This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.18% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,590 | 1,113 |
| 2 | 51,590 | 1,641 | 1,148 |
| 3 | 53,231 | 1,693 | 1,185 |
| 4 | 54,923 | 1,747 | 1,223 |
| 5 | 56,670 | 1,802 | 1,261 |
| 6 | 58,472 | 1,859 | 1,302 |
| 7 | 60,331 | 1,919 | 1,343 |
| 8 | 62,250 | 1,980 | 1,386 |
| 9 | 64,229 | 2,042 | 1,430 |
| 10 | 66,272 | 2,107 | 1,475 |
| 11 | 68,379 | 2,174 | 1,522 |
| 12 | 70,554 | 2,244 | 1,571 |
| 13 | 72,797 | 2,315 | 1,620 |
| 14 | 75,112 | 2,389 | 1,672 |
| 15 | 77,501 | 2,465 | 1,725 |
| 16 | 79,966 | 2,543 | 1,780 |
| 17 | 82,508 | 2,624 | 1,837 |
| 18 | 85,132 | 2,707 | 1,895 |
| 19 | 87,839 | 2,793 | 1,955 |
| 20 | 90,633 | 2,882 | 2,017 |
| TOTAL | $43,515 | $30,460 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
5 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.51% |
$25,000 |
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Last change: ↓0.15% on May 13. |
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|
|
5.49% |
$50,000 |
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Last change: ↑0.09% on March 12. |
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|
|
5.46% |
$1,000 |
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Last change: ↓0.05% on May 9. |
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|
|
5.41% |
$50,000 |
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Last change: ↓0.36% on March 12. |
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