Abilene Teachers Federal Credit Union
Headquarters
Po Box 5706
Abilene, TX 79608
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2024 Overview
General Credit Union Information
Abilene Teachers is an NCUA insured institution located in Abilene, TX. It was founded in 1950 and has approximately $594.23 millions in assets.
Who can join?
People in the following groups are eligible to join Abilene Teachers Federal Credit Union:
• Residents of Taylor and Callahan counties. Persons who work, attend school or worship in these counties (but reside elsewhere) are also eligible.
• Immediate family members of current members. 'Immediate family' is defined as the spouse, child, sibling, parent, grandparent or grandchild of a current member. Adoptive relationships and step-relationships are included in this definition.
• Household members of current ATFCU members. 'Household' is defined as persons living in the same residence maintaining a single economic unit.
• Immediate family members or household members of persons who are eligible for membership. Example – a teacher in one of the counties listed below has not chosen to become a member. However, her husband, children, parents and grandchildren are eligible for membership.
• Employees of public school systems in the following Texas counties:
• Callahan
• Coleman
• Eastland
• Fisher
• Haskell
• Jones
• Kent
• King
• Knox
• Nolan*
• Runnels
• Shackelford
• Stephens
• Stonewall
• Taylor
• Throckmorton
*Professional employees of the Sweetwater, Texas ISD are ineligible for membership at Abilene Teachers FCU because an unaffiliated Teachers Credit Union exists in Sweetwater. (Please reference FCU Charter #1137 for additional details.)
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 6743 |
| Date Established | 1950 |
| Assets | $594.23 million |
| Loans | $376.58 million |
| Deposits | $479.47 million |
| Capital | $102.11 million |
Field of Membership Restrictions
Membership is open to those who live, work, worship or atten school in Taylor and Callahan counties and their immediate family. Membership is also open to employees of public school systems in the Callahan, Coleman, Eastland, Fisher, Haskell, Jones, Kent, King, Knox, Nolan*, Runnels, Shackelford, Stephens, Stonewall, Taylor and Throckmorton County school systems.
Deposit Rates - April 20, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.06% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.26% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.15% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.02% | $2,500 | $3,499 | Learn More |
Loan Rates - April 20, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Abilene Teachers
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: 491986 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Abilene Teachers
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Branches
Below are Abilene Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
ABILENE TEACHERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Abilene Teachers Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Abilene Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Abilene Teachers | U.S. Average |
|---|---|
| 10.69% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Abilene Teachers had $11,088,738 in non-current loans and $103,225 in owned assets. To cover these potential losses it had $102,108,343 in net worth and $2,562,982 in loans loss reserves. That gives it a Texas Ratio of 10.69%.
Net Worth
| Abilene Teachers | U.S. Average |
|---|---|
| 17.18% | 13.62% |
Abilene Teachers FCU has a net worth of 17.18% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Abilene Teachers
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