ACCESS COMMUNITY

Headquarters

PO Box 7407
Amarillo, TX 79114
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.60% →
1-Year CD 0.55% 1.55% →
2-Year CD 0.70% 1.45% →
5-Year CD 0.75% 2.25% →
30-Year Mortgage N.A. 3.08% →
15-Year Mortgage N.A. 2.65% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Access Community is an NCUA insured institution located in Amarillo, TX. It was founded in 1953 and has approximately $130.23 millions in assets.

NCUA Insured Yes
Charter Number # # 67178
Date Established 1953
Assets $130.23 million
Loans $104.13 million
Deposits $107.93 million
Capital $17.87 million
 

Field of Membership Restrictions

Access Community CU is reserved to people who are employed or related to someone who is employed by CU-affiliated companies or people that are residents, students, church members, or maintain employment in the counties of Potter or Randall.

Deposit Rates - June 1, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $5 $9,999 Learn More
Money Market
0.20% $2,500 $9,999 Learn More
Money Market
0.20% $10,000 $24,999 Learn More
Money Market
0.30% $25,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $5,000 - Learn More
12 Mo CD
0.55% $5,000 - Learn More
18 Mo CD
0.60% $5,000 - Learn More
24 Mo CD
0.70% $5,000 - Learn More
36 Mo CD
0.75% $5,000 - Learn More
48 Mo CD
0.75% $5,000 - Learn More
60 Mo CD
0.75% $5,000 - Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.30% $1 $9,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.55% $5,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $500 - Learn MoreShow Less

Loan Rates - June 1, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ACCESS COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.998% 3.875% 1.00 $3,750 $1,176 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.952% 2.875% 1.00 $2,485 $1,038 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.114% 3.990% 1.00 $3,750 $1,193 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
3.500 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

Note to ACCESS COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Access Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Access Community Locations


Financial Details

Access Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Access Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Access Community U.S. Average
6.63% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Access Community had $1,206,317 in non-current loans and $0 in owned assets. To cover these potential losses it had $17,866,266 in net worth and $318,736 in loans loss reserves. That gives it a Texas Ratio of 6.63%.

Net Worth
Access Community U.S. Average
13.71% 13.86%

Access Community FCU has a net worth of 13.71% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Access Community

Branches and Savings

What is Access Community?

A federal credit union, registered with the NCUA under certificate #67178.
Learn more about credit unions here.

Is Access Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Access Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Access Community's share account and share certificate rates?

Access Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Access Community?

Access Community has total capital of $17.87 million. Full information on Access Community's financial position is located above.

Who owns Access Community?

Credit Unions are owned by their members.

Where are Access Community branches located?

See branch locations nearby.

Are Access Community ATMs Open 24/7?

Do Access Community ATMs accept cash deposits?

Can Access Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Access Community have a mobile app?

Does Access Community have mobile deposit?

Does Access Community have quick pay?

How can Access Community transfer money to other banks or credit unions?

Does Access Community report to credit bureaus?

Does Access Community use Chexsystems?

Does Access Community use Equifax?

What is Access Community's toll free phone number?

What is Access Community's ACH Routing Number?

What is Access Community's SWIFT code?

Where can I find Access Community's wire transfer form?

What is the Access Community address for deposits?

What Products Does Access Community Offer

Does Access Community offer mortgages?

Compare mortgage rates here.

Does Access Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Access Community offer auto and RV loans?

Compare auto loan rates here.

Does Access Community offer student loans or personal loans?

Compare personal loan rates here.

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