2575 Vista Del Mar Dr, Suite 100
Ventura, CA 93001
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.40% →
1-Year CD 0.80% 1.15% →
2-Year CD 1.00% 1.26% →
5-Year CD 1.30% 1.60% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Ventura County is an NCUA insured institution located in Ventura, CA. It was founded in 1950 and has approximately $900.79 millions in assets.

Who Can Join?

Individuals who live, work, or attend school in Ventura or Santa Barbara County are eligible to join.

NCUA Insured Yes
Charter Number # # 68458
Date Established 1950
Assets $900.79 million
Loans $654.19 million
Deposits $798.48 million
Capital $86.89 million

Field of Membership Restrictions

Membership in Ventura County Credit Union is open to those who live, work, or attend school in Ventura or Santa Barbara Counties in California or belong to one to one of the select employer groups.

Deposit Rates - July 2, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $25 - Learn More
Money Market
0.05% $2,500 $9,999 Learn More
Money Market
0.20% $10,000 $24,999 Learn More
Money Market
0.30% $25,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.60% $10,000 $24,999 Learn More
6 Mo CD
0.60% $25,000 - Learn More
12 Mo CD
0.80% $10,000 $24,999 Learn More
12 Mo CD
0.80% $25,000 - Learn More
18 Mo CD
0.70% $5,000 $24,999 Learn More
18 Mo CD
0.70% $50,000 - Learn More
24 Mo CD
1.00% $10,000 $24,999 Learn More
24 Mo CD
1.00% $25,000 - Learn More
36 Mo CD
1.10% $10,000 $24,999 Learn More
36 Mo CD
1.10% $25,000 - Learn More
48 Mo CD
1.20% $10,000 $24,999 Learn More
48 Mo CD
1.20% $25,000 - Learn More
60 Mo CD
1.30% $10,000 $24,999 Learn More
60 Mo CD
1.30% $25,000 - Learn More
Variable IRA Rates APY MIN MAX
0.20% $1 $999 Learn MoreShow Less
Fixed IRA
0.90% $1,000 $9,999 Learn MoreShow Less

Loan Rates - July 2, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for VENTURA COUNTY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
3.039% 3.000% 0.50 $1,250 $1,055 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
4.000 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Ventura County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Ventura County Locations

Financial Details

Ventura County Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ventura County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ventura County U.S. Average
5.31% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Ventura County had $4,800,755 in non-current loans and $149,986 in owned assets. To cover these potential losses it had $86,886,524 in net worth and $6,358,776 in loans loss reserves. That gives it a Texas Ratio of 5.31%.

Net Worth
Ventura County U.S. Average
9.81% 13.86%

Ventura County FCU has a net worth of 9.81% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Ventura County

Branches and Savings

What is Ventura County?

A federal credit union, registered with the NCUA under certificate #68458.
Learn more about credit unions here.

Is Ventura County FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Ventura County?

Please see Field of Membership information above for information on who is eligible to join.

What are Ventura County's share account and share certificate rates?

Ventura County's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Ventura County?

Ventura County has total capital of $86.89 million. Full information on Ventura County's financial position is located above.

Who owns Ventura County?

Credit Unions are owned by their members.

Where are Ventura County branches located?

See branch locations nearby.

Are Ventura County ATMs Open 24/7?

Do Ventura County ATMs accept cash deposits?

Can Ventura County customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Ventura County have a mobile app?

Does Ventura County have mobile deposit?

Does Ventura County have quick pay?

How can Ventura County transfer money to other banks or credit unions?

Does Ventura County report to credit bureaus?

Does Ventura County use Chexsystems?

Does Ventura County use Equifax?

What is Ventura County's toll free phone number?

What is Ventura County's ACH Routing Number?

What is Ventura County's SWIFT code?

Where can I find Ventura County's wire transfer form?

What is the Ventura County address for deposits?

What Products Does Ventura County Offer

Does Ventura County offer mortgages?

Compare mortgage rates here.

Does Ventura County offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Ventura County offer auto and RV loans?

Compare auto loan rates here.

Does Ventura County offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Ventura County

  • May 03, 2020

    Orange County and all of its municipalities are under Curfew, effective March 20, 2020 from 11 p.m. to 5 a.m. For the latest updates from Orange County Government, visit the Orange County Newsroom .

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