2021 Overview
General Credit Union Information
Embark is an NCUA insured institution located in Great Falls, MT. It was founded in 1936 and has approximately $133.44 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 1104 |
| Date Established | 1936 |
| Assets | $133.44 million |
| Loans | $66.65 million |
| Deposits | $118.39 million |
| Capital | $14.32 million |
Field of Membership Restrictions
Deposit Rates - October 16, 2021
Your Current Location: Connecticut, CT 06828
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.15% | $10,000 | $14,999 |
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|
|
Money Market
|
0.20% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.20% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
Loan Rates - October 16, 2021
Your Current Location: Connecticut, CT 06828
There are currently no loan rates available for EMBARK
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Connecticut 30 Year Fixed Mortgage Rates 2021
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2890 License#: 13256 |
2.789% | 2.750% | 0.50 | $1,262 | $1,021 | Learn More |
NMLS ID: 541760 |
3.052% | 2.975% | 1.00 | $2,482 | $1,051 | Learn More |
NMLS ID: 330511 |
3.059% | 3.000% | 0.75 | $1,882 | $1,055 | Learn More |
|
NMLS ID: 2890 License#: 13256 |
2.789% | 2.750% | 0.50 | $1,262 | $1,021 | Learn More |
Featured - Connecticut Home Equity Line Of Credit Rates 2021
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Bethpage Federal Credit Union See Table |
Intro APR 2.990 % After Intro: 3.750 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
Third Federal Savings and Loan See Table |
2.240 %
|
$0 |
Learn More
More Info |
Note to EMBARK
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Embark branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Fairfield,Connecticut
Climate Initiatives
EMBARK is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
Embark Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Embark. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Embark | U.S. Average |
|---|---|
| 6.43% | 3.79 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2021, Embark had $931,821 in non-current loans and $24,988 in owned assets. To cover these potential losses it had $14,321,496 in net worth and $561,340 in loans loss reserves. That gives it a Texas Ratio of 6.43%.
Net Worth
| Embark | U.S. Average |
|---|---|
| 10.73% | 12.22% |
Embark FCU has a net worth of 10.73% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Embark
Branches and Savings
What is Embark?
A federal credit union, registered with the NCUA under certificate #1104.
Learn more about credit unions here.
Is Embark FDIC insured?
No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Embark is insured by the NCUA.
Who can join Embark?
Please see Field of Membership information above for information on who is eligible to join.
How big is Embark?
Embark has total capital of $14.32 million. Full information on Embark's financial position is located above.
Who owns Embark?
Credit Unions are owned by their members.
Where are Embark branches located?
See branch locations nearby.
Are Embark ATMs Open 24/7?
Do Embark ATMs accept cash deposits?
Can Embark customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Embark have a mobile app?
Does Embark have mobile deposit?
Does Embark have quick pay?
How can Embark transfer money to other banks or credit unions?
Does Embark report to credit bureaus?
Does Embark use Chexsystems?
Does Embark use Equifax?
What is Embark's toll free phone number?
What is Embark's ACH Routing Number?
What is Embark's SWIFT code?
Where can I find Embark's wire transfer form?
What is the Embark address for deposits?
What Products Does Embark Offer
Does Embark offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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