Atlantic Regional Federal Credit Union

Headquarters

600 Sable Oaks Dr Suite 100
South Portland, ME 04106
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.65% →
1-Year CD 0.50% 2.02% →
2-Year CD 0.60% 3.00% →
5-Year CD 0.80% 3.35% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Atlantic Regional is an NCUA insured institution located in South Portland, ME. It was founded in 1941 and has approximately $987.78 millions in assets.

Who can join?

Persons who live, work, worship, or attend school in, and businesses and other legal entities located in the Maine counties of Cumberland and Sagadahoc.

Spouses of persons who died while within the field of membership of the credit union.

Employees and volunteers of this credit union, members of their immediate families, any relatives of an existing member and any organizations of such persons.

Organizations who provide economic assistance to people within the above-described area through the purchase of shares of this credit union.

NCUA Insured Yes / Federally Chartered
Charter Number # # 4281
Date Established 1941
Assets $987.78 million
Loans $648.79 million
Deposits $883.47 million
Capital $98.35 million
 

Field of Membership Restrictions

Membership in Atlantic Federal Credit Union is open to those who live, work, worship, or attend school in, and businesses and other legal entities located in counties of Cumberland and Sagadahoc in Maine.

Deposit Rates - June 27, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.60% $10,000 $14,999 Learn More
18 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
30 Mo CD
0.60% $10,000 $14,999 Learn More
30 Mo CD
0.60% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
0.75% $10,000 $14,999 Learn More
48 Mo CD
0.75% $100,000 $199,999 Learn More
60 Mo CD
0.80% $10,000 $14,999 Learn More
60 Mo CD
0.80% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 $499 Learn MoreShow Less
Checking Rates APY MIN FEE
Kasasa Cash 1.50% $0 $0.00 Learn MoreShow Less

Loan Rates - June 27, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for ATLANTIC REGIONAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
6.129% 5.990% 1.00 $3,750 $1,498 Learn More

Note to ATLANTIC REGIONAL
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Atlantic Regional branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Atlantic Regional Locations



Climate Initiatives

ATLANTIC REGIONAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Atlantic Regional Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Atlantic Regional. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Atlantic Regional U.S. Average
4.27% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Atlantic Regional had $4,446,432 in non-current loans and $6,453 in owned assets. To cover these potential losses it had $98,354,294 in net worth and $6,008,031 in loans loss reserves. That gives it a Texas Ratio of 4.27%.

Net Worth
Atlantic Regional U.S. Average
9.95% 12.36%

Atlantic Regional FCU has a net worth of 9.95% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for ATLANTIC REGIONAL


  • September 14, 2021

    Rewards Checking Rates

    Great Institution!

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