Bellco Federal Credit Union
Our records indicate that this credit union has been acquired by FIRST COMMONWEALTH.
Headquarters
609 Spring St
Wyomissing, PA 19610
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ACH 231385345
2025 Overview
General Credit Union Information
Bellco is an NCUA insured institution located in Wyomissing, PA. It was founded in 1938 and has approximately $175.66 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 2531 |
| Date Established | 1938 |
| Assets | $175.66 million |
| Loans | $138.01 million |
| Deposits | $161.62 million |
| Capital | $15.00 million |
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in Berks County may join Bellco and their immediate family.
Deposit Rates - December 19, 2025
Your Current Location: South Carolina, SC 10007
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.01% | $2,500 | $4,999 |
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|
|
Money Market
|
0.15% | $2,500 | $2,999 |
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|
|
Money Market
|
0.15% | $10,000 | $14,999 |
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|
|
Money Market
|
0.15% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.01% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.01% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.26% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.26% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.15% | $1 | $499 | Learn More |
Loan Rates - December 19, 2025
Your Current Location: South Carolina, SC 10007
There are currently no loan rates available for Bellco
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - South Carolina 30 Year Fixed Mortgage Rates 2025
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
0.000% | 0.000% | 0.00 | $0 | $0 | Learn More |
NMLS ID: 2059741 |
5.828% | 5.750% | 0.88 | $2,717 | $1,868 | Learn More |
NMLS ID: 2578474 |
5.840% | 5.750% | 0.63 | $3,130 | $1,868 | Learn More |
NMLS ID: 1881674 |
5.872% | 5.750% | 1.00 | $4,250 | $1,868 | Learn More |
Featured - South Carolina Home Equity Line Of Credit Rates 2025
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Upstart Home Lending See Table |
Intro APR 6.520 % After Intro: 6.520 % |
$20,800 |
Learn More
More Info |
Third Federal Savings and Loan See Table |
Intro APR 6.990 % After Intro: 6.990 % |
$0 |
Learn More
More Info |
Farmers Bank of Kansas City See Table |
Intro APR 8.750 % After Intro: 8.750 % |
$25,000 |
Learn More
More Info |
Note to Bellco
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Bellco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Abbeville,South Carolina
Bellco Locations around zip code 10007
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 543.11 | A | View Lobby Hours | |
| 545.81 | B | View Lobby Hours |
Climate Policy and Initiatives
BELLCO is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Bellco Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Bellco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Bellco | U.S. Average |
|---|---|
| 14.31% | 5.63 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2025, Bellco had $2,144,586 in non-current loans and $79,884 in owned assets. To cover these potential losses it had $15,004,418 in net worth and $542,448 in loans loss reserves. That gives it a Texas Ratio of 14.31%.
Net Worth
| Bellco | U.S. Average |
|---|---|
| 8.54% | 14.29% |
Bellco FCU has a net worth of 8.54% versus the BestCashCow average of 14.29. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Bellco
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