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Comparison of Deposit Account from The Citizens State Bank of Ontonagon with 0.40% - May 2025

Long-Term Analysis of The Citizens State Bank of Ontonagon with 0.40% APY and CNB Bank with 0.43% APY and Martinsville First Savings Bank with 0.40% APY and Martinsville First Savings Bank with 0.25% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

The Citizens State Bank of Ontonagon

0.40%

$50,000

30 Month

Bank

N.A.

$100,000

SCENARIO

Year	Rate 0.40%	Annual Interest	Annual Interest (After Tax)
1	50,000	200	140
2	50,200	201	141
3	50,401	202	141
4	50,602	202	142
5	50,805	203	142
6	51,008	204	143
7	51,212	205	143
8	51,417	206	144
9	51,623	206	145
10	51,829	207	145
11	52,036	208	146
12	52,245	209	146
13	52,454	210	147
14	52,663	211	147
15	52,874	211	148
16	53,085	212	149
17	53,298	213	149
18	53,511	214	150
19	53,725	215	150
20	53,940	216	151
	TOTAL	$4,156	$2,909

LOCAL CD

CNB Bank

0.43%

$50,000

18 Month

Bank

0.74x (National Avg. - 0.58%)

$100,000

SCENARIO

Year	Rate 0.43%	Annual Interest	Annual Interest (After Tax)
1	50,000	215	151
2	50,215	216	151
3	50,431	217	152
4	50,648	218	152
5	50,866	219	153
6	51,084	220	154
7	51,304	221	154
8	51,525	222	155
9	51,746	223	156
10	51,969	223	156
11	52,192	224	157
12	52,417	225	158
13	52,642	226	158
14	52,868	227	159
15	53,096	228	160
16	53,324	229	161
17	53,553	230	161
18	53,783	231	162
19	54,015	232	163
20	54,247	233	163
	TOTAL	$4,480	$3,136

LOCAL CD

Martinsville First Savings Bank

0.40%

$50,000

12 Month

Bank

0.73x (National Avg. - 0.55%)

$100,000

SCENARIO

Year	Rate 0.40%	Annual Interest	Annual Interest (After Tax)
1	50,000	200	140
2	50,200	201	141
3	50,401	202	141
4	50,602	202	142
5	50,805	203	142
6	51,008	204	143
7	51,212	205	143
8	51,417	206	144
9	51,623	206	145
10	51,829	207	145
11	52,036	208	146
12	52,245	209	146
13	52,454	210	147
14	52,663	211	147
15	52,874	211	148
16	53,085	212	149
17	53,298	213	149
18	53,511	214	150
19	53,725	215	150
20	53,940	216	151
	TOTAL	$4,156	$2,909

LOCAL MONEY MARKET

Martinsville First Savings Bank

0.25%

$50,000

N.A.

Bank

0.45x (National Avg. - 0.55%)

$25,000

SCENARIO

Year	Rate 0.25%	Annual Interest	Annual Interest (After Tax)
1	50,000	125	88
2	50,125	125	88
3	50,250	126	88
4	50,376	126	88
5	50,502	126	88
6	50,628	127	89
7	50,755	127	89
8	50,882	127	89
9	51,009	128	89
10	51,136	128	89
11	51,264	128	90
12	51,392	128	90
13	51,521	129	90
14	51,650	129	90
15	51,779	129	91
16	51,908	130	91
17	52,038	130	91
18	52,168	130	91
19	52,298	131	92
20	52,429	131	92
	TOTAL	$2,560	$1,792

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
My e-Banc, a division of Bradesco BAC Florida Bank	4.50%	$50,000	Learn More
Last change: ↓0.05% on April 30. 6 Month Jumbo CD.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.
Goldman Sachs Bank	4.50%	$500	Learn More
Last change: ↓0.50% on February 25.

Compare Savings vs. CDs Comparison of Deposit Account from The Citizens State Bank of Ontonagon with 0.40% - May 2025

Long-Term Analysis of The Citizens State Bank of Ontonagon with 0.40% APY and CNB Bank with 0.43% APY and Martinsville First Savings Bank with 0.40% APY and Martinsville First Savings Bank with 0.25% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from The Citizens State Bank of Ontonagon with 0.40% - May 2025