ALLIANCE

1280 S HIGHWAY DR
Fenton, MO 63026

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 63789
Date Established 1948
Assets $302.68 million
Loans $254.85 million
Deposits $219.55 million
Capital $27.72 million

Alliance is an NCUA insured institution located in Fenton, MO. It was founded in 1948 and has approximately $302.68 millions in assets.

Who can join?

Membership is open to all who live or work in the following counties:

Missouri
St. Louis County
St. Charles County
Jefferson County
Franklin County

Illinois
St. Clair County
Madison County
Monroe County
Jersey County

People who work for Select Employee Groups are also eligible to join.

Field of Membership Restrictions

Membership qualifications to join Alliance CU falls under one of these five category headings, Geographic location which is simply to say that anyone who resides or works in select counties throughout the states of Missouri and Illinois qualify for membership. Family affiliation, which defines that anyone who has a relative as a current member, or who wants to bring a relative in once they join all qualify for membership. Employment affiliation which simply explained is if you work for any company that is CU-affiliated then you qualify for membership.Membership into select Labor Groups or government appointment or employment will also qualify you for CU membership eligibility.

Deposit Rates - July 22, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
1.38% $10,000 $24,999 Learn MoreShow Less
Money Market
1.51% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
2.11% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.86% $1,000 - Learn MoreShow Less
6 Mo CD
1.31% $1,000 - Learn MoreShow Less
12 Mo CD
2.11% $1,000 - Learn MoreShow Less
18 Mo CD
2.36% $1,000 - Learn MoreShow Less
24 Mo CD
2.56% $1,000 - Learn MoreShow Less
36 Mo CD
2.76% $1,000 - Learn MoreShow Less
48 Mo CD
2.91% $1,000 - Learn MoreShow Less
60 Mo CD
3.16% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $100 $4,999 Learn MoreShow Less

Loan Rates - July 22, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ALLIANCE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.750% 3.750% 0.00 $2 $1,158 Learn More
First Internet Bank
NMLS ID: 424182
3.625% 3.625% 0.00 ($62) $1,141 Learn More
Hamilton National Mortgage Co.
NMLS ID: 122701
3.656% 3.625% 0.38 $962 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to ALLIANCE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Alliance branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Alliance Locations


Financial Details

Alliance Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Alliance. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Alliance U.S. Average
13.27% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Alliance had $2,970,737 in non-current loans and $910,000 in owned assets. To cover these potential losses it had $27,721,592 in net worth and $1,513,758 in loans loss reserves. That gives it a Texas Ratio of 13.27%.

Net Worth
Alliance U.S. Average
9.68% 13.47%

Alliance FCU has a net worth of 9.68% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Alliance

Branches and Savings

What is Alliance?

A federal credit union, registered with the NCUA under certificate #63789.
Learn more about credit unions here.

Is Alliance FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Alliance?

Please see Field of Membership information above for information on who is eligible to join.

What are Alliance's share account and share certificate rates?

Alliance's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Alliance?

Alliance has total capital of $27.72 million. Full information on Alliance's financial position is located above.

Who owns Alliance?

Credit Unions are owned by their members.

Where are Alliance branches located?

See branch locations nearby.

Are Alliance ATMs Open 24/7?

Do Alliance ATMs accept cash deposits?

Can Alliance customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Alliance have a mobile app?

Does Alliance have mobile deposit?

Does Alliance have quick pay?

How can Alliance transfer money to other banks or credit unions?

Does Alliance report to credit bureaus?

Does Alliance use Chexsystems?

Does Alliance use Equifax?

What is Alliance's toll free phone number?

What is Alliance's ACH Routing Number?

What is Alliance's SWIFT code?

Where can I find Alliance's wire transfer form?

What is the Alliance address for deposits?

What Products Does Alliance Offer

Does Alliance offer mortgages?

Compare mortgage rates here.

Does Alliance offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Alliance offer auto and RV loans?

Compare auto loan rates here.

Does Alliance offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Alliance

There are currently no comments for Alliance. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →