2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 16030
Date Established 1964
Assets $159.02 million
Loans $91.17 million
Deposits $142.64 million
Capital $13.12 million

Chaffey is an NCUA insured institution located in Upland, CA. It was founded in 1964 and has approximately $159.02 millions in assets.

Field of Membership Restrictions

Membership is open to employees, family members and students of schools located in the Inland Empire and San Gabriel Valleys, as well as many companies.

Deposit Rates - September 15, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.30% $10,000 $99,999 Learn MoreShow Less
Fixed IRA
1.61% $2,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.61% $10,000 - Learn MoreShow Less
12 Mo CD
1.81% $10,000 - Learn MoreShow Less
24 Mo CD
2.17% $10,000 - Learn MoreShow Less
36 Mo CD
2.42% $10,000 - Learn MoreShow Less
48 Mo CD
2.63% $10,000 - Learn MoreShow Less
60 Mo CD
2.73% $10,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.10% $5 $4,999 Learn MoreShow Less

Loan Rates - September 15, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CHAFFEY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.751% 3.750% 0.00 $25 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

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Below are Chaffey branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Chaffey Locations

Financial Details

Chaffey Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Chaffey. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Chaffey U.S. Average
3.17% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Chaffey had $368,856 in non-current loans and $58,665 in owned assets. To cover these potential losses it had $13,121,034 in net worth and $369,502 in loans loss reserves. That gives it a Texas Ratio of 3.17%.

Net Worth
Chaffey U.S. Average
8.25% 13.47%

Chaffey FCU has a net worth of 8.25% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Chaffey

Branches and Savings

What is Chaffey?

A federal credit union, registered with the NCUA under certificate #16030.
Learn more about credit unions here.

Is Chaffey FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Chaffey?

Please see Field of Membership information above for information on who is eligible to join.

What are Chaffey's share account and share certificate rates?

Chaffey's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Chaffey?

Chaffey has total capital of $13.12 million. Full information on Chaffey's financial position is located above.

Who owns Chaffey?

Credit Unions are owned by their members.

Where are Chaffey branches located?

See branch locations nearby.

Are Chaffey ATMs Open 24/7?

Do Chaffey ATMs accept cash deposits?

Can Chaffey customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Chaffey have a mobile app?

Does Chaffey have mobile deposit?

Does Chaffey have quick pay?

How can Chaffey transfer money to other banks or credit unions?

Does Chaffey report to credit bureaus?

Does Chaffey use Chexsystems?

Does Chaffey use Equifax?

What is Chaffey's toll free phone number?

What is Chaffey's ACH Routing Number?

What is Chaffey's SWIFT code?

Where can I find Chaffey's wire transfer form?

What is the Chaffey address for deposits?

What Products Does Chaffey Offer

Does Chaffey offer mortgages?

Compare mortgage rates here.

Does Chaffey offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Chaffey offer auto and RV loans?

Compare auto loan rates here.

Does Chaffey offer student loans or personal loans?

Compare personal loan rates here.

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