ASPIRE

67 WALNUT AVE
Clark, NJ 07066

Notable Rates APY Vs.Others
Savings 0.01% 2.25% →
1-Year CD 0.10% 2.25% →
2-Year CD 0.20% 2.50% →
5-Year CD 0.20% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Aspire is an NCUA insured institution located in Clark, NJ. It was founded in 1948 and has approximately $137.09 millions in assets.

Who can join?

Membership is available to employees of the union's participating organizations, their immediate family members and their household members.

NCUA Insured Yes
Charter Number # # 5800
Date Established 1948
Assets $137.09 million
Loans $99.44 million
Deposits $129.09 million
Capital $8.04 million
 

Field of Membership Restrictions

Membership is open to anyone through membership in the American Consumer Council. Membership is also open to employees of the New Jersey Transit Corporation, National Transportation Board, and other Select Employer Groups.

Deposit Rates - December 14, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.05% $2,000 $19,999 Learn MoreShow Less
Money Market
0.05% $20,000 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.10% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.10% $500 - Learn MoreShow Less
6 Mo CD
0.10% $500 - Learn MoreShow Less
12 Mo CD
0.10% $500 - Learn MoreShow Less
18 Mo CD
0.20% $500 - Learn MoreShow Less
24 Mo CD
0.20% $500 - Learn MoreShow Less
36 Mo CD
0.20% $500 - Learn MoreShow Less
48 Mo CD
0.20% $500 - Learn MoreShow Less
60 Mo CD
0.20% $500 - Learn MoreShow Less

Loan Rates - December 14, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ASPIRE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% -0.13 ($222) $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to ASPIRE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Aspire branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Aspire Locations


Financial Details

Aspire Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Aspire. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Aspire U.S. Average
28.56% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Aspire had $1,336,248 in non-current loans and $2,638,907 in owned assets. To cover these potential losses it had $8,043,978 in net worth and $5,872,484 in loans loss reserves. That gives it a Texas Ratio of 28.56%.

Net Worth
Aspire U.S. Average
5.86% 13.65%

Aspire FCU has a net worth of 5.86% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Aspire

Branches and Savings

What is Aspire?

A federal credit union, registered with the NCUA under certificate #5800.
Learn more about credit unions here.

Is Aspire FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Aspire?

Please see Field of Membership information above for information on who is eligible to join.

What are Aspire's share account and share certificate rates?

Aspire's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Aspire?

Aspire has total capital of $8.04 million. Full information on Aspire's financial position is located above.

Who owns Aspire?

Credit Unions are owned by their members.

Where are Aspire branches located?

See branch locations nearby.

Are Aspire ATMs Open 24/7?

Do Aspire ATMs accept cash deposits?

Can Aspire customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Aspire have a mobile app?

Does Aspire have mobile deposit?

Does Aspire have quick pay?

How can Aspire transfer money to other banks or credit unions?

Does Aspire report to credit bureaus?

Does Aspire use Chexsystems?

Does Aspire use Equifax?

What is Aspire's toll free phone number?

What is Aspire's ACH Routing Number?

What is Aspire's SWIFT code?

Where can I find Aspire's wire transfer form?

What is the Aspire address for deposits?

What Products Does Aspire Offer

Does Aspire offer mortgages?

Compare mortgage rates here.

Does Aspire offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Aspire offer auto and RV loans?

Compare auto loan rates here.

Does Aspire offer student loans or personal loans?

Compare personal loan rates here.

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