Self-help Credit Union

Headquarters

301 W. Main St
Durham, NC 27701
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.30% 5.50% →
1-Year CD 4.50% 5.38% →
2-Year CD 4.29% 4.95% →
5-Year CD 4.08% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Self-help is an NCUA insured institution located in Durham, NC. It was founded in 1983 and has approximately $1772.68 millions in assets.

Who can join?

There are two ways to become a member:

1. Apply for free membership if you live, work, worship, or attend school in any of the following North Carolina counties: Brunswick, Buncombe, Forsyth, Greene, Guilford, Haywood, Henderson, Jackson, Lenoir, New Hanover, Polk, Scotland, Transylvania, Wilson. (Eligibility extends to immediate family of members.)

2. Apply for mission supportive membership by joining our founding charitable sponsor, the Center for Community Self-Help, for a one-time $5 fee.

NCUA Insured Yes / State-Chartered
Charter Number # # 66258
Date Established 1983
Assets $1,772.68 million
Loans $1,543.13 million
Deposits $1,236.31 million
Capital $489.79 million
 

Field of Membership Restrictions

Membership in Self-Help Credit Union is open to anyone through joining the Center for Community Self-Help ($5 membership fee). Membership is also open to those live, work, worship, or attend school in Washington, Hyde, Beaufort, or over other 40 counties in North Carolina.

Deposit Rates - July 24, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
SAV
0.30% $0 - Learn More
Money Market
3.32% $500 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.15% $500 - Learn More
12 Mo CD
4.50% $500 - Learn More
18 Mo CD
4.50% $500 - Learn More
24 Mo CD
4.29% $500 - Learn More
36 Mo CD
4.08% $500 - Learn More
48 Mo CD
4.08% $500 - Learn More
60 Mo CD
4.08% $500 - Learn More
Variable IRA Rates APY MIN MAX
VIRA
4.50% $0 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
INTCK
0.10% $0 - Learn MoreShow Less

Loan Rates - July 24, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Self-help

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.725% 6.625% 0.75 $3,298 $2,049 Learn More
New American Funding, LLC.
NMLS ID: 6606
6.834% 6.740% 1.00 $3,075 $2,074 Learn More
Rocket Mortgage
NMLS ID: 3030
7.064% 6.990% 0.75 $2,400 $2,127 Learn More
Veterans United Home Loans
NMLS ID: 1907
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.990 %
$0 Learn More
More Info

Note to Self-help
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Self-help branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia



Climate Policy and Initiatives

SELF-HELP is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


Add Your Review


or use your BestCashCow account

or

Financial Details

Self-help Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Self-help. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Self-help U.S. Average
2.70% 6.52

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2024, Self-help had $13,691,580 in non-current loans and $67,182 in owned assets. To cover these potential losses it had $489,789,531 in net worth and $19,711,981 in loans loss reserves. That gives it a Texas Ratio of 2.70%.

Net Worth
Self-help U.S. Average
27.37% 13.65%

Self-help FCU has a net worth of 27.37% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Self-help


  • December 30, 2018 |

    Best financial institution in NC. Highest rates on savings and is involved with helping their customers and the communities they operate in.


Add Your Review


or use your BestCashCow account

or