This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.27% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,135 | 795 |
| 2 | 51,135 | 1,161 | 813 |
| 3 | 52,296 | 1,187 | 831 |
| 4 | 53,483 | 1,214 | 850 |
| 5 | 54,697 | 1,242 | 869 |
| 6 | 55,939 | 1,270 | 889 |
| 7 | 57,208 | 1,299 | 909 |
| 8 | 58,507 | 1,328 | 930 |
| 9 | 59,835 | 1,358 | 951 |
| 10 | 61,193 | 1,389 | 972 |
| 11 | 62,582 | 1,421 | 994 |
| 12 | 64,003 | 1,453 | 1,017 |
| 13 | 65,456 | 1,486 | 1,040 |
| 14 | 66,942 | 1,520 | 1,064 |
| 15 | 68,461 | 1,554 | 1,088 |
| 16 | 70,015 | 1,589 | 1,113 |
| 17 | 71,605 | 1,625 | 1,138 |
| 18 | 73,230 | 1,662 | 1,164 |
| 19 | 74,893 | 1,700 | 1,190 |
| 20 | 76,593 | 1,739 | 1,217 |
| TOTAL | $28,331 | $19,832 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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|
Last change: ↓0.05% on March 15. |
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|
|
5.49% |
$50,000 |
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Last change: ↑0.09% on March 12. |
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