 407
    7 53,392 587 411
    8 53,979 594 416
    9 54,573 600 420
    10 55,173 607 425
    11 55,780 614 430
    12 56,394 620 434
    13 57,014 627 439
    14 57,641 634 444
    15 58,276 641 449
    16 58,917 648 454
    17 59,565 655 459
    18 60,220 662 464
    19 60,882 670 469
    20 61,552 677 474
    TOTAL $12,229 $8,560
  • 12
    LOCAL SAVINGS
    FINANCIAL RESOURCES
    2.27%
    -
    $50,000
    N.A.
    Credit Union
    9.70x (National Avg. - 0.23%)
    $100,000
     
    SCENARIO
    Year Rate
    2.27%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,135 795
    2 51,135 1,161 813
    3 52,296 1,187 831
    4 53,483 1,214 850
    5 54,697 1,242 869
    6 55,939 1,270 889
    7 57,208 1,299 909
    8 58,507 1,328 930
    9 59,835 1,358 951
    10 61,193 1,389 972
    11 62,582 1,421 994
    12 64,003 1,453 1,017
    13 65,456 1,486 1,040
    14 66,942 1,520 1,064
    15 68,461 1,554 1,088
    16 70,015 1,589 1,113
    17 71,605 1,625 1,138
    18 73,230 1,662 1,164
    19 74,893 1,700 1,190
    20 76,593 1,739 1,217
    TOTAL $28,331 $19,832
  • 13
    LOCAL SAVINGS
    FINANCIAL RESOURCES
    2.78%
    -
    $50,000
    N.A.
    Credit Union
    11.88x (National Avg. - 0.23%)
    $250,000
     
    SCENARIO
    Year Rate
    2.78%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,390 973
    2 51,390 1,429 1,000
    3 52,819 1,468 1,028
    4 54,287 1,509 1,056
    5 55,796 1,551 1,086
    6 57,347 1,594 1,116
    7 58,942 1,639 1,147
    8 60,580 1,684 1,179
    9 62,264 1,731 1,212
    10 63,995 1,779 1,245
    11 65,774 1,829 1,280
    12 67,603 1,879 1,316
    13 69,482 1,932 1,352
    14 71,414 1,985 1,390
    15 73,399 2,040 1,428
    16 75,440 2,097 1,468
    17 77,537 2,156 1,509
    18 79,692 2,215 1,551
    19 81,908 2,277 1,594
    20 84,185 2,340 1,638
    TOTAL $36,525 $25,568

    All calculations are for demonstration purposes only.

    Featured CD Rates

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    ONLINE BANKS APY? MIN?

    Decide once. Earn for a year. A full year of predictable earnings with our 12-Month Jumbo CD.

    12-Month

    Last change: ↑0.05% on October 8.
    Early Withdrawal Penalty is 730 days interest.

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    Early Withdrawal Penalty is 365 days interest.

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    Last change: ↑0.80% on April 27.
    Early Withdrawal Penalty is 90 days interest.

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