Financial Resources


520 Route 22 East, 1st Floor
Bridgewater, NJ 08807
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.35% 0.66% →
1-Year CD 0.20% 0.67% →
2-Year CD 0.40% 0.75% →
5-Year CD 1.01% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Financial Resources is an NCUA insured institution located in Bridgewater, NJ. It was founded in 1950 and has approximately $522.3 millions in assets.

Who can join?

If you work for or are retired from a select company or organization, or if you are related to or live with someone who is already a member, you can join Financial Resources.

Family members include parents, brothers, sisters, children, in-laws, nieces, nephews, grandparents, grandchildren, aunts, uncles, stepchildren, stepparents, first cousins and spouses of any of the above.

NCUA Insured Yes / Federally Chartered
Charter Number # # 6665
Date Established 1950
Assets $522.30 million
Loans $383.34 million
Deposits $477.92 million
Capital $40.64 million

Field of Membership Restrictions

Membership in Financial Resources Federal Credit Union is open to anyone through joining the American Consumer Council. Membership is also open to those who live, work, attend school or worship in Flemington Borough or the Greater New Brunswick area in New Jersey and to employees of Franklin Township and over 100 area Select Employer Groups.

Deposit Rates - April 16, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.35% $500 $9,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.15% $500 - Learn More
12 Mo CD
0.20% $500 - Learn More
Special: 14 Mo CD
1.01% $500 - Learn More
18 Mo CD
0.20% $500 - Learn More
24 Mo CD
0.40% $500 - Learn More
30 Mo CD
0.40% $500 - Learn More
Special: 35 Mo CD
1.01% $500 - Learn More
36 Mo CD
0.75% $500 - Learn More
48 Mo CD
0.85% $500 - Learn More
60 Mo CD
1.01% $500 - Learn More
Special: 14 Mo FIRA
1.01% $500 - Learn MoreShow Less
Special: 35 Mo FIRA
1.01% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $1,499 Learn MoreShow Less
Int Ckg
0.10% $1,500 - Learn MoreShow Less

Loan Rates - April 16, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FINANCIAL RESOURCES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Test Advertiser QA
2.422% 2.375% 0.63 $1,562 $972 Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More
Morty, Inc.
NMLS ID: 1429243
2.678% 2.625% 0.25 $1,720 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Financial Resources branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Financial Resources Locations

Financial Details

Financial Resources Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Financial Resources. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Financial Resources U.S. Average
8.15% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Financial Resources had $3,843,601 in non-current loans and $41,939 in owned assets. To cover these potential losses it had $40,642,887 in net worth and $7,031,555 in loans loss reserves. That gives it a Texas Ratio of 8.15%.

Net Worth
Financial Resources U.S. Average
7.78% 12.67%

Financial Resources FCU has a net worth of 7.78% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Financial Resources

Branches and Savings

What is Financial Resources?

A federal credit union, registered with the NCUA under certificate #6665.
Learn more about credit unions here.

Is Financial Resources FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Financial Resources is insured by the NCUA.

Who can join Financial Resources?

Please see Field of Membership information above for information on who is eligible to join.

What are Financial Resources's share account and share certificate rates?

Financial Resources's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Financial Resources?

Financial Resources has total capital of $40.64 million. Full information on Financial Resources's financial position is located above.

Who owns Financial Resources?

Credit Unions are owned by their members.

Where are Financial Resources branches located?

See branch locations nearby.

Are Financial Resources ATMs Open 24/7?

Do Financial Resources ATMs accept cash deposits?

Can Financial Resources customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Financial Resources have a mobile app?

Does Financial Resources have mobile deposit?

Does Financial Resources have quick pay?

How can Financial Resources transfer money to other banks or credit unions?

Does Financial Resources report to credit bureaus?

Does Financial Resources use Chexsystems?

Does Financial Resources use Equifax?

What is Financial Resources's toll free phone number?

What is Financial Resources's ACH Routing Number?

What is Financial Resources's SWIFT code?

Where can I find Financial Resources's wire transfer form?

What is the Financial Resources address for deposits?

What Products Does Financial Resources Offer

Does Financial Resources offer mortgages?

Compare mortgage rates here.

Does Financial Resources offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Financial Resources offer auto and RV loans?

Compare auto loan rates here.

Does Financial Resources offer student loans or personal loans?

Compare personal loan rates here.

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