Bellco Federal Credit Union


Our records indicate that this credit union has been acquired by FIRST COMMONWEALTH.


Headquarters

609 Spring St
Wyomissing, PA 19610
See all branch locations →

ACH 231385345

Notable Rates APY Vs.Others
Savings 0.01% 4.35% →
1-Year CD 0.70% 4.59% →
2-Year CD 0.80% 4.47% →
5-Year CD 1.26% 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Bellco is an NCUA insured institution located in Wyomissing, PA. It was founded in 1938 and has approximately $175.66 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2531
Date Established 1938
Assets $175.66 million
Loans $138.01 million
Deposits $161.62 million
Capital $15.00 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Berks County may join Bellco and their immediate family.

Deposit Rates - September 29, 2026

Your Current Location: Arizona, AZ 85001

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.01% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.55% $10,000 $14,999 Learn More
6 Mo CD
0.55% $100,000 $199,999 Learn More
12 Mo CD
0.70% $10,000 $14,999 Learn More
12 Mo CD
0.70% $100,000 $199,999 Learn More
24 Mo CD
0.80% $10,000 $14,999 Learn More
24 Mo CD
0.80% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More
48 Mo CD
1.01% $10,000 $14,999 Learn More
48 Mo CD
1.01% $100,000 $199,999 Learn More
60 Mo CD
1.26% $10,000 $14,999 Learn More
60 Mo CD
1.26% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.15% $1 $499 Learn MoreShow Less

Loan Rates - September 29, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for Bellco

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Arizona 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - Arizona Home Equity Line Of Credit Rates 2026

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Note to Bellco
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Branches

Below are Bellco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona


Bellco Locations around zip code 85001


BranchDistance Map View Lobby Hours

Sinking Spring

1969.56 A View Lobby Hours

Bellco FCU

1972.44 B View Lobby Hours


Climate Policy and Initiatives

BELLCO is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Bellco Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bellco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Bellco U.S. Average
14.31% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Bellco had $2,144,586 in non-current loans and $79,884 in owned assets. To cover these potential losses it had $15,004,418 in net worth and $542,448 in loans loss reserves. That gives it a Texas Ratio of 14.31%.

Net Worth
Bellco U.S. Average
8.54% 14.48%

Bellco FCU has a net worth of 8.54% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Bellco

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