Onpath

Headquarters

5508 Citrus Blvd
Harahan, LA 70123
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.30% 0.70% →
1-Year CD 0.75% 0.75% →
2-Year CD 1.00% 0.81% →
5-Year CD 1.40% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Onpath is an NCUA insured institution located in Harahan, LA. It was founded in 1961 and has approximately $406.58 millions in assets.

Who can join?

You are eligible for membership with ASI FCU if you live, work, worship or attend school in Westwego, Bridge City, Waggaman, Avondale, Gretna, Harvey, Marrero, South Kenner, Orleans Parish, Lafourche Parish, or St. Tammany Parish. You are also eligible for membership if you are an employee or relative of an employee of any one of 600+ Select Employee Groups.

NCUA Insured Yes
Charter Number # # 14692
Date Established 1961
Assets $406.58 million
Loans $274.97 million
Deposits $359.89 million
Capital $40.33 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Westwego, Bridge City, Waggaman, Avondale, Gretna, Harvey, Marrero, South Kenner, Orleans Parish, Lafourche Parish or St. Tammany Parish. Membership is also open to employees or members of the members of the credit union's select employer group and to immediate family of those eligible for membership.

Deposit Rates - January 24, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.30% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.35% $10,000 $14,999 Learn More
Money Market
0.40% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.25% $10,000 $14,999 Learn More
36 Mo CD
1.25% $100,000 $199,999 Learn More
48 Mo CD
1.35% $10,000 $14,999 Learn More
48 Mo CD
1.35% $100,000 $199,999 Learn More
60 Mo CD
1.40% $10,000 $14,999 Learn More
60 Mo CD
1.40% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.25% $2,500 $3,499 Learn MoreShow Less

Loan Rates - January 24, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ONPATH

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.562% 2.500% 0.75 $2,030 $988 Learn More
Morty, Inc.
NMLS ID: 1429243
2.480% 2.375% 1.00 $3,500 $972 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to ONPATH
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Onpath branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Onpath Locations


Financial Details

Onpath Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Onpath. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Onpath U.S. Average
5.71% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Onpath had $2,148,993 in non-current loans and $350,000 in owned assets. To cover these potential losses it had $40,331,987 in net worth and $3,415,188 in loans loss reserves. That gives it a Texas Ratio of 5.71%.

Net Worth
Onpath U.S. Average
9.91% 12.91%

Onpath FCU has a net worth of 9.91% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Onpath

Branches and Savings

What is Onpath?

A credit union, registered with the NCUA under certificate #14692.
Learn more about credit unions here.

Is Onpath FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Onpath?

Please see Field of Membership information above for information on who is eligible to join.

What are Onpath's share account and share certificate rates?

Onpath's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Onpath?

Onpath has total capital of $40.33 million. Full information on Onpath's financial position is located above.

Who owns Onpath?

Credit Unions are owned by their members.

Where are Onpath branches located?

See branch locations nearby.

Are Onpath ATMs Open 24/7?

Do Onpath ATMs accept cash deposits?

Can Onpath customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Onpath have a mobile app?

Does Onpath have mobile deposit?

Does Onpath have quick pay?

How can Onpath transfer money to other banks or credit unions?

Does Onpath report to credit bureaus?

Does Onpath use Chexsystems?

Does Onpath use Equifax?

What is Onpath's toll free phone number?

What is Onpath's ACH Routing Number?

What is Onpath's SWIFT code?

Where can I find Onpath's wire transfer form?

What is the Onpath address for deposits?

What Products Does Onpath Offer

Does Onpath offer mortgages?

Compare mortgage rates here.

Does Onpath offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Onpath offer auto and RV loans?

Compare auto loan rates here.

Does Onpath offer student loans or personal loans?

Compare personal loan rates here.

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