Allsouth

Headquarters

730 Elmwood Ave
Columbia, SC 29201
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.65% →
1-Year CD 0.38% 0.67% →
2-Year CD 0.48% 0.75% →
5-Year CD 0.63% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Allsouth is an NCUA insured institution located in Columbia, SC. It was founded in 1960 and has approximately $1062.22 millions in assets.

Who can join?

You are eligible to join AllSouth if you or your immediate family member* lives, works, worships, or attends in school in any of the following Counties in South Carolina:

Richland, Lexington, Newberry, Saluda, Fairfield, Sumter, Kershaw, Calhoun

*Immediate family member includes spouse, children & grandchildren, parents & grandparents, siblings and all the "step" relationships of the same (for example, step-father, step-sister, etc.). Immediate family members of current members are eligible to join. Immediate family members of individuals within the field of membership are also eligible to join.

NCUA Insured Yes / Federally Chartered
Charter Number # # 13828
Date Established 1960
Assets $1,062.22 million
Loans $525.51 million
Deposits $911.37 million
Capital $163.43 million
 

Field of Membership Restrictions

Membership in AllSouth Federal Credit Union is open to those who live, work, worship or attend school in Richland, Lexington, Newberry, Saluda, Fairfield, Sumter, Kershaw or Calhoun Counties in South Carolina.

Deposit Rates - April 18, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $100 - Learn More
Money Market
0.23% $2,500 $4,999 Learn More
Money Market
0.25% $10,000 $24,999 Learn More
Money Market
0.27% $25,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $24,999 Learn More
6 Mo CD
0.33% $100,000 - Learn More
12 Mo CD
0.30% $10,000 $24,999 Learn More
12 Mo CD
0.38% $100,000 - Learn More
24 Mo CD
0.40% $10,000 $24,999 Learn More
24 Mo CD
0.48% $100,000 - Learn More
36 Mo CD
0.45% $10,000 $24,999 Learn More
36 Mo CD
0.53% $100,000 - Learn More
60 Mo CD
0.55% $10,000 $24,999 Learn More
60 Mo CD
0.63% $100,000 - Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1,000 - Learn MoreShow Less

Loan Rates - April 18, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ALLSOUTH

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Test Advertiser QA
NMLS ID:
2.432% 2.375% 0.75 $1,875 $972 Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to ALLSOUTH
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Allsouth branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Allsouth Locations


Financial Details

Allsouth Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Allsouth. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Allsouth U.S. Average
2.12% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Allsouth had $3,373,228 in non-current loans and $166,620 in owned assets. To cover these potential losses it had $163,433,669 in net worth and $3,848,478 in loans loss reserves. That gives it a Texas Ratio of 2.12%.

Net Worth
Allsouth U.S. Average
15.38% 12.67%

Allsouth FCU has a net worth of 15.38% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Allsouth

Branches and Savings

What is Allsouth?

A federal credit union, registered with the NCUA under certificate #13828.
Learn more about credit unions here.

Is Allsouth FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Allsouth is insured by the NCUA.

Who can join Allsouth?

Please see Field of Membership information above for information on who is eligible to join.

What are Allsouth's share account and share certificate rates?

Allsouth's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Allsouth?

Allsouth has total capital of $163.43 million. Full information on Allsouth's financial position is located above.

Who owns Allsouth?

Credit Unions are owned by their members.

Where are Allsouth branches located?

See branch locations nearby.

Are Allsouth ATMs Open 24/7?

Do Allsouth ATMs accept cash deposits?

Can Allsouth customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Allsouth have a mobile app?

Does Allsouth have mobile deposit?

Does Allsouth have quick pay?

How can Allsouth transfer money to other banks or credit unions?

Does Allsouth report to credit bureaus?

Does Allsouth use Chexsystems?

Does Allsouth use Equifax?

What is Allsouth's toll free phone number?

What is Allsouth's ACH Routing Number?

What is Allsouth's SWIFT code?

Where can I find Allsouth's wire transfer form?

What is the Allsouth address for deposits?

What Products Does Allsouth Offer

Does Allsouth offer mortgages?

Compare mortgage rates here.

Does Allsouth offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Allsouth offer auto and RV loans?

Compare auto loan rates here.

Does Allsouth offer student loans or personal loans?

Compare personal loan rates here.

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