This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.32% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,660 | 1,162 |
| 2 | 51,660 | 1,715 | 1,201 |
| 3 | 53,375 | 1,772 | 1,240 |
| 4 | 55,147 | 1,831 | 1,282 |
| 5 | 56,978 | 1,892 | 1,324 |
| 6 | 58,870 | 1,954 | 1,368 |
| 7 | 60,824 | 2,019 | 1,414 |
| 8 | 62,844 | 2,086 | 1,460 |
| 9 | 64,930 | 2,156 | 1,509 |
| 10 | 67,086 | 2,227 | 1,559 |
| 11 | 69,313 | 2,301 | 1,611 |
| 12 | 71,614 | 2,378 | 1,664 |
| 13 | 73,992 | 2,457 | 1,720 |
| 14 | 76,448 | 2,538 | 1,777 |
| 15 | 78,986 | 2,622 | 1,836 |
| 16 | 81,609 | 2,709 | 1,897 |
| 17 | 84,318 | 2,799 | 1,960 |
| 18 | 87,117 | 2,892 | 2,025 |
| 19 | 90,010 | 2,988 | 2,092 |
| 20 | 92,998 | 3,088 | 2,161 |
| TOTAL | $46,086 | $32,260 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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