This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.31% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 654 | 458 |
| 2 | 50,654 | 663 | 464 |
| 3 | 51,317 | 671 | 470 |
| 4 | 51,988 | 680 | 476 |
| 5 | 52,668 | 689 | 482 |
| 6 | 53,357 | 698 | 489 |
| 7 | 54,055 | 707 | 495 |
| 8 | 54,762 | 716 | 501 |
| 9 | 55,478 | 726 | 508 |
| 10 | 56,204 | 735 | 515 |
| 11 | 56,939 | 745 | 521 |
| 12 | 57,683 | 754 | 528 |
| 13 | 58,438 | 764 | 535 |
| 14 | 59,202 | 774 | 542 |
| 15 | 59,977 | 784 | 549 |
| 16 | 60,761 | 795 | 556 |
| 17 | 61,556 | 805 | 564 |
| 18 | 62,361 | 816 | 571 |
| 19 | 63,177 | 826 | 578 |
| 20 | 64,003 | 837 | 586 |
| TOTAL | $14,840 | $10,388 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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