Abilene Teachers Federal Credit Union


Po Box 5706
Abilene, TX 79608
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.85% →
1-Year CD 0.35% 0.67% →
2-Year CD 0.45% 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Abilene Teachers is an NCUA insured institution located in Abilene, TX. It was founded in 1950 and has approximately $558.9 millions in assets.

Who can join?

People in the following groups are eligible to join Abilene Teachers Federal Credit Union:
• Residents of Taylor and Callahan counties. Persons who work, attend school or worship in these counties (but reside elsewhere) are also eligible.
• Immediate family members of current members. 'Immediate family' is defined as the spouse, child, sibling, parent, grandparent or grandchild of a current member. Adoptive relationships and step-relationships are included in this definition.
• Household members of current ATFCU members. 'Household' is defined as persons living in the same residence maintaining a single economic unit.
• Immediate family members or household members of persons who are eligible for membership. Example – a teacher in one of the counties listed below has not chosen to become a member. However, her husband, children, parents and grandchildren are eligible for membership.
• Employees of public school systems in the following Texas counties:
• Callahan
• Coleman
• Eastland
• Fisher
• Haskell
• Jones
• Kent
• King
• Knox
• Nolan*
• Runnels
• Shackelford
• Stephens
• Stonewall
• Taylor
• Throckmorton

*Professional employees of the Sweetwater, Texas ISD are ineligible for membership at Abilene Teachers FCU because an unaffiliated Teachers Credit Union exists in Sweetwater. (Please reference FCU Charter #1137 for additional details.)

NCUA Insured Yes / Federally Chartered
Charter Number # # 6743
Date Established 1950
Assets $558.90 million
Loans $352.31 million
Deposits $465.79 million
Capital $86.48 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or atten school in Taylor and Callahan counties and their immediate family. Membership is also open to employees of public school systems in the Callahan, Coleman, Eastland, Fisher, Haskell, Jones, Kent, King, Knox, Nolan*, Runnels, Shackelford, Stephens, Stonewall, Taylor and Throckmorton County school systems.

Deposit Rates - November 29, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.06% $10,000 $14,999 Learn More
6 Mo CD
0.26% $100,000 $199,999 Learn More
12 Mo CD
0.15% $10,000 $14,999 Learn More
12 Mo CD
0.35% $100,000 $199,999 Learn More
18 Mo CD
0.20% $10,000 $14,999 Learn More
18 Mo CD
0.40% $100,000 $199,999 Learn More
24 Mo CD
0.25% $10,000 $14,999 Learn More
24 Mo CD
0.45% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.02% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 29, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ABILENE TEACHERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 1907
3.116% 2.990% 0.63 $4,062 $1,053 Learn More
CashCall Mortgage
NMLS ID: 128231
3.059% 3.000% 0.75 $1,875 $1,055 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

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Below are Abilene Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Abilene Teachers Locations

Climate Initiatives

ABILENE TEACHERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Abilene Teachers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Abilene Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Abilene Teachers U.S. Average
4.73% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Abilene Teachers had $3,881,448 in non-current loans and $351,699 in owned assets. To cover these potential losses it had $86,478,113 in net worth and $3,043,202 in loans loss reserves. That gives it a Texas Ratio of 4.73%.

Net Worth
Abilene Teachers U.S. Average
15.47% 12.22%

Abilene Teachers FCU has a net worth of 15.47% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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