Self-help is an NCUA insured institution located in Durham, NC. It was founded in 1983 and has approximately $2152.52 millions in assets.
Who can join?
There are two ways to become a member:
1. Apply for free membership if you live, work, worship, or attend school in any of the following North Carolina counties: Brunswick, Buncombe, Forsyth, Greene, Guilford, Haywood, Henderson, Jackson, Lenoir, New Hanover, Polk, Scotland, Transylvania, Wilson. (Eligibility extends to immediate family of members.)
2. Apply for mission supportive membership by joining our founding charitable sponsor, the Center for Community Self-Help, for a one-time $5 fee.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 66258 |
| Date Established | 1983 |
| Assets | $2,152.52 million |
| Loans | $1,901.19 million |
| Deposits | $1,573.87 million |
| Capital | $523.91 million |
Your Current Location: Arizona, AZ 85001
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.30% | $0 | - |
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|
|
Money Market
|
0.30% | $500 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.15% | $500 | - |
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|
| 12 Mo CD
|
3.82% | $500 | - |
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|
| 18 Mo CD
|
3.61% | $500 | - |
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|
| 24 Mo CD
|
3.61% | $500 | - |
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|
| 36 Mo CD
|
3.35% | $500 | - |
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|
| 48 Mo CD
|
3.35% | $500 | - |
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|
| 60 Mo CD
|
3.35% | $500 | - |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| VIRA
|
4.08% | $0 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
0.10% | $0 | - | Learn More |
Your Current Location: Arizona, AZ 85001
There are currently no loan rates available for Self-help
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Note to Self-help
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are Self-help branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Phoenix,Arizona
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1234.43 | A | View Lobby Hours | |
| 1564.98 | B | View Lobby Hours | |
| 1572.67 | C | View Lobby Hours | |
| 1575.33 | D | View Lobby Hours | |
| 1591.46 | E | View Lobby Hours | |
| 1594.81 | F | View Lobby Hours | |
| 1598.57 | G | View Lobby Hours | |
| 1617.30 | H | View Lobby Hours | |
| 1643.08 | I | View Lobby Hours | |
| 1666.01 | J | View Lobby Hours | |
| 1692.29 | K | View Lobby Hours | |
| 1718.07 | L | View Lobby Hours | |
| 1730.65 | M | View Lobby Hours | |
| 1766.87 | N | View Lobby Hours | |
| 1813.56 | O | View Lobby Hours | |
| 1815.58 | P | View Lobby Hours | |
| 1836.56 | Q | View Lobby Hours | |
| 1869.93 | R | View Lobby Hours |
SELF-HELP is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of Self-help. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Self-help | U.S. Average |
|---|---|
| 8.37% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, Self-help had $45,093,859 in non-current loans and $402,305 in owned assets. To cover these potential losses it had $523,909,122 in net worth and $19,711,981 in loans loss reserves. That gives it a Texas Ratio of 8.37%.
| Self-help | U.S. Average |
|---|---|
| 24.34% | 14.48% |
Self-help FCU has a net worth of 24.34% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on September 22, 2026
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Customer Reviews for Self-help
5.0 out of 5 based on 1 rating
Asheville Saver
December 30, 2018 |
Best financial institution in NC. Highest rates on savings and is involved with helping their customers and the communities they operate in.
Is this review helpful? Yes:0 / No: 0
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