A O SMITH EMPLOYEES

531 N Fourth St
Tipp City, OH 45371

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 8343
Date Established 1952
Assets $4.18 million
Loans $1.58 million
Deposits $3.71 million
Capital $0.47 million

A O Smith Employees is an NCUA insured institution located in Tipp City, OH. It was founded in 1952 and has approximately $4.18 millions in assets.

Deposit Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for A O Smith Employees

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Loan Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for A O SMITH EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.529% 3.500% 0.38 $898 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
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Branches

Below are A O Smith Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


A O Smith Employees Locations


Financial Details

A O Smith Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of A O Smith Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
A O Smith Employees U.S. Average
3.33% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, A O Smith Employees had $16,273 in non-current loans and $0 in owned assets. To cover these potential losses it had $466,683 in net worth and $22,659 in loans loss reserves. That gives it a Texas Ratio of 3.33%.

Net Worth
A O Smith Employees U.S. Average
11.16% 13.47%

A O Smith Employees FCU has a net worth of 11.16% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About A O Smith Employees

Branches and Savings

What is A O Smith Employees?

A federal credit union, registered with the NCUA under certificate #8343.
Learn more about credit unions here.

Is A O Smith Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join A O Smith Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are A O Smith Employees's share account and share certificate rates?

A O Smith Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is A O Smith Employees?

A O Smith Employees has total capital of $0.47 million. Full information on A O Smith Employees's financial position is located above.

Who owns A O Smith Employees?

Credit Unions are owned by their members.

Where are A O Smith Employees branches located?

See branch locations nearby.

Are A O Smith Employees ATMs Open 24/7?

Do A O Smith Employees ATMs accept cash deposits?

Can A O Smith Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does A O Smith Employees have a mobile app?

Does A O Smith Employees have mobile deposit?

Does A O Smith Employees have quick pay?

How can A O Smith Employees transfer money to other banks or credit unions?

Does A O Smith Employees report to credit bureaus?

Does A O Smith Employees use Chexsystems?

Does A O Smith Employees use Equifax?

What is A O Smith Employees's toll free phone number?

What is A O Smith Employees's ACH Routing Number?

What is A O Smith Employees's SWIFT code?

Where can I find A O Smith Employees's wire transfer form?

What is the A O Smith Employees address for deposits?

What Products Does A O Smith Employees Offer

Does A O Smith Employees offer mortgages?

Compare mortgage rates here.

Does A O Smith Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does A O Smith Employees offer auto and RV loans?

Compare auto loan rates here.

Does A O Smith Employees offer student loans or personal loans?

Compare personal loan rates here.

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