Albion School Employees

Headquarters

254 East Ave
Albion, NY 14411
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Albion School Employees is an NCUA insured institution located in Albion, NY. It was founded in 1963 and has approximately $2.26 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 15614
Date Established 1963
Assets $2.26 million
Loans $0.68 million
Deposits $1.86 million
Capital $0.40 million
 

Deposit Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Albion School Employees

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Albion School Employees

Note to Albion School Employees
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ALBION SCHOOL EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.775% 2.750% 0.38 $808 $1,021 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.790% 2.750% 0.50 $1,290 $1,021 Learn More
Morty, Inc.
NMLS ID: 1429243
2.706% 2.625% 0.63 $2,668 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to ALBION SCHOOL EMPLOYEES
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Albion School Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Albion School Employees Locations


Financial Details

Albion School Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Albion School Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Albion School Employees U.S. Average
0.10% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Albion School Employees had $413 in non-current loans and $0 in owned assets. To cover these potential losses it had $401,806 in net worth and $7,036 in loans loss reserves. That gives it a Texas Ratio of 0.10%.

Net Worth
Albion School Employees U.S. Average
17.76% 12.67%

Albion School Employees FCU has a net worth of 17.76% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Albion School Employees

Branches and Savings

What is Albion School Employees?

A federal credit union, registered with the NCUA under certificate #15614.
Learn more about credit unions here.

Is Albion School Employees FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Albion School Employees is insured by the NCUA.

Who can join Albion School Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Albion School Employees's share account and share certificate rates?

Albion School Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Albion School Employees?

Albion School Employees has total capital of $0.40 million. Full information on Albion School Employees's financial position is located above.

Who owns Albion School Employees?

Credit Unions are owned by their members.

Where are Albion School Employees branches located?

See branch locations nearby.

Are Albion School Employees ATMs Open 24/7?

Do Albion School Employees ATMs accept cash deposits?

Can Albion School Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Albion School Employees have a mobile app?

Does Albion School Employees have mobile deposit?

Does Albion School Employees have quick pay?

How can Albion School Employees transfer money to other banks or credit unions?

Does Albion School Employees report to credit bureaus?

Does Albion School Employees use Chexsystems?

Does Albion School Employees use Equifax?

What is Albion School Employees's toll free phone number?

What is Albion School Employees's ACH Routing Number?

What is Albion School Employees's SWIFT code?

Where can I find Albion School Employees's wire transfer form?

What is the Albion School Employees address for deposits?

What Products Does Albion School Employees Offer

Does Albion School Employees offer mortgages?

Compare mortgage rates here.

Does Albion School Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Albion School Employees offer auto and RV loans?

Compare auto loan rates here.

Does Albion School Employees offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Albion School Employees

There are currently no comments for Albion School Employees. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →