Ventura County Credit Union

Headquarters

2575 Vista Del Mar Dr, Suite 100
Ventura, CA 93001
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 2.55% →
1-Year CD 0.65% 2.80% →
2-Year CD 0.80% 3.20% →
5-Year CD 1.10% 3.65% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Ventura County is an NCUA insured institution located in Ventura, CA. It was founded in 1950 and has approximately $1290.18 millions in assets.

Who Can Join?

Individuals who live, work, or attend school in Ventura or Santa Barbara County are eligible to join.

NCUA Insured Yes / State-Chartered
Charter Number # # 68458
Date Established 1950
Assets $1,290.18 million
Loans $677.06 million
Deposits $1,180.46 million
Capital $102.91 million
 

Field of Membership Restrictions

Membership in Ventura County Credit Union is open to those who live, work, or attend school in Ventura or Santa Barbara Counties in California or belong to one to one of the select employer groups.

Deposit Rates - August 14, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.65% $10,000 $14,999 Learn More
12 Mo CD
0.65% $100,000 $199,999 Learn More
18 Mo CD
0.55% $10,000 $14,999 Learn More
18 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.80% $10,000 $14,999 Learn More
24 Mo CD
0.80% $100,000 $199,999 Learn More
36 Mo CD
0.95% $10,000 $14,999 Learn More
36 Mo CD
0.95% $100,000 $199,999 Learn More
48 Mo CD
1.00% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.10% $10,000 $14,999 Learn More
60 Mo CD
1.10% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.20% $1 $499 Learn MoreShow Less

Loan Rates - August 14, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for VENTURA COUNTY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 413-0477
4.851% 4.750% 0.75 $2,920 $1,305 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to VENTURA COUNTY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Ventura County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Ventura County Locations



Climate Initiatives

VENTURA COUNTY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Ventura County Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ventura County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ventura County U.S. Average
5.87% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Ventura County had $6,259,930 in non-current loans and $13,084 in owned assets. To cover these potential losses it had $102,912,306 in net worth and $4,029,445 in loans loss reserves. That gives it a Texas Ratio of 5.87%.

Net Worth
Ventura County U.S. Average
8.19% 12.28%

Ventura County FCU has a net worth of 8.19% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for VENTURA COUNTY


  • December 3, 2021 |

    When a Credit Union targets homeless people and steals money from a homeless persons account without their consent is disgusting. I am currently homeles and have noticed unauthorized charges going to my account. I contacted Ventura County Credit Union and they admitted stealing money from my account without my authorization by calling it a fee for no address. Call it what you will, I will never do business with a company that is supposed to keep your money safe from being stolen, yet they themselves steal from you. Every month they steal $5 from each person that struggles like I do. Multiply that $5 for each person. Is that 20, 50, 100, 200 or more people? Multiply those numbers. This can easily be Grand Larceny.
    Penalties for Grand Theft under California Penal Code 487 PC
    California Penal Code 487 PC grand theft is a misdemeanor then the penalty is up to one year in county jail and a fine of up to $1000. If you are convicted of a felony grand theft, then the sentence is up to 3 years of state prison and a maximum $10,000 fine.

    These people need to be charged and sentenced.

  • May 3, 2020

    Orange County and all of its municipalities are under Curfew, effective March 20, 2020 from 11 p.m. to 5 a.m. For the latest updates from Orange County Government, visit the Orange County Newsroom .

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