Allsouth Federal Credit Union
Headquarters
730 Elmwood Ave
Columbia, SC 29201
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2024 Overview
General Credit Union Information
Allsouth is an NCUA insured institution located in Columbia, SC. It was founded in 1960 and has approximately $1255.88 millions in assets.
Who can join?
You are eligible to join AllSouth if you or your immediate family member* lives, works, worships, or attends in school in any of the following Counties in South Carolina:
Richland, Lexington, Newberry, Saluda, Fairfield, Sumter, Kershaw, Calhoun
*Immediate family member includes spouse, children & grandchildren, parents & grandparents, siblings and all the "step" relationships of the same (for example, step-father, step-sister, etc.). Immediate family members of current members are eligible to join. Immediate family members of individuals within the field of membership are also eligible to join.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 13828 |
| Date Established | 1960 |
| Assets | $1,255.88 million |
| Loans | $672.63 million |
| Deposits | $1,047.88 million |
| Capital | $234.22 million |
Field of Membership Restrictions
Membership in AllSouth Federal Credit Union is open to those who live, work, worship or attend school in Richland, Lexington, Newberry, Saluda, Fairfield, Sumter, Kershaw or Calhoun Counties in South Carolina.
Deposit Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $100 | - |
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|
|
Money Market
|
0.23% | $2,500 | $4,999 |
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|
|
Money Market
|
0.25% | $10,000 | $24,999 |
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|
|
Money Market
|
0.27% | $25,000 | $49,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.25% | $10,000 | $24,999 |
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|
| 6 Mo CD
|
0.33% | $100,000 | - |
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|
| 12 Mo CD
|
0.30% | $10,000 | $24,999 |
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|
| 12 Mo CD
|
0.38% | $100,000 | - |
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|
| 24 Mo CD
|
0.40% | $10,000 | $24,999 |
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|
| 24 Mo CD
|
0.48% | $100,000 | - |
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|
| 36 Mo CD
|
0.45% | $10,000 | $24,999 |
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|
| 36 Mo CD
|
0.53% | $100,000 | - |
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|
| 60 Mo CD
|
0.55% | $10,000 | $24,999 |
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|
| 60 Mo CD
|
0.63% | $100,000 | - |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $1,000 | - | Learn More |
Loan Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Allsouth
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.734% | 6.625% | 0.88 | $3,603 | $2,049 | Learn More |
NMLS ID: 3030 |
7.476% | 7.375% | 1.00 | $3,200 | $2,211 | Learn More |
NMLS ID: 491986 |
Learn More | |||||
NMLS ID: 1907 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Allsouth
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Branches
Below are Allsouth branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
ALLSOUTH is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Allsouth Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Allsouth. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Allsouth | U.S. Average |
|---|---|
| 4.21% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Allsouth had $9,121,203 in non-current loans and $996,606 in owned assets. To cover these potential losses it had $234,222,385 in net worth and $6,042,000 in loans loss reserves. That gives it a Texas Ratio of 4.21%.
Net Worth
| Allsouth | U.S. Average |
|---|---|
| 18.63% | 13.62% |
Allsouth FCU has a net worth of 18.63% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Allsouth
scguy1012
July 9, 2021
NO! This is why I stopped banking with them. To me, that is outdated to only have an ATM that gives out cash and performs no other function.
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