This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.83% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,913 | 1,339 |
| 2 | 51,913 | 1,986 | 1,390 |
| 3 | 53,899 | 2,062 | 1,444 |
| 4 | 55,961 | 2,141 | 1,499 |
| 5 | 58,102 | 2,223 | 1,556 |
| 6 | 60,325 | 2,308 | 1,616 |
| 7 | 62,634 | 2,396 | 1,677 |
| 8 | 65,030 | 2,488 | 1,742 |
| 9 | 67,518 | 2,583 | 1,808 |
| 10 | 70,101 | 2,682 | 1,877 |
| 11 | 72,783 | 2,785 | 1,949 |
| 12 | 75,568 | 2,891 | 2,024 |
| 13 | 78,459 | 3,002 | 2,101 |
| 14 | 81,461 | 3,117 | 2,182 |
| 15 | 84,578 | 3,236 | 2,265 |
| 16 | 87,814 | 3,360 | 2,352 |
| 17 | 91,173 | 3,488 | 2,442 |
| 18 | 94,662 | 3,622 | 2,535 |
| 19 | 98,283 | 3,760 | 2,632 |
| 20 | 102,044 | 3,904 | 2,733 |
| TOTAL | $55,948 | $39,164 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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|
5.49% |
$50,000 |
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Last change: ↑0.09% on March 12. |
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