Alta Vista

Headquarters

1425 W Lugonia Ave
Redlands, CA 92374
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.66% →
1-Year CD 0.30% 0.67% →
2-Year CD 0.60% 0.75% →
5-Year CD 1.00% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Alta Vista is an NCUA insured institution located in Redlands, CA. It was founded in 1943 and has approximately $212.29 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 64531
Date Established 1943
Assets $212.29 million
Loans $105.84 million
Deposits $195.12 million
Capital $15.16 million
 

Field of Membership Restrictions

Alta Vista CU is open to anyone who holds residence, works, or attends church in the California Counties of San Bernardino or Riverside and their family members, federal employees, active duty, retired, or veterans of the Armed Forces; including Coast Guard, reserve, and the National Guard, or be employed at any of the CU-affiliated SEG's.

Deposit Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
Premium Money Market Account
0.30% $25,000 $34,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.15% $10,000 $14,999 Learn More
6 Mo CD
0.15% $100,000 $199,999 Learn More
12 Mo CD
0.30% $10,000 $14,999 Learn More
12 Mo CD
0.30% $100,000 $199,999 Learn More
18 Mo CD
0.50% $10,000 $14,999 Learn More
18 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
36 Mo CD
0.85% $10,000 $14,999 Learn More
36 Mo CD
0.85% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ALTA VISTA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.706% 2.625% 0.63 $2,668 $1,005 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.790% 2.750% 0.50 $1,290 $1,021 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.775% 2.750% 0.38 $808 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to ALTA VISTA
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Alta Vista branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Alta Vista Locations


Financial Details

Alta Vista Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Alta Vista. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Alta Vista U.S. Average
23.24% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Alta Vista had $3,775,790 in non-current loans and $14,950 in owned assets. To cover these potential losses it had $15,155,828 in net worth and $1,152,107 in loans loss reserves. That gives it a Texas Ratio of 23.24%.

Net Worth
Alta Vista U.S. Average
7.61% 12.67%

Alta Vista FCU has a net worth of 7.61% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Alta Vista

Branches and Savings

What is Alta Vista?

A credit union, registered with the NCUA under certificate #64531.
Learn more about credit unions here.

Is Alta Vista FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Alta Vista is insured by the NCUA.

Who can join Alta Vista?

Please see Field of Membership information above for information on who is eligible to join.

What are Alta Vista's share account and share certificate rates?

Alta Vista's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Alta Vista?

Alta Vista has total capital of $15.16 million. Full information on Alta Vista's financial position is located above.

Who owns Alta Vista?

Credit Unions are owned by their members.

Where are Alta Vista branches located?

See branch locations nearby.

Are Alta Vista ATMs Open 24/7?

Do Alta Vista ATMs accept cash deposits?

Can Alta Vista customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Alta Vista have a mobile app?

Does Alta Vista have mobile deposit?

Does Alta Vista have quick pay?

How can Alta Vista transfer money to other banks or credit unions?

Does Alta Vista report to credit bureaus?

Does Alta Vista use Chexsystems?

Does Alta Vista use Equifax?

What is Alta Vista's toll free phone number?

What is Alta Vista's ACH Routing Number?

What is Alta Vista's SWIFT code?

Where can I find Alta Vista's wire transfer form?

What is the Alta Vista address for deposits?

What Products Does Alta Vista Offer

Does Alta Vista offer mortgages?

Compare mortgage rates here.

Does Alta Vista offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Alta Vista offer auto and RV loans?

Compare auto loan rates here.

Does Alta Vista offer student loans or personal loans?

Compare personal loan rates here.

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