Po Box 700
Box Elder, SD 57719
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.65% →
1-Year CD 0.55% 0.67% →
2-Year CD 0.80% 0.75% →
5-Year CD 1.30% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Sentinel is an NCUA insured institution located in Box Elder, SD. It was founded in 1955 and has approximately $137.86 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 10257
Date Established 1955
Assets $137.86 million
Loans $77.82 million
Deposits $124.56 million
Capital $12.20 million

Field of Membership Restrictions

Membership is open to those who live, work, worship, or go to school in, or are a business or other legal entity located in Pennington, Lawrence, Meade, Custer, Lyman, Todd, Tripp, Gregory and Mellette counties of South Dakota.

Deposit Rates - May 6, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.80% $100,000 $199,999 Learn More
36 Mo CD
0.95% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.10% $10,000 $14,999 Learn More
48 Mo CD
1.15% $100,000 $199,999 Learn More
60 Mo CD
1.25% $10,000 $14,999 Learn More
60 Mo CD
1.30% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - May 6, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SENTINEL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Test Advertiser QA
2.789% 2.750% 0.50 $1,278 $1,021 Learn More
First Internet Bank
NMLS ID: 424182
2.782% 2.750% 0.38 $1,045 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Sentinel branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Sentinel Locations

Financial Details

Sentinel Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sentinel. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Sentinel U.S. Average
2.21% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Sentinel had $255,063 in non-current loans and $28,277 in owned assets. To cover these potential losses it had $12,199,861 in net worth and $647,413 in loans loss reserves. That gives it a Texas Ratio of 2.21%.

Net Worth
Sentinel U.S. Average
8.84% 12.67%

Sentinel FCU has a net worth of 8.84% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Sentinel

Branches and Savings

What is Sentinel?

A federal credit union, registered with the NCUA under certificate #10257.
Learn more about credit unions here.

Is Sentinel FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Sentinel is insured by the NCUA.

Who can join Sentinel?

Please see Field of Membership information above for information on who is eligible to join.

What are Sentinel's share account and share certificate rates?

Sentinel's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Sentinel?

Sentinel has total capital of $12.20 million. Full information on Sentinel's financial position is located above.

Who owns Sentinel?

Credit Unions are owned by their members.

Where are Sentinel branches located?

See branch locations nearby.

Are Sentinel ATMs Open 24/7?

Do Sentinel ATMs accept cash deposits?

Can Sentinel customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Sentinel have a mobile app?

Does Sentinel have mobile deposit?

Does Sentinel have quick pay?

How can Sentinel transfer money to other banks or credit unions?

Does Sentinel report to credit bureaus?

Does Sentinel use Chexsystems?

Does Sentinel use Equifax?

What is Sentinel's toll free phone number?

What is Sentinel's ACH Routing Number?

What is Sentinel's SWIFT code?

Where can I find Sentinel's wire transfer form?

What is the Sentinel address for deposits?

What Products Does Sentinel Offer

Does Sentinel offer mortgages?

Compare mortgage rates here.

Does Sentinel offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Sentinel offer auto and RV loans?

Compare auto loan rates here.

Does Sentinel offer student loans or personal loans?

Compare personal loan rates here.

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