2021 Overview
General Credit Union Information
A+ is an NCUA insured institution located in Austin, TX. It was founded in 1949 and has approximately $2271.32 millions in assets.
Who can join?
You can if...
You or any member of your family are an employee of their associated businesses.
You or any member of your family are a member of Black Star Co-op.
You or any member of your family are a member of one of their select PTAs.
You or any member of your family are an employee or student (where indicated) of one of their select schools
For lists of associated organizations:
https://aplusfcu.org/about-us/who-can-join
You may also join A+FCU by becoming a member of the A+ Education Foundation for only $10. The A+ Education Foundation was established by A+FCU to provide grants to educators in the communities served by A+FCU.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 6178 |
| Date Established | 1949 |
| Assets | $2,271.32 million |
| Loans | $1,694.23 million |
| Deposits | $1,936.23 million |
| Capital | $210.18 million |
Field of Membership Restrictions
Deposit Rates - December 4, 2021
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.20% | $2,500 | $2,999 |
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|
|
Money Market
|
0.20% | $10,000 | $14,999 |
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|
|
Money Market
|
0.20% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - December 4, 2021
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for A+
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2021
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
3.726% | 3.625% | 0.75 | $3,125 | $1,141 | Learn More |
NMLS ID: 2890 License#: MC-3098 |
2.809% | 2.750% | 0.75 | $1,928 | $1,021 | Learn More |
NMLS ID: 541760 |
3.075% | 3.000% | 1.00 | $2,420 | $1,055 | Learn More |
|
NMLS ID: 541760 |
3.075% | 3.000% | 1.00 | $2,420 | $1,055 | Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2021
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Bethpage Federal Credit Union See Table |
Intro APR 2.990 % After Intro: 3.750 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
Flagstar Bank-Heloc See Table |
4.990 %
|
$0 |
Learn More
More Info |
Note to A+
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are A+ branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Climate Initiatives
A+ is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
A+ Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of A+. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| A+ | U.S. Average |
|---|---|
| 4.23% | 3.79 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2021, A+ had $7,572,412 in non-current loans and $1,695,047 in owned assets. To cover these potential losses it had $210,178,338 in net worth and $8,897,836 in loans loss reserves. That gives it a Texas Ratio of 4.23%.
Net Worth
| A+ | U.S. Average |
|---|---|
| 9.25% | 12.22% |
A+ FCU has a net worth of 9.25% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for A+
Ali123
December 19, 2019
Ali123
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