Lake Mary, FL 32746

Notable Rates APY Vs.Others
Savings 0.15% 2.20% →
1-Year CD 1.00% 2.20% →
2-Year CD 1.31% 2.20% →
5-Year CD 2.07% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Addition Financial is an NCUA insured institution located in Lake Mary, FL. It was founded in 1937 and has approximately $1913.31 millions in assets.

NCUA Insured Yes
Charter Number # # 68702
Date Established 1937
Assets $1,913.31 million
Loans $1,200.96 million
Deposits $1,687.04 million
Capital $214.59 million

Deposit Rates - February 21, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.20% $1,000 $9,999 Learn MoreShow Less
Money Market
0.20% $10,000 $24,999 Learn MoreShow Less
Money Market
0.20% $25,000 $49,999 Learn MoreShow Less
Fixed IRA
1.00% $1,000 - Learn MoreShow Less
Special: 19 Mo FIRA
2.07% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.20% $1,000 - Learn MoreShow Less
6 Mo CD
0.55% $1,000 - Learn MoreShow Less
12 Mo CD
1.00% $1,000 - Learn MoreShow Less
18 Mo CD
1.00% $1,000 - Learn MoreShow Less
Special: 19 Mo CD
2.07% $1,000 - Learn MoreShow Less
24 Mo CD
1.31% $1,000 - Learn MoreShow Less
30 Mo CD
1.31% $1,000 - Learn MoreShow Less
36 Mo CD
1.51% $1,000 - Learn MoreShow Less
48 Mo CD
1.76% $1,000 - Learn MoreShow Less
60 Mo CD
2.07% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.40% $1 - Learn MoreShow Less

Loan Rates - February 21, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ADDITION FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.793% 4.750% 0.00 $1,250 $1,305 Learn More
NMLS ID: 2890
License#: MC-3098
3.284% 3.250% 0.38 $1,070 $1,089 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Addition Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Addition Financial Locations

Financial Details

Addition Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Addition Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Addition Financial U.S. Average
4.28% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Addition Financial had $8,803,321 in non-current loans and $804,525 in owned assets. To cover these potential losses it had $214,586,859 in net worth and $9,946,427 in loans loss reserves. That gives it a Texas Ratio of 4.28%.

Net Worth
Addition Financial U.S. Average
11.21% 13.65%

Addition Financial FCU has a net worth of 11.21% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Addition Financial

Branches and Savings

What is Addition Financial?

A federal credit union, registered with the NCUA under certificate #68702.
Learn more about credit unions here.

Is Addition Financial FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Addition Financial?

Please see Field of Membership information above for information on who is eligible to join.

What are Addition Financial's share account and share certificate rates?

Addition Financial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Addition Financial?

Addition Financial has total capital of $214.59 million. Full information on Addition Financial's financial position is located above.

Who owns Addition Financial?

Credit Unions are owned by their members.

Where are Addition Financial branches located?

See branch locations nearby.

Are Addition Financial ATMs Open 24/7?

Do Addition Financial ATMs accept cash deposits?

Can Addition Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Addition Financial have a mobile app?

Does Addition Financial have mobile deposit?

Does Addition Financial have quick pay?

How can Addition Financial transfer money to other banks or credit unions?

Does Addition Financial report to credit bureaus?

Does Addition Financial use Chexsystems?

Does Addition Financial use Equifax?

What is Addition Financial's toll free phone number?

What is Addition Financial's ACH Routing Number?

What is Addition Financial's SWIFT code?

Where can I find Addition Financial's wire transfer form?

What is the Addition Financial address for deposits?

What Products Does Addition Financial Offer

Does Addition Financial offer mortgages?

Compare mortgage rates here.

Does Addition Financial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Addition Financial offer auto and RV loans?

Compare auto loan rates here.

Does Addition Financial offer student loans or personal loans?

Compare personal loan rates here.

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