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Comparison of Deposit Account from MESQUITE with 0.05% - December 2025


Long-Term Analysis of MESQUITE with 0.05% APY and Frontier State Bank with 1.92% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL SAVINGS
    MESQUITE
    0.05%
    -
    $50,000
    N.A.
    Credit Union
    0.22x (National Avg. - 0.23%)
    $2,500
     
    SCENARIO
    Year Rate
    0.05%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 25 18
    2 50,025 25 18
    3 50,050 25 18
    4 50,075 25 18
    5 50,100 25 18
    6 50,125 25 18
    7 50,150 25 18
    8 50,175 25 18
    9 50,200 25 18
    10 50,225 25 18
    11 50,251 25 18
    12 50,276 25 18
    13 50,301 25 18
    14 50,326 25 18
    15 50,351 25 18
    16 50,376 25 18
    17 50,402 25 18
    18 50,427 25 18
    19 50,452 25 18
    20 50,477 25 18
    TOTAL $502 $352
  • 2
    LOCAL CD
    Frontier State Bank
    1.92%
    -
    $50,000
    48 Month
    Bank
    2.34x (National Avg. - 0.82%)
    $1,000
     
    SCENARIO
    Year Rate
    1.92%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 960 672
    2 50,960 978 685
    3 51,938 997 698
    4 52,936 1,016 711
    5 53,952 1,036 725
    6 54,988 1,056 739
    7 56,044 1,076 753
    8 57,120 1,097 768
    9 58,216 1,118 782
    10 59,334 1,139 797
    11 60,473 1,161 813
    12 61,634 1,183 828
    13 62,818 1,206 844
    14 64,024 1,229 860
    15 65,253 1,253 877
    16 66,506 1,277 894
    17 67,783 1,301 911
    18 69,084 1,326 928
    19 70,411 1,352 946
    20 71,763 1,378 964
    TOTAL $23,141 $16,198

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.16% on September 18.
    3 Month CD.

    Last change: ↑0.20% on December 7.
    Early Withdrawal Penalty is 6 months interest.

    Last change: ↑0.05% on December 1.

    Last change: ↑0.10% on December 1.
    Early Withdrawal Penalty is 90 days interest.

    Last change: ↓0.15% on November 26.

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