Mechanicsburg, PA 17055


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 20041
Date Established 1970
Assets $182.83 million
Loans $118.81 million
Deposits $168.04 million
Capital $16.74 million

Americhoice is an NCUA insured institution located in Mechanicsburg, PA. It was founded in 1970 and has approximately $182.83 millions in assets.

Who can join?

You can if you...

Live, work, worship, or attend school in Cumberland, Dauphin or Perry County

Volunteer in York County

Have a family member who lives, works, worships, or attends school in Cumberland, Dauphin or Perry County or who volunteers in York County

Have an immediate family member who belongs to AmeriChoice

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Cumberland, Dauphin or Perry County. Membership is also open to immediate family of those eligible and of current members.

Deposit Rates - August 21, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.30% $2,501 $10,000 Learn MoreShow Less
Money Market
0.50% $10,001 $25,000 Learn MoreShow Less
Money Market
0.65% $25,001 $75,000 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.60% $500 - Learn MoreShow Less
6 Mo CD
0.85% $500 - Learn MoreShow Less
12 Mo CD
1.20% $500 - Learn MoreShow Less
24 Mo CD
1.50% $500 - Learn MoreShow Less
36 Mo CD
1.90% $500 - Learn MoreShow Less
48 Mo CD
2.00% $500 - Learn MoreShow Less
60 Mo CD
2.40% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.25% $1 - Learn MoreShow Less

Loan Rates - August 21, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for AMERICHOICE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 520-CL-25944
3.518% 3.500% 0.25 $545 $1,123 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Americhoice branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Americhoice Locations

Financial Details

Americhoice Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Americhoice. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Americhoice U.S. Average
3.45% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Americhoice had $616,996 in non-current loans and $0 in owned assets. To cover these potential losses it had $16,743,886 in net worth and $1,140,115 in loans loss reserves. That gives it a Texas Ratio of 3.45%.

Net Worth
Americhoice U.S. Average
9.37% 13.47%

Americhoice FCU has a net worth of 9.37% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Americhoice

Branches and Savings

What is Americhoice?

A federal credit union, registered with the NCUA under certificate #20041.
Learn more about credit unions here.

Is Americhoice FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Americhoice?

Please see Field of Membership information above for information on who is eligible to join.

What are Americhoice's share account and share certificate rates?

Americhoice's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Americhoice?

Americhoice has total capital of $16.74 million. Full information on Americhoice's financial position is located above.

Who owns Americhoice?

Credit Unions are owned by their members.

Where are Americhoice branches located?

See branch locations nearby.

Are Americhoice ATMs Open 24/7?

Do Americhoice ATMs accept cash deposits?

Can Americhoice customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Americhoice have a mobile app?

Does Americhoice have mobile deposit?

Does Americhoice have quick pay?

How can Americhoice transfer money to other banks or credit unions?

Does Americhoice report to credit bureaus?

Does Americhoice use Chexsystems?

Does Americhoice use Equifax?

What is Americhoice's toll free phone number?

What is Americhoice's ACH Routing Number?

What is Americhoice's SWIFT code?

Where can I find Americhoice's wire transfer form?

What is the Americhoice address for deposits?

What Products Does Americhoice Offer

Does Americhoice offer mortgages?

Compare mortgage rates here.

Does Americhoice offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Americhoice offer auto and RV loans?

Compare auto loan rates here.

Does Americhoice offer student loans or personal loans?

Compare personal loan rates here.

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