4774 South 1300 West, Building # 3
Riverdale, UT 84405
| NCUA Insured | Yes |
| Charter Number # | # 24694 |
| Date Established | 1939 |
| Assets | $10,048.20 million |
| Loans | $7,388.09 million |
| Deposits | $8,910.25 million |
| Capital | $1,058.49 million |
America First is an NCUA insured institution located in Riverdale, UT. It was founded in 1939 and has approximately $10048.2 millions in assets.
Who can join?
You can be eligible for membership by meeting any of the following requirements:
Live, work (or regularly conduct business in), worship, volunteer, or attend school in Salt Lake County, Utah; or within a 12-
mile radius of the Mesquite, Nevada U.S. Post Office.
Live, work (or regularly conduct business in), worship, volunteer, or attend school in Utah County, or Juab County, Utah.
Live, work (or regularly conduct business in), worship, volunteer, or attend school in Clark County, Nevada.
Owners, employees, suppliers and their employees, or associated companies and their employees involved in the food industry, in Utah.
Live, work (or regularly conduct business in), worship, volunteer, or attend school in Lincoln County, Nevada except those
living within a 25 mile radius of Alamo Post Office.
Employee, or member of a Select Employee Group (SEG) or of an affiliated association in Utah. (List: https://assets.americafirst.com/iframe/select-employee-group.html)
Member of the immediate family or household of an existing member or those eligible for membership.
Spouse of a person who died while within the field of membership.
Existing member of America First Federal Credit Union.
Employee of America First Federal Credit Union or its subsidiary corporations.
Your Current Location: Virginia, VA 20146
| Savings Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings 2.5K
|
0.10% | $25 | - | Learn More |
| Compare with 1.85% APY Online Savings Account from Marcus by Goldman Sachs | Advertiser Disclosure | ||||
| Compare with 1.80% APY Online Savings Account from Ally Bank | Advertiser Disclosure | ||||
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| FIXIRA0K
|
2.25% | $500 | $9,999,999 | Learn More |
| Fixed IRA 0K
|
2.00% | $500 | - | Learn More |
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA 0K
|
0.25% | $1 | - | Learn More |
| MM Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| MM2.5K
|
0.20% | $1 | $4,999 | Learn More |
| MM10K
|
0.30% | $10,000 | $24,999 | Learn More |
| MM25K
|
0.35% | $25,000 | $49,999 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg 0K
|
0.05% | $500 | - | Learn More |
Your Current Location: Virginia, VA 20146
| Auto Loan Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 5 Year | 3.24% | 3.24% | $451.89 | Learn More |
| Refinance Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 15 Year Fixed Conforming | 3.35% | 3.25% | $1,756.67 | Learn More |
| 20 Year Fixed Conforming | 3.70% | 3.63% | $1,466.01 | Learn More |
| 30 Year Fixed Conforming | 3.93% | 3.88% | $1,175.59 | Learn More |
| Purchase Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 15 Year Fixed Conforming | 3.35% | 3.25% | $1,756.67 | Learn More |
| 20 Year Fixed Conforming | 3.70% | 3.63% | $1,466.01 | Learn More |
| 30 Year Fixed Conforming | 3.93% | 3.88% | $1,175.59 | Learn More |
Compare with 4.559% APR and 4.500% 30-Year Fixed RATE from Ally Bank
See All Mortgage Rates |
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Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.
Below are America First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
The following ratios and data are available to help you better understand the financial condition of America First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| America First | U.S. Average |
|---|---|
| 9.36% | 6.94 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 31, 2018, America First had $77,087,436 in non-current loans and $32,515,392 in owned assets. To cover these potential losses it had $1,058,491,460 in net worth and $112,426,847 in loans loss reserves. That gives it a Texas Ratio of 9.36%.
| America First | U.S. Average |
|---|---|
| 11.33% | 13.08% |
America First FCU has a net worth of 11.33% versus the BestCashCow average of 13.08. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
A federal credit union, registered with the NCUA under certificate #24694.
Learn more about credit unions here.
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Please see Field of Membership information above for information on who is eligible to join.
America First has total capital of $1,058.49 million. Full information on America First's financial position is located above.
Credit Unions are owned by their members.
See branch locations nearby.
Compare mortgage rates here.
Compare home equity lines of credit rates here.
Compare auto loan rates here.
Compare personal loan rates here.
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