2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 2531
Date Established 1938
Assets $119.24 million
Loans $87.23 million
Deposits $107.34 million
Capital $10.79 million

Bellco is an NCUA insured institution located in Wyomissing, PA. It was founded in 1938 and has approximately $119.24 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Berks County may join Bellco and their immediate family.

Deposit Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $2,000 $19,999 Learn MoreShow Less
Money Market
0.25% $20,000 $49,999 Learn MoreShow Less
Fixed IRA
2.17% $500 $24,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.26% $500 - Learn MoreShow Less
12 Mo CD
2.17% $500 $24,999 Learn MoreShow Less
24 Mo CD
2.43% $500 $24,999 Learn MoreShow Less
2.58% $500 $24,999 Learn MoreShow Less
2.68% $500 $24,999 Learn MoreShow Less
2.78% $500 $24,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.15% $1 - Learn MoreShow Less

Loan Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BELLCO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Hamilton National Mortgage Co.
NMLS ID: 122701
3.517% 3.500% 0.25 $525 $1,123 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
3.419% 3.375% 0.13 $1,397 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to BELLCO
To upload and update your bank's rates please register. It is free to register and add rates.


Below are Bellco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Bellco Locations

Financial Details

Bellco Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bellco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Bellco U.S. Average
3.79% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Bellco had $389,903 in non-current loans and $33,673 in owned assets. To cover these potential losses it had $10,786,498 in net worth and $384,386 in loans loss reserves. That gives it a Texas Ratio of 3.79%.

Net Worth
Bellco U.S. Average
9.04% 13.47%

Bellco FCU has a net worth of 9.04% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Bellco

Branches and Savings

What is Bellco?

A federal credit union, registered with the NCUA under certificate #2531.
Learn more about credit unions here.

Is Bellco FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Bellco?

Please see Field of Membership information above for information on who is eligible to join.

What are Bellco's share account and share certificate rates?

Bellco's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Bellco?

Bellco has total capital of $10.79 million. Full information on Bellco's financial position is located above.

Who owns Bellco?

Credit Unions are owned by their members.

Where are Bellco branches located?

See branch locations nearby.

Are Bellco ATMs Open 24/7?

Do Bellco ATMs accept cash deposits?

Can Bellco customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Bellco have a mobile app?

Does Bellco have mobile deposit?

Does Bellco have quick pay?

How can Bellco transfer money to other banks or credit unions?

Does Bellco report to credit bureaus?

Does Bellco use Chexsystems?

Does Bellco use Equifax?

What is Bellco's toll free phone number?

What is Bellco's ACH Routing Number?

What is Bellco's SWIFT code?

Where can I find Bellco's wire transfer form?

What is the Bellco address for deposits?

What Products Does Bellco Offer

Does Bellco offer mortgages?

Compare mortgage rates here.

Does Bellco offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bellco offer auto and RV loans?

Compare auto loan rates here.

Does Bellco offer student loans or personal loans?

Compare personal loan rates here.

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