A+ Federal Credit Union

Headquarters

Po Box 14867
Austin, TX 78761
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.85% →
1-Year CD 0.50% 0.67% →
2-Year CD 0.65% 0.80% →
5-Year CD 0.95% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

A+ is an NCUA insured institution located in Austin, TX. It was founded in 1949 and has approximately $2271.32 millions in assets.

Who can join?

You can if...

You or any member of your family are an employee of their associated businesses.

You or any member of your family are a member of Black Star Co-op.

You or any member of your family are a member of one of their select PTAs.

You or any member of your family are an employee or student (where indicated) of one of their select schools

For lists of associated organizations:
https://aplusfcu.org/about-us/who-can-join

You may also join A+FCU by becoming a member of the A+ Education Foundation for only $10. The A+ Education Foundation was established by A+FCU to provide grants to educators in the communities served by A+FCU.

NCUA Insured Yes / Federally Chartered
Charter Number # # 6178
Date Established 1949
Assets $2,271.32 million
Loans $1,694.23 million
Deposits $1,936.23 million
Capital $210.18 million
 

Field of Membership Restrictions

Membership in the A+ Federal Credit Union is open to anyone the A+ Education Foundation ($10 membership dues). Membership is also open to employees or members of Texas State Teachers Association, any AISD Elementary, Middle or High Schools, and other Select Employer Groups.

Deposit Rates - December 4, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.65% $10,000 $14,999 Learn More
24 Mo CD
0.65% $100,000 $199,999 Learn More
36 Mo CD
0.80% $10,000 $14,999 Learn More
36 Mo CD
0.80% $100,000 $199,999 Learn More
48 Mo CD
0.90% $10,000 $14,999 Learn More
48 Mo CD
0.90% $100,000 $199,999 Learn More
60 Mo CD
0.95% $10,000 $14,999 Learn More
60 Mo CD
0.95% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - December 4, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for A+

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
CIT Bank
NMLS ID: 541760
3.075% 3.000% 1.00 $2,420 $1,055 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to A+
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are A+ branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia



Climate Initiatives

A+ is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

A+ Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of A+. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
A+ U.S. Average
4.23% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, A+ had $7,572,412 in non-current loans and $1,695,047 in owned assets. To cover these potential losses it had $210,178,338 in net worth and $8,897,836 in loans loss reserves. That gives it a Texas Ratio of 4.23%.

Net Worth
A+ U.S. Average
9.25% 12.22%

A+ FCU has a net worth of 9.25% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for A+


  • December 19, 2019

    CDs 12 Month Rates

    Ali123

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