SELF-HELP

301 W. MAIN ST
Durham, NC 27701

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 66258
Date Established 1983
Assets $957.65 million
Loans $637.65 million
Deposits $791.91 million
Capital $141.06 million

Self-help is an NCUA insured institution located in Durham, NC. It was founded in 1983 and has approximately $957.65 millions in assets.

Who can join?

There are two ways to become a member:

1. Apply for free membership if you live, work, worship, or attend school in any of the following North Carolina counties: Brunswick, Buncombe, Forsyth, Greene, Guilford, Haywood, Henderson, Jackson, Lenoir, New Hanover, Polk, Scotland, Transylvania, Wilson. (Eligibility extends to immediate family of members.)

2. Apply for mission supportive membership by joining our founding charitable sponsor, the Center for Community Self-Help, for a one-time $5 fee.

Field of Membership Restrictions

Membership in Self-Help Credit Union is open to anyone through joining the Center for Community Self-Help ($5 membership fee). Membership is also open to those live, work, worship, or attend school in Washington, Hyde, Beaufort, or over other 40 counties in North Carolina.

Deposit Rates - January 20, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
1.91% $500 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
2.12% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.25% $500 - Learn MoreShow Less
6 Mo CD
0.25% $500 - Learn MoreShow Less
12 Mo CD
2.12% $500 - Learn MoreShow Less
18 Mo CD
2.17% $500 - Learn MoreShow Less
24 Mo CD
2.38% $500 - Learn MoreShow Less
36 Mo CD
2.63% $500 - Learn MoreShow Less
48 Mo CD
2.74% $500 - Learn MoreShow Less
60 Mo CD
2.89% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
2.12% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $100 - Learn MoreShow Less

Loan Rates - January 20, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for SELF-HELP

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More
Vantage Mortgage Group, Inc.
NMLS ID: 35986
License#: 35986
4.532% 4.500% 0.00 $993 $1,267 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender Rate (%) Monthly Payment Learn More

Note to SELF-HELP
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Self-help branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Self-help Locations

Financial Details

Self-help Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Self-help. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Self-help U.S. Average
11.93% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Self-help had $17,508,785 in non-current loans and $823,863 in owned assets. To cover these potential losses it had $141,064,127 in net worth and $12,643,580 in loans loss reserves. That gives it a Texas Ratio of 11.93%.

Net Worth
Self-help U.S. Average
14.73% 13.21%

Self-help FCU has a net worth of 14.73% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for SELF-HELP


  • Asheville Saver

    December 30, 2018 |

    Best financial institution in NC. Highest rates on savings and is involved with helping their customers and the communities they operate in.

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*All images, logos and public notes on this page appear courtesy of SELF-HELP and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.