2020 Overview
General Credit Union Information
Embark is an NCUA insured institution located in Great Falls, MT. It was founded in 1936 and has approximately $113.78 millions in assets.
| NCUA Insured | Yes |
| Charter Number # | # 1104 |
| Date Established | 1936 |
| Assets | $113.78 million |
| Loans | $67.36 million |
| Deposits | $99.27 million |
| Capital | $13.21 million |
Field of Membership Restrictions
Deposit Rates - August 10, 2020
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.15% | $10,000 | $14,999 |
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|
|
Money Market
|
0.20% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Mo CD
|
0.15% | $10,000 | $14,999 |
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|
| 3 Mo CD
|
0.15% | $100,000 | $199,999 |
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|
| 6 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.20% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
Loan Rates - August 10, 2020
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for EMBARK
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2020
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2890 License#: MC-3098 |
2.914% | 2.875% | 0.50 | $1,250 | $1,038 | Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2020
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loans |
2.990 %
|
$0 |
Learn More
More Info |
PenFed Credit Union |
3.750 %
|
$0 |
Learn More
More Info |
Note to EMBARK
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Embark branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Embark Locations
Financial Details
Embark Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Embark. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Embark | U.S. Average |
|---|---|
| 7.35% | 6.71 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 30, 2020, Embark had $941,382 in non-current loans and $72,750 in owned assets. To cover these potential losses it had $13,214,375 in net worth and $578,086 in loans loss reserves. That gives it a Texas Ratio of 7.35%.
Net Worth
| Embark | U.S. Average |
|---|---|
| 11.61% | 13.61% |
Embark FCU has a net worth of 11.61% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Embark
Branches and Savings
What is Embark?
A federal credit union, registered with the NCUA under certificate #1104.
Learn more about credit unions here.
Is Embark FDIC insured?
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Who can join Embark?
Please see Field of Membership information above for information on who is eligible to join.
How big is Embark?
Embark has total capital of $13.21 million. Full information on Embark's financial position is located above.
Who owns Embark?
Credit Unions are owned by their members.
Where are Embark branches located?
See branch locations nearby.
Are Embark ATMs Open 24/7?
Do Embark ATMs accept cash deposits?
Can Embark customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Embark have a mobile app?
Does Embark have mobile deposit?
Does Embark have quick pay?
How can Embark transfer money to other banks or credit unions?
Does Embark report to credit bureaus?
Does Embark use Chexsystems?
Does Embark use Equifax?
What is Embark's toll free phone number?
What is Embark's ACH Routing Number?
What is Embark's SWIFT code?
Where can I find Embark's wire transfer form?
What is the Embark address for deposits?
What Products Does Embark Offer
Does Embark offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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