Acfcu Federal Credit Union


Po Box 2026
Amarillo, TX 79105
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 1.02% →
1-Year CD 0.75% 1.45% →
2-Year CD 0.85% 2.86% →
5-Year CD 1.00% 3.21% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Acfcu is an NCUA insured institution located in Amarillo, TX. It was founded in 1945 and has approximately $297.75 millions in assets.

Who can join?

The field of membership shall be limited to those having the following common bond:
1. Persons who live, work, worship, or attend school in and businesses and other legal entities located in Potter County, Texas, Randall County, Texas or Gray County, Texas;
2. Members of record of this credit union as of March 23, 1998 (the effective date of its conversion to community charter);
3. Spouses of persons who died while within the field of membership of this credit union;
4. Employees of this credit union;
5. Members of their immediate families; and
6. Organizations of such persons."

NCUA Insured Yes / Federally Chartered
Charter Number # # 5168
Date Established 1945
Assets $297.75 million
Loans $215.32 million
Deposits $270.26 million
Capital $25.40 million

Field of Membership Restrictions

Membership is open to those who live, work, worship, go to school in or own a business in Potter, Randall or Gray County.

Deposit Rates - May 23, 2022

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.20% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.55% $10,000 $14,999 Learn More
6 Mo CD
0.55% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
18 Mo CD
0.80% $10,000 $14,999 Learn More
18 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
30 Mo CD
0.85% $10,000 $14,999 Learn More
30 Mo CD
0.85% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More
48 Mo CD
0.95% $10,000 $14,999 Learn More
48 Mo CD
0.95% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.25% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - May 23, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ACFCU

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
6.002% 5.875% 0.88 $3,438 $1,479 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
3.490 %
After Intro: 4.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to ACFCU
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Below are Acfcu branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Climate Initiatives

ACFCU is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Acfcu Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Acfcu. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Acfcu U.S. Average
2.92% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Acfcu had $725,040 in non-current loans and $24,000 in owned assets. To cover these potential losses it had $25,397,737 in net worth and $217,004 in loans loss reserves. That gives it a Texas Ratio of 2.92%.

Net Worth
Acfcu U.S. Average
8.52% 12.36%

Acfcu FCU has a net worth of 8.52% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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