CHAFFEY

Headquarters

PO BOX 700
Upland, CA 91785
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.05% →
1-Year CD 1.11% 1.05% →
2-Year CD 1.21% 1.11% →
5-Year CD 1.46% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Chaffey is an NCUA insured institution located in Upland, CA. It was founded in 1964 and has approximately $165.12 millions in assets.

NCUA Insured Yes
Charter Number # # 16030
Date Established 1964
Assets $165.12 million
Loans $94.11 million
Deposits $145.97 million
Capital $14.31 million
 

Field of Membership Restrictions

Membership is open to employees, family members and students of schools located in the Inland Empire and San Gabriel Valleys, as well as many companies.

Deposit Rates - August 10, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.96% $10,000 $14,999 Learn More
6 Mo CD
0.96% $100,000 $199,999 Learn More
12 Mo CD
1.11% $10,000 $14,999 Learn More
12 Mo CD
1.11% $100,000 $199,999 Learn More
24 Mo CD
1.21% $10,000 $14,999 Learn More
24 Mo CD
1.21% $100,000 $199,999 Learn More
36 Mo CD
1.36% $10,000 $14,999 Learn More
36 Mo CD
1.36% $100,000 $199,999 Learn More
48 Mo CD
1.41% $10,000 $14,999 Learn More
48 Mo CD
1.41% $100,000 $199,999 Learn More
60 Mo CD
1.46% $10,000 $14,999 Learn More
60 Mo CD
1.46% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.03% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 10, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CHAFFEY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.914% 2.875% 0.50 $1,250 $1,038 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

Note to CHAFFEY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Chaffey branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Chaffey Locations


Financial Details

Chaffey Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Chaffey. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Chaffey U.S. Average
3.69% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Chaffey had $497,567 in non-current loans and $41,550 in owned assets. To cover these potential losses it had $14,313,439 in net worth and $295,512 in loans loss reserves. That gives it a Texas Ratio of 3.69%.

Net Worth
Chaffey U.S. Average
8.66% 13.61%

Chaffey FCU has a net worth of 8.66% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Chaffey

Branches and Savings

What is Chaffey?

A federal credit union, registered with the NCUA under certificate #16030.
Learn more about credit unions here.

Is Chaffey FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Chaffey?

Please see Field of Membership information above for information on who is eligible to join.

What are Chaffey's share account and share certificate rates?

Chaffey's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Chaffey?

Chaffey has total capital of $14.31 million. Full information on Chaffey's financial position is located above.

Who owns Chaffey?

Credit Unions are owned by their members.

Where are Chaffey branches located?

See branch locations nearby.

Are Chaffey ATMs Open 24/7?

Do Chaffey ATMs accept cash deposits?

Can Chaffey customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Chaffey have a mobile app?

Does Chaffey have mobile deposit?

Does Chaffey have quick pay?

How can Chaffey transfer money to other banks or credit unions?

Does Chaffey report to credit bureaus?

Does Chaffey use Chexsystems?

Does Chaffey use Equifax?

What is Chaffey's toll free phone number?

What is Chaffey's ACH Routing Number?

What is Chaffey's SWIFT code?

Where can I find Chaffey's wire transfer form?

What is the Chaffey address for deposits?

What Products Does Chaffey Offer

Does Chaffey offer mortgages?

Compare mortgage rates here.

Does Chaffey offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Chaffey offer auto and RV loans?

Compare auto loan rates here.

Does Chaffey offer student loans or personal loans?

Compare personal loan rates here.

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