Argent Federal Credit Union


Post Office Box 72
Chesterfield, VA 23832
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 4.08% →
1-Year CD 1.00% 4.71% →
2-Year CD 1.15% 4.73% →
5-Year CD 1.30% 4.75% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 1.93% →

2022 Overview

General Credit Union Information

Argent is an NCUA insured institution located in Chesterfield, VA. It was founded in 1987 and has approximately $393.42 millions in assets.

Who can join?

Membership is open to any person who lives, works, attends school, worships or volunteers in the Counties of Chesterfield, Henrico, Hanover, and the City of Richmond. It is also extended to immediate family members and housemates of eligible individuals, even if that individual is not a member.

NCUA Insured Yes / Federally Chartered
Charter Number # # 24313
Date Established 1987
Assets $393.42 million
Loans $217.81 million
Deposits $365.43 million
Capital $30.52 million

Field of Membership Restrictions

Membership is open to those who live, work, attend school, worship or volunteer in the Counties of Chesterfield, Henrico, Hanover, and the City of Richmond.

Deposit Rates - December 8, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $2,500 $4,999 Learn More
Money Market
0.30% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.35% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
1.00% $500 - Learn More
24 Mo CD
1.05% $500 $49,999 Learn More
24 Mo CD
1.15% $50,000 - Learn More
36 Mo CD
1.10% $500 - Learn More
48 Mo CD
1.20% $500 - Learn More
60 Mo CD
1.30% $500 - Learn More

Loan Rates - December 8, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ARGENT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
5.692% 5.625% 0.75 $1,855 $1,440 Learn More
Northpointe Bank
NMLS ID: 447490
5.709% 5.625% 0.88 $2,305 $1,440 Learn More
NMLS ID: 1907
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
6.490 %
After Intro: 7.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
6.240 %
$0 Learn More
More Info

Note to ARGENT
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Argent branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Argent Locations

Climate Initiatives

ARGENT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Argent Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Argent. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Argent U.S. Average
7.85% 4.24

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2022, Argent had $2,613,091 in non-current loans and $7,106 in owned assets. To cover these potential losses it had $30,521,830 in net worth and $2,862,277 in loans loss reserves. That gives it a Texas Ratio of 7.85%.

Net Worth
Argent U.S. Average
7.76% 12.40%

Argent FCU has a net worth of 7.76% versus the BestCashCow average of 12.40. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for ARGENT

There are currently no comments for ARGENT. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →