Ambridge Area Federal Credit Union

Headquarters

401 State Street
Baden, PA 15005
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Notable Rates APY Vs.Others
Savings N.A. 1.02% →
1-Year CD N.A. 1.45% →
2-Year CD N.A. 2.86% →
5-Year CD N.A. 3.21% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Ambridge Area is an NCUA insured institution located in Baden, PA. It was founded in 1935 and has approximately $13.56 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 900
Date Established 1935
Assets $13.56 million
Loans $4.65 million
Deposits $12.11 million
Capital $1.44 million
 

Deposit Rates - May 21, 2022

Your Current Location: California, CA 92111

We do not yet have rates for Ambridge Area

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Loan Rates - May 21, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for AMBRIDGE AREA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
CashCall Mortgage
NMLS ID: 128231
5.213% 5.125% 1.00 $2,500 $1,362 Learn More

Featured - California Home Equity Line Of Credit Rates 2022

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Branches

Below are Ambridge Area branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Ambridge Area Locations



Climate Initiatives

AMBRIDGE AREA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Ambridge Area Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ambridge Area. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ambridge Area U.S. Average
1.88% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Ambridge Area had $22,518 in non-current loans and $4,970 in owned assets. To cover these potential losses it had $1,442,817 in net worth and $20,197 in loans loss reserves. That gives it a Texas Ratio of 1.88%.

Net Worth
Ambridge Area U.S. Average
10.63% 12.36%

Ambridge Area FCU has a net worth of 10.63% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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