Mid-kansas Credit Union

Headquarters

P. O. Box 608
Moundridge, KS 67107
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 4.35% →
1-Year CD 0.75% 4.59% →
2-Year CD 1.00% 4.47% →
5-Year CD 1.50% 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Mid-kansas is an NCUA insured institution located in Moundridge, KS. It was founded in 1972 and has approximately $83.74 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 60906
Date Established 1972
Assets $83.74 million
Loans $56.89 million
Deposits $77.76 million
Capital $6.53 million
 

Field of Membership Restrictions

Membership is open to those who live or work in Harvey, McPherson, Reno, Marion, Butler, Saline, Ottawa, Clay, Dickinson, Pottawatomie, Riley, Wabaunsee, and Sedgwick Counties.

Deposit Rates - September 22, 2026

Your Current Location: Arizona, AZ 85001

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.25% $10,000 $14,999 Learn More
36 Mo CD
1.25% $100,000 $199,999 Learn More
60 Mo CD
1.50% $10,000 $14,999 Learn More
60 Mo CD
1.50% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.07% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 22, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for Mid-kansas

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Arizona 30 Year Fixed Mortgage Rates 2026

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Featured - Arizona Home Equity Line Of Credit Rates 2026

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Note to Mid-kansas
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Branches

Below are Mid-kansas branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona


Mid-kansas Locations around zip code 85001


BranchDistance Map View Lobby Hours

Buhler Branch

824.30 A View Lobby Hours

Moundridge Office

838.46 B View Lobby Hours


Climate Policy and Initiatives

MID-KANSAS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Mid-kansas Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mid-kansas. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mid-kansas U.S. Average
9.62% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Mid-kansas had $647,030 in non-current loans and $22,442 in owned assets. To cover these potential losses it had $6,531,300 in net worth and $429,756 in loans loss reserves. That gives it a Texas Ratio of 9.62%.

Net Worth
Mid-kansas U.S. Average
7.8% 14.48%

Mid-kansas FCU has a net worth of 7.8% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Mid-kansas

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