Compare Savings vs. CDs
Comparison of Deposit Account from SERVICE 1ST with 1.15%
- September 2026
Long-Term Analysis of HOMEFIELD with 0.55% APY and PARTNERS 1ST with 0.35% APY and SERVICE 1ST with 1.15% APY and JUSTICE with 3.31% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.55%-$50,00036 MonthCredit Union0.73x (National Avg. - 0.76%)$1,000SCENARIO
Year Rate
0.55%Annual
InterestAnnual Interest
(After Tax)1 50,000 275 193 2 50,275 277 194 3 50,552 278 195 4 50,830 280 196 5 51,109 281 197 6 51,390 283 198 7 51,673 284 199 8 51,957 286 200 9 52,243 287 201 10 52,530 289 202 11 52,819 291 203 12 53,110 292 204 13 53,402 294 206 14 53,695 295 207 15 53,991 297 208 16 54,288 299 209 17 54,586 300 210 18 54,886 302 211 19 55,188 304 212 20 55,492 305 214 TOTAL $5,797 $4,058 - 2LOCAL CD0.35%-$50,00036 MonthCredit Union0.46x (National Avg. - 0.76%)$10,000SCENARIO
Year Rate
0.35%Annual
InterestAnnual Interest
(After Tax)1 50,000 175 123 2 50,175 176 123 3 50,351 176 123 4 50,527 177 124 5 50,704 177 124 6 50,881 178 125 7 51,059 179 125 8 51,238 179 126 9 51,417 180 126 10 51,597 181 126 11 51,778 181 127 12 51,959 182 127 13 52,141 182 128 14 52,323 183 128 15 52,507 184 129 16 52,690 184 129 17 52,875 185 130 18 53,060 186 130 19 53,245 186 130 20 53,432 187 131 TOTAL $3,619 $2,533 - 3LOCAL CD1.15%-$50,00048 MonthCredit Union1.40x (National Avg. - 0.82%)$10,000SCENARIO
Year Rate
1.15%Annual
InterestAnnual Interest
(After Tax)1 50,000 575 403 2 50,575 582 407 3 51,157 588 412 4 51,745 595 417 5 52,340 602 421 6 52,942 609 426 7 53,551 616 431 8 54,167 623 436 9 54,789 630 441 10 55,420 637 446 11 56,057 645 451 12 56,702 652 456 13 57,354 660 462 14 58,013 667 467 15 58,680 675 472 16 59,355 683 478 17 60,038 690 483 18 60,728 698 489 19 61,427 706 494 20 62,133 715 500 TOTAL $12,847 $8,993 - 4LOCAL CD3.31%-$50,00018 MonthCredit Union5.73x (National Avg. - 0.58%)$500SCENARIO
Year Rate
3.31%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,655 1,159 2 51,655 1,710 1,197 3 53,365 1,766 1,236 4 55,131 1,825 1,277 5 56,956 1,885 1,320 6 58,841 1,948 1,363 7 60,789 2,012 1,408 8 62,801 2,079 1,455 9 64,880 2,148 1,503 10 67,027 2,219 1,553 11 69,246 2,292 1,604 12 71,538 2,368 1,658 13 73,906 2,446 1,712 14 76,352 2,527 1,769 15 78,879 2,611 1,828 16 81,490 2,697 1,888 17 84,188 2,787 1,951 18 86,974 2,879 2,015 19 89,853 2,974 2,082 20 92,827 3,073 2,151 TOTAL $45,900 $32,130
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
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Last change: ↑0.43% on April 27. |
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4.50% |
$10,000 |
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Last change: ↑0.65% on August 6. |
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4.50% |
$10,000 |
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Last change: ↑1.20% on August 6. |
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