Argent

Headquarters

Post Office Box 72
Chesterfield, VA 23832
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.85% →
1-Year CD 1.00% 0.70% →
2-Year CD 1.15% 0.75% →
5-Year CD 1.30% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Argent is an NCUA insured institution located in Chesterfield, VA. It was founded in 1987 and has approximately $343.57 millions in assets.

Who can join?

Membership is open to any person who lives, works, attends school, worships or volunteers in the Counties of Chesterfield, Henrico, Hanover, and the City of Richmond. It is also extended to immediate family members and housemates of eligible individuals, even if that individual is not a member.

NCUA Insured Yes / Federally Chartered
Charter Number # # 24313
Date Established 1987
Assets $343.57 million
Loans $196.18 million
Deposits $314.01 million
Capital $26.41 million
 

Field of Membership Restrictions

Membership is open to those who live, work, attend school, worship or volunteer in the Counties of Chesterfield, Henrico, Hanover, and the City of Richmond.

Deposit Rates - September 16, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.30% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.35% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
1.00% $500 - Learn More
24 Mo CD
1.05% $500 $49,999 Learn More
24 Mo CD
1.15% $50,000 - Learn More
36 Mo CD
1.10% $500 - Learn More
48 Mo CD
1.20% $500 - Learn More
60 Mo CD
1.30% $500 - Learn More

Loan Rates - September 16, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ARGENT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PADDIO
NMLS ID: 1907
2.798% 2.750% -0.38 $1,562 $1,021 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.773% 2.750% 0.25 $758 $1,021 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to ARGENT
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Argent branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Argent Locations


Financial Details

Argent Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Argent. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Argent U.S. Average
5.86% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Argent had $1,653,269 in non-current loans and $77,780 in owned assets. To cover these potential losses it had $26,405,251 in net worth and $3,154,381 in loans loss reserves. That gives it a Texas Ratio of 5.86%.

Net Worth
Argent U.S. Average
7.68% 12.20%

Argent FCU has a net worth of 7.68% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Argent

Branches and Savings

What is Argent?

A federal credit union, registered with the NCUA under certificate #24313.
Learn more about credit unions here.

Is Argent FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Argent is insured by the NCUA.

Who can join Argent?

Please see Field of Membership information above for information on who is eligible to join.

What are Argent's share account and share certificate rates?

Argent's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Argent?

Argent has total capital of $26.41 million. Full information on Argent's financial position is located above.

Who owns Argent?

Credit Unions are owned by their members.

Where are Argent branches located?

See branch locations nearby.

Are Argent ATMs Open 24/7?

Do Argent ATMs accept cash deposits?

Can Argent customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Argent have a mobile app?

Does Argent have mobile deposit?

Does Argent have quick pay?

How can Argent transfer money to other banks or credit unions?

Does Argent report to credit bureaus?

Does Argent use Chexsystems?

Does Argent use Equifax?

What is Argent's toll free phone number?

What is Argent's ACH Routing Number?

What is Argent's SWIFT code?

Where can I find Argent's wire transfer form?

What is the Argent address for deposits?

What Products Does Argent Offer

Does Argent offer mortgages?

Compare mortgage rates here.

Does Argent offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Argent offer auto and RV loans?

Compare auto loan rates here.

Does Argent offer student loans or personal loans?

Compare personal loan rates here.

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