Ambridge Area


401 State Street
Baden, PA 15005
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.10% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Ambridge Area is an NCUA insured institution located in Baden, PA. It was founded in 1935 and has approximately $13.2 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 900
Date Established 1935
Assets $13.20 million
Loans $5.06 million
Deposits $11.75 million
Capital $1.43 million

Deposit Rates - October 15, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Ambridge Area

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Loan Rates - October 15, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for AMBRIDGE AREA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
2.738% 2.690% 0.63 $1,562 $1,013 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

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Below are Ambridge Area branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Ambridge Area Locations

Climate Initiatives

AMBRIDGE AREA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Ambridge Area Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ambridge Area. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ambridge Area U.S. Average
0.48% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Ambridge Area had $1,911 in non-current loans and $4,970 in owned assets. To cover these potential losses it had $1,427,956 in net worth and $20,197 in loans loss reserves. That gives it a Texas Ratio of 0.48%.

Net Worth
Ambridge Area U.S. Average
10.81% 12.22%

Ambridge Area FCU has a net worth of 10.81% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Ambridge Area

Branches and Savings

What is Ambridge Area?

A federal credit union, registered with the NCUA under certificate #900.
Learn more about credit unions here.

Is Ambridge Area FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Ambridge Area is insured by the NCUA.

Who can join Ambridge Area?

Please see Field of Membership information above for information on who is eligible to join.

What are Ambridge Area's share account and share certificate rates?

Ambridge Area's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Ambridge Area?

Ambridge Area has total capital of $1.43 million. Full information on Ambridge Area's financial position is located above.

Who owns Ambridge Area?

Credit Unions are owned by their members.

Where are Ambridge Area branches located?

See branch locations nearby.

Are Ambridge Area ATMs Open 24/7?

Do Ambridge Area ATMs accept cash deposits?

Can Ambridge Area customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Ambridge Area have a mobile app?

Does Ambridge Area have mobile deposit?

Does Ambridge Area have quick pay?

How can Ambridge Area transfer money to other banks or credit unions?

Does Ambridge Area report to credit bureaus?

Does Ambridge Area use Chexsystems?

Does Ambridge Area use Equifax?

What is Ambridge Area's toll free phone number?

What is Ambridge Area's ACH Routing Number?

What is Ambridge Area's SWIFT code?

Where can I find Ambridge Area's wire transfer form?

What is the Ambridge Area address for deposits?

What Products Does Ambridge Area Offer

Does Ambridge Area offer mortgages?

Compare mortgage rates here.

Does Ambridge Area offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Ambridge Area offer auto and RV loans?

Compare auto loan rates here.

Does Ambridge Area offer student loans or personal loans?

Compare personal loan rates here.

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