401 State Street
Baden, PA 15005


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 900
Date Established 1935
Assets $11.98 million
Loans $5.43 million
Deposits $10.54 million
Capital $1.42 million

Ambridge Area is an NCUA insured institution located in Baden, PA. It was founded in 1935 and has approximately $11.98 millions in assets.

Deposit Rates - September 20, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Ambridge Area

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Ambridge Area

Note to Ambridge Area
To upload and update your credit union's rates please register. It is free to register and add rates.

There are currently no rates available for Ambridge Area, but see these great savings and CD rates:

Advertiser Disclosure

Loan Rates - September 20, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for AMBRIDGE AREA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
First Internet Bank
NMLS ID: 424182
3.781% 3.750% 0.38 $958 $1,158 Learn More
NMLS ID: 2890
License#: MC-3098
3.648% 3.625% 0.25 $712 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Ambridge Area branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Ambridge Area Locations

Financial Details

Ambridge Area Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ambridge Area. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ambridge Area U.S. Average
0.44% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Ambridge Area had $1,374 in non-current loans and $4,970 in owned assets. To cover these potential losses it had $1,422,023 in net worth and $14,555 in loans loss reserves. That gives it a Texas Ratio of 0.44%.

Net Worth
Ambridge Area U.S. Average
11.87% 13.47%

Ambridge Area FCU has a net worth of 11.87% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Ambridge Area

Branches and Savings

What is Ambridge Area?

A federal credit union, registered with the NCUA under certificate #900.
Learn more about credit unions here.

Is Ambridge Area FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Ambridge Area?

Please see Field of Membership information above for information on who is eligible to join.

What are Ambridge Area's share account and share certificate rates?

Ambridge Area's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Ambridge Area?

Ambridge Area has total capital of $1.42 million. Full information on Ambridge Area's financial position is located above.

Who owns Ambridge Area?

Credit Unions are owned by their members.

Where are Ambridge Area branches located?

See branch locations nearby.

Are Ambridge Area ATMs Open 24/7?

Do Ambridge Area ATMs accept cash deposits?

Can Ambridge Area customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Ambridge Area have a mobile app?

Does Ambridge Area have mobile deposit?

Does Ambridge Area have quick pay?

How can Ambridge Area transfer money to other banks or credit unions?

Does Ambridge Area report to credit bureaus?

Does Ambridge Area use Chexsystems?

Does Ambridge Area use Equifax?

What is Ambridge Area's toll free phone number?

What is Ambridge Area's ACH Routing Number?

What is Ambridge Area's SWIFT code?

Where can I find Ambridge Area's wire transfer form?

What is the Ambridge Area address for deposits?

What Products Does Ambridge Area Offer

Does Ambridge Area offer mortgages?

Compare mortgage rates here.

Does Ambridge Area offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Ambridge Area offer auto and RV loans?

Compare auto loan rates here.

Does Ambridge Area offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Ambridge Area

There are currently no comments for Ambridge Area. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →