America First

4774 South 1300 West, Building # 3
Riverdale, UT 84405

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 24694
Date Established 1939
Assets $9,165.78 million
Loans $6,707.09 million
Deposits $8,064.43 million
Capital $1,007.97 million

America First is an NCUA insured institution located in Riverdale, UT. It was founded in 1939 and has approximately $9165.78 millions in assets.

Who can join?

You can be eligible for membership by meeting any of the following requirements:

Live, work (or regularly conduct business in), worship, volunteer, or attend school in Salt Lake County, Utah; or within a 12-
mile radius of the Mesquite, Nevada U.S. Post Office.

Live, work (or regularly conduct business in), worship, volunteer, or attend school in Utah County, or Juab County, Utah.

Live, work (or regularly conduct business in), worship, volunteer, or attend school in Clark County, Nevada.

Owners, employees, suppliers and their employees, or associated companies and their employees involved in the food industry, in Utah.

Live, work (or regularly conduct business in), worship, volunteer, or attend school in Lincoln County, Nevada except those
living within a 25 mile radius of Alamo Post Office.

Employee, or member of a Select Employee Group (SEG) or of an affiliated association in Utah. (List: https://assets.americafirst.com/iframe/select-employee-group.html)

Member of the immediate family or household of an existing member or those eligible for membership.

Spouse of a person who died while within the field of membership.

Existing member of America First Federal Credit Union.

Employee of America First Federal Credit Union or its subsidiary corporations.

Field of Membership Restrictions

Membership in America First Federal Credit Union is open to those who live, work, regularly conduct business, worship, attend school, or volunteer in Salt Lake County, Utah or within a 12 mile radius of the Mesquite Nevada Post Office; or in Utah County, or Juab County, Utah; or in Clark County and portions of Lincoln County, Nevada. Membership is also open to owners, employees, suppliers and their employees, or associated companies and their employees involved in the food industry in Utah and to employees, or members of a Select Employee Group (SEG) or of an affiliated association in Utah. (Membership requirements are listed in the credit union's online application).

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD 10K
1.00% $500 - Learn MoreShow Less
Savings Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
1.75% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.25% $1 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.10% $1 $4,999 Learn MoreShow Less
MM 10K
0.15% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.20% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $500 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

Auto Loan Rates APR Rate Monthly Payment
5 Year 3.24% 3.24% $451.89 Learn MoreShow Less
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

Below are America First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


America First Locations

Financial Details

America First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of America First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
America First U.S. Average
8.83% 7.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2017, America First had $67,668,949 in non-current loans and $29,955,208 in owned assets. To cover these potential losses it had $1,007,971,835 in net worth and $97,030,512 in loans loss reserves. That gives it a Texas Ratio of 8.83%.

Net Worth
America First U.S. Average
11.49% 13.15%

America First FCU has a net worth of 11.49% versus the BestCashCow average of 13.15. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On America First

What is America First?

A federal credit union, registered with the NCUA under certificate #24694.
Learn more about credit unions here.

Is America First FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join America First?

Please see Field of Membership information above for information on who is eligible to join.

What are America First's share account and share certificate rates?

America First's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is America First?

America First has total capital of $1,007.97 million. Full information on America First's financial position is located above.

Who owns America First?

Credit Unions are owned by their members.

Where are America First branches located?

See branch locations nearby.

Are America First ATMs Open 24/7?

Do America First ATMs accept cash deposits?

Can America First customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does America First have a mobile app?

Does America First have mobile deposit?

Does America First have quick pay?

How can America First transfer money to other banks or credit unions?

Does America First report to credit bureaus?

Does America First use Chexsystems?

Does America First use Equifax?

What is America First's toll free phone number?

What is America First's ACH Routing Number?

What is America First's SWIFT code?

Where can I find America First's wire transfer form?

What is the America First address for deposits?

What Products Does America First Offer

Does America First offer mortgages?

Compare mortgage rates here.

Does America First offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does America First offer auto and RV loans?

Compare auto loan rates here.

Does America First offer student loans or personal loans?

Compare personal loan rates here.

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