SELF-HELP

301 W. MAIN ST
Durham, NC 27701

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 66258
Date Established 1983
Assets $1,010.03 million
Loans $656.67 million
Deposits $847.62 million
Capital $149.13 million

Self-help is an NCUA insured institution located in Durham, NC. It was founded in 1983 and has approximately $1010.03 millions in assets.

Who can join?

There are two ways to become a member:

1. Apply for free membership if you live, work, worship, or attend school in any of the following North Carolina counties: Brunswick, Buncombe, Forsyth, Greene, Guilford, Haywood, Henderson, Jackson, Lenoir, New Hanover, Polk, Scotland, Transylvania, Wilson. (Eligibility extends to immediate family of members.)

2. Apply for mission supportive membership by joining our founding charitable sponsor, the Center for Community Self-Help, for a one-time $5 fee.

Field of Membership Restrictions

Membership in Self-Help Credit Union is open to anyone through joining the Center for Community Self-Help ($5 membership fee). Membership is also open to those live, work, worship, or attend school in Washington, Hyde, Beaufort, or over other 40 counties in North Carolina.

Deposit Rates - June 17, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
1.85% $500 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
2.12% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.25% $500 - Learn MoreShow Less
6 Mo CD
0.25% $500 - Learn MoreShow Less
12 Mo CD
2.12% $500 - Learn MoreShow Less
18 Mo CD
2.17% $500 - Learn MoreShow Less
24 Mo CD
2.38% $500 - Learn MoreShow Less
36 Mo CD
2.63% $500 - Learn MoreShow Less
48 Mo CD
2.74% $500 - Learn MoreShow Less
60 Mo CD
2.89% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
2.12% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $100 - Learn MoreShow Less

Loan Rates - June 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SELF-HELP

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More
First Internet Bank
NMLS ID: 424182
3.779% 3.750% 0.38 $898 $1,158 Learn More
Hamilton National Mortgage Co.
NMLS ID: 122701
3.771% 3.750% 0.25 $650 $1,158 Learn More
Rocket Mortgage
NMLS ID: 3030
4.500% 4.500% 0.00 $0 $1,267 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

Note to SELF-HELP
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Self-help branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Self-help Locations


Financial Details

Self-help Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Self-help. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Self-help U.S. Average
10.78% 7.49

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2018, Self-help had $17,003,970 in non-current loans and $546,322 in owned assets. To cover these potential losses it had $149,125,759 in net worth and $13,669,060 in loans loss reserves. That gives it a Texas Ratio of 10.78%.

Net Worth
Self-help U.S. Average
14.76% 13.61%

Self-help FCU has a net worth of 14.76% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Self-help

Branches and Savings

What is Self-help?

A federal credit union, registered with the NCUA under certificate #66258.
Learn more about credit unions here.

Is Self-help FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Self-help?

Please see Field of Membership information above for information on who is eligible to join.

What are Self-help's share account and share certificate rates?

Self-help's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Self-help?

Self-help has total capital of $149.13 million. Full information on Self-help's financial position is located above.

Who owns Self-help?

Credit Unions are owned by their members.

Where are Self-help branches located?

See branch locations nearby.

Are Self-help ATMs Open 24/7?

Do Self-help ATMs accept cash deposits?

Can Self-help customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Self-help have a mobile app?

Does Self-help have mobile deposit?

Does Self-help have quick pay?

How can Self-help transfer money to other banks or credit unions?

Does Self-help report to credit bureaus?

Does Self-help use Chexsystems?

Does Self-help use Equifax?

What is Self-help's toll free phone number?

What is Self-help's ACH Routing Number?

What is Self-help's SWIFT code?

Where can I find Self-help's wire transfer form?

What is the Self-help address for deposits?

What Products Does Self-help Offer

Does Self-help offer mortgages?

Compare mortgage rates here.

Does Self-help offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Self-help offer auto and RV loans?

Compare auto loan rates here.

Does Self-help offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Self-help


  • Asheville Saver

    December 30, 2018 |

    Best financial institution in NC. Highest rates on savings and is involved with helping their customers and the communities they operate in.

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