Aspire Federal Credit Union


Our records indicate that this credit union has been acquired by PENTAGON.


Headquarters

67 Walnut Ave, 4th Floor - Suite 40
Clark, NJ 07066
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.01% 0.85% →
1-Year CD 0.10% 0.67% →
2-Year CD 0.20% 0.80% →
5-Year CD 0.20% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Aspire is an NCUA insured institution located in Clark, NJ. It was founded in 1948 and has approximately $141.59 millions in assets.

Who can join?

Membership is available to employees of the union's participating organizations, their immediate family members and their household members.

NCUA Insured Yes / Federally Chartered
Charter Number # # 5800
Date Established 1948
Assets $141.59 million
Loans $63.49 million
Deposits $135.09 million
Capital $4.14 million
 

Field of Membership Restrictions

Membership is open to anyone through membership in the American Consumer Council. Membership is also open to employees of the New Jersey Transit Corporation, National Transportation Board, and other Select Employer Groups.

Deposit Rates - November 26, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.01% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.05% $10,000 $14,999 Learn More
Money Market
0.05% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.10% $10,000 $14,999 Learn More
6 Mo CD
0.10% $100,000 $199,999 Learn More
12 Mo CD
0.10% $10,000 $14,999 Learn More
12 Mo CD
0.10% $100,000 $199,999 Learn More
18 Mo CD
0.20% $10,000 $14,999 Learn More
18 Mo CD
0.20% $100,000 $199,999 Learn More
24 Mo CD
0.20% $10,000 $14,999 Learn More
24 Mo CD
0.20% $100,000 $199,999 Learn More
36 Mo CD
0.20% $10,000 $14,999 Learn More
36 Mo CD
0.20% $100,000 $199,999 Learn More
48 Mo CD
0.20% $10,000 $14,999 Learn More
48 Mo CD
0.20% $100,000 $199,999 Learn More
60 Mo CD
0.20% $10,000 $14,999 Learn More
60 Mo CD
0.20% $100,000 $199,999 Learn More

Loan Rates - November 26, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ASPIRE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PADDIO
NMLS ID: 1907
3.116% 2.990% 0.63 $4,062 $1,053 Learn More
CIT Bank
NMLS ID: 541760
3.046% 2.975% 0.88 $2,280 $1,051 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to ASPIRE
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Aspire branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Aspire Locations



Climate Initiatives

ASPIRE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Aspire Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Aspire. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Aspire U.S. Average
19.56% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Aspire had $630,750 in non-current loans and $1,042,472 in owned assets. To cover these potential losses it had $4,135,287 in net worth and $4,420,000 in loans loss reserves. That gives it a Texas Ratio of 19.56%.

Net Worth
Aspire U.S. Average
2.92% 12.22%

Aspire FCU has a net worth of 2.92% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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