Assurance Federal Credit Union

Headquarters

2015 Staples Mill Road
Richmond, VA 232303108
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Notable Rates APY Vs.Others
Savings N.A. 4.15% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.45% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Assurance is an NCUA insured institution located in Richmond, VA. It was founded in 1958 and has approximately $10.62 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 24789
Date Established 1958
Assets $10.62 million
Loans $3.10 million
Deposits $9.61 million
Capital $0.97 million
 

Deposit Rates - September 14, 2026

Your Current Location: New York, NY 10116

We do not yet have rates for Assurance

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Loan Rates - September 14, 2026

Your Current Location: New York, NY 10116

There are currently no loan rates available for Assurance

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - New York 30 Year Fixed Mortgage Rates 2026

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Featured - New York Home Equity Line Of Credit Rates 2026

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Branches

Below are Assurance branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
New York City,New York


Assurance Locations around zip code 10116


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Climate Policy and Initiatives

ASSURANCE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Assurance Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Assurance. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Assurance U.S. Average
3.89% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Assurance had $41,068 in non-current loans and $0 in owned assets. To cover these potential losses it had $966,797 in net worth and $89,644 in loans loss reserves. That gives it a Texas Ratio of 3.89%.

Net Worth
Assurance U.S. Average
9.1% 14.48%

Assurance FCU has a net worth of 9.1% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Assurance


  • February 7, 2023

    Credit Union Closed and merged with Argent FCU


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