Ambridge Area Federal Credit Union


Our records indicate that this credit union has been acquired by NEW ALLIANCE.


Headquarters

401 State Street
Baden, PA 15005
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.65% →
5-Year CD N.A. 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Ambridge Area is an NCUA insured institution located in Baden, PA. It was founded in 1935 and has approximately $12.04 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 900
Date Established 1935
Assets $12.04 million
Loans $3.14 million
Deposits $11.27 million
Capital $0.78 million
 

Deposit Rates - October 7, 2026

Your Current Location: Arizona, AZ

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Loan Rates - October 7, 2026

Your Current Location: Arizona, AZ

There are currently no loan rates available for Ambridge Area

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



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Branches

Below are Ambridge Area branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Payson,Arizona


Ambridge Area Locations


BranchDistance Map View Lobby Hours

Ambridge Area FCU

1704.03 A View Lobby Hours


Climate Policy and Initiatives

AMBRIDGE AREA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Ambridge Area Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ambridge Area. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ambridge Area U.S. Average
2.72% 5.13

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2026, Ambridge Area had $16,724 in non-current loans and $4,970 in owned assets. To cover these potential losses it had $777,282 in net worth and $19,081 in loans loss reserves. That gives it a Texas Ratio of 2.72%.

Net Worth
Ambridge Area U.S. Average
6.44% 14.54%

Ambridge Area FCU has a net worth of 6.44% versus the BestCashCow average of 14.54. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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