ABILENE TEACHERS

PO Box 5706
Abilene, TX 79608

Notable Rates APY Vs.Others
Savings 0.25% 2.25% →
1-Year CD 1.21% 2.25% →
2-Year CD 1.92% 2.50% →
5-Year CD N.A. 3.25% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Abilene Teachers is an NCUA insured institution located in Abilene, TX. It was founded in 1950 and has approximately $448.09 millions in assets.

Who can join?

People in the following groups are eligible to join Abilene Teachers Federal Credit Union:
• Residents of Taylor and Callahan counties. Persons who work, attend school or worship in these counties (but reside elsewhere) are also eligible.
• Immediate family members of current members. 'Immediate family' is defined as the spouse, child, sibling, parent, grandparent or grandchild of a current member. Adoptive relationships and step-relationships are included in this definition.
• Household members of current ATFCU members. 'Household' is defined as persons living in the same residence maintaining a single economic unit.
• Immediate family members or household members of persons who are eligible for membership. Example – a teacher in one of the counties listed below has not chosen to become a member. However, her husband, children, parents and grandchildren are eligible for membership.
• Employees of public school systems in the following Texas counties:
• Callahan
• Coleman
• Eastland
• Fisher
• Haskell
• Jones
• Kent
• King
• Knox
• Nolan*
• Runnels
• Shackelford
• Stephens
• Stonewall
• Taylor
• Throckmorton

*Professional employees of the Sweetwater, Texas ISD are ineligible for membership at Abilene Teachers FCU because an unaffiliated Teachers Credit Union exists in Sweetwater. (Please reference FCU Charter #1137 for additional details.)

NCUA Insured Yes
Charter Number # # 6743
Date Established 1950
Assets $448.09 million
Loans $337.39 million
Deposits $368.01 million
Capital $72.91 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or atten school in Taylor and Callahan counties and their immediate family. Membership is also open to employees of public school systems in the Callahan, Coleman, Eastland, Fisher, Haskell, Jones, Kent, King, Knox, Nolan*, Runnels, Shackelford, Stephens, Stonewall, Taylor and Throckmorton County school systems.

Deposit Rates - December 12, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
CD Rates (Share Certificate Rates) APY MIN MAX
0.40% $500 $99,999 Learn MoreShow Less
3 Mo CD
0.60% $100,000 - Learn MoreShow Less
0.75% $500 $99,999 Learn MoreShow Less
6 Mo CD
0.95% $100,000 - Learn MoreShow Less
1.00% $500 $99,999 Learn MoreShow Less
12 Mo CD
1.21% $100,000 - Learn MoreShow Less
1.26% $500 $99,999 Learn MoreShow Less
1.71% $500 $99,999 Learn MoreShow Less
24 Mo CD
1.92% $100,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.75% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1,000 $1,999 Learn MoreShow Less
Int Ckg
0.10% $2,000 $9,999 Learn MoreShow Less

Loan Rates - December 12, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ABILENE TEACHERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.625% 3.625% -0.13 ($252) $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Atlantic Union Bank
Atlantic Union Bank
4.750 %
$15,000 Learn More
More Info

Note to ABILENE TEACHERS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Abilene Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Abilene Teachers Locations


Financial Details

Abilene Teachers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Abilene Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Abilene Teachers U.S. Average
8.69% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Abilene Teachers had $6,148,312 in non-current loans and $352,372 in owned assets. To cover these potential losses it had $72,910,261 in net worth and $1,857,481 in loans loss reserves. That gives it a Texas Ratio of 8.69%.

Net Worth
Abilene Teachers U.S. Average
16.27% 13.65%

Abilene Teachers FCU has a net worth of 16.27% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Abilene Teachers

Branches and Savings

What is Abilene Teachers?

A federal credit union, registered with the NCUA under certificate #6743.
Learn more about credit unions here.

Is Abilene Teachers FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Abilene Teachers?

Please see Field of Membership information above for information on who is eligible to join.

What are Abilene Teachers's share account and share certificate rates?

Abilene Teachers's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Abilene Teachers?

Abilene Teachers has total capital of $72.91 million. Full information on Abilene Teachers's financial position is located above.

Who owns Abilene Teachers?

Credit Unions are owned by their members.

Where are Abilene Teachers branches located?

See branch locations nearby.

Are Abilene Teachers ATMs Open 24/7?

Do Abilene Teachers ATMs accept cash deposits?

Can Abilene Teachers customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Abilene Teachers have a mobile app?

Does Abilene Teachers have mobile deposit?

Does Abilene Teachers have quick pay?

How can Abilene Teachers transfer money to other banks or credit unions?

Does Abilene Teachers report to credit bureaus?

Does Abilene Teachers use Chexsystems?

Does Abilene Teachers use Equifax?

What is Abilene Teachers's toll free phone number?

What is Abilene Teachers's ACH Routing Number?

What is Abilene Teachers's SWIFT code?

Where can I find Abilene Teachers's wire transfer form?

What is the Abilene Teachers address for deposits?

What Products Does Abilene Teachers Offer

Does Abilene Teachers offer mortgages?

Compare mortgage rates here.

Does Abilene Teachers offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Abilene Teachers offer auto and RV loans?

Compare auto loan rates here.

Does Abilene Teachers offer student loans or personal loans?

Compare personal loan rates here.

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