Stamford, CT 06901


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 24705
Date Established 1953
Assets $67.65 million
Loans $41.66 million
Deposits $59.89 million
Capital $6.94 million

Stamford is an NCUA insured institution located in Stamford, CT. It was founded in 1953 and has approximately $67.65 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Greenwich, Stamford, Norwalk, New Canaan, Darien, Weston, Westport, Wilton, Fairfield, Trumbull, Bridgeport, Easton, Shelton, Stratford or Monroe.

Deposit Rates - September 19, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.05% $1 $9,999 Learn MoreShow Less
Money Market
0.10% $10,000 $24,999 Learn MoreShow Less
Money Market
0.15% $25,000 $49,999 Learn MoreShow Less
Fixed IRA
0.55% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.20% $1,000 - Learn MoreShow Less
6 Mo CD
0.25% $1,000 - Learn MoreShow Less
12 Mo CD
0.50% $1,000 - Learn MoreShow Less
18 Mo CD
1.66% $1,000 - Learn MoreShow Less
24 Mo CD
1.01% $1,000 - Learn MoreShow Less
36 Mo CD
1.26% $1,000 - Learn MoreShow Less
48 Mo CD
1.51% $1,000 - Learn MoreShow Less
60 Mo CD
1.26% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.10% $1 $9,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.25% $1 - Learn MoreShow Less

Loan Rates - September 19, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for STAMFORD

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
3.648% 3.625% 0.25 $712 $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Stamford branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Stamford Locations

Financial Details

Stamford Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Stamford. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Stamford U.S. Average
13.92% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Stamford had $1,010,364 in non-current loans and $0 in owned assets. To cover these potential losses it had $6,942,676 in net worth and $314,401 in loans loss reserves. That gives it a Texas Ratio of 13.92%.

Net Worth
Stamford U.S. Average
10.26% 13.47%

Stamford FCU has a net worth of 10.26% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Stamford

Branches and Savings

What is Stamford?

A federal credit union, registered with the NCUA under certificate #24705.
Learn more about credit unions here.

Is Stamford FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Stamford?

Please see Field of Membership information above for information on who is eligible to join.

What are Stamford's share account and share certificate rates?

Stamford's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Stamford?

Stamford has total capital of $6.94 million. Full information on Stamford's financial position is located above.

Who owns Stamford?

Credit Unions are owned by their members.

Where are Stamford branches located?

See branch locations nearby.

Are Stamford ATMs Open 24/7?

Do Stamford ATMs accept cash deposits?

Can Stamford customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Stamford have a mobile app?

Does Stamford have mobile deposit?

Does Stamford have quick pay?

How can Stamford transfer money to other banks or credit unions?

Does Stamford report to credit bureaus?

Does Stamford use Chexsystems?

Does Stamford use Equifax?

What is Stamford's toll free phone number?

What is Stamford's ACH Routing Number?

What is Stamford's SWIFT code?

Where can I find Stamford's wire transfer form?

What is the Stamford address for deposits?

What Products Does Stamford Offer

Does Stamford offer mortgages?

Compare mortgage rates here.

Does Stamford offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Stamford offer auto and RV loans?

Compare auto loan rates here.

Does Stamford offer student loans or personal loans?

Compare personal loan rates here.

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