2340 Jackson Downs Blvd
Nashville, TN 37214
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.12% 1.05% →
1-Year CD 0.75% 1.05% →
2-Year CD 0.95% 1.11% →
5-Year CD 1.35% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Enbright is an NCUA insured institution located in Nashville, TN. It was founded in 1951 and has approximately $68.45 millions in assets.

NCUA Insured Yes
Charter Number # # 68148
Date Established 1951
Assets $68.45 million
Loans $43.89 million
Deposits $58.77 million
Capital $7.99 million

Field of Membership Restrictions

Membership in Electric Service Credit Union is open to those who live, work, attend school or worship in Davidson or Sumner Counties in Tennessee.

Deposit Rates - August 9, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.12% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.35% $10,000 $14,999 Learn More
Money Market
0.45% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.25% $10,000 $14,999 Learn More
3 Mo CD
0.35% $100,000 $199,999 Learn More
6 Mo CD
0.35% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.65% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
18 Mo CD
0.75% $10,000 $14,999 Learn More
18 Mo CD
0.85% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.95% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.10% $100,000 $199,999 Learn More
48 Mo CD
1.15% $10,000 $14,999 Learn More
48 Mo CD
1.25% $100,000 $199,999 Learn More
60 Mo CD
1.25% $10,000 $14,999 Learn More
60 Mo CD
1.35% $100,000 $199,999 Learn More

Loan Rates - August 9, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ENBRIGHT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.914% 2.875% 0.50 $1,250 $1,038 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.758% 2.690% 0.88 $2,244 $1,013 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Enbright branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Enbright Locations

Financial Details

Enbright Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Enbright. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Enbright U.S. Average
3.20% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Enbright had $267,729 in non-current loans and $585 in owned assets. To cover these potential losses it had $7,990,200 in net worth and $397,062 in loans loss reserves. That gives it a Texas Ratio of 3.20%.

Net Worth
Enbright U.S. Average
11.67% 13.61%

Enbright FCU has a net worth of 11.67% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Enbright

Branches and Savings

What is Enbright?

A federal credit union, registered with the NCUA under certificate #68148.
Learn more about credit unions here.

Is Enbright FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Enbright?

Please see Field of Membership information above for information on who is eligible to join.

What are Enbright's share account and share certificate rates?

Enbright's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Enbright?

Enbright has total capital of $7.99 million. Full information on Enbright's financial position is located above.

Who owns Enbright?

Credit Unions are owned by their members.

Where are Enbright branches located?

See branch locations nearby.

Are Enbright ATMs Open 24/7?

Do Enbright ATMs accept cash deposits?

Can Enbright customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Enbright have a mobile app?

Does Enbright have mobile deposit?

Does Enbright have quick pay?

How can Enbright transfer money to other banks or credit unions?

Does Enbright report to credit bureaus?

Does Enbright use Chexsystems?

Does Enbright use Equifax?

What is Enbright's toll free phone number?

What is Enbright's ACH Routing Number?

What is Enbright's SWIFT code?

Where can I find Enbright's wire transfer form?

What is the Enbright address for deposits?

What Products Does Enbright Offer

Does Enbright offer mortgages?

Compare mortgage rates here.

Does Enbright offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Enbright offer auto and RV loans?

Compare auto loan rates here.

Does Enbright offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Enbright

There are currently no comments for Enbright. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →