Austin Telco Federal Credit Union
Headquarters
11149 Research Blvd
Austin, TX 78759
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2024 Overview
General Credit Union Information
Austin Telco is an NCUA insured institution located in Austin, TX. It was founded in 1941 and has approximately $2476.85 millions in assets.
Who can join?
Membership is open to anyone who lives, works, worships or attends school in Austin's five county Metropolitan Area (Travis, Williamson, Hays, Bastrop and Caldwell Counties) and members of their immediate family (parents, grandparents, spouse, children, grandchildren and siblings).
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 4584 |
| Date Established | 1941 |
| Assets | $2,476.85 million |
| Loans | $1,713.45 million |
| Deposits | $2,057.38 million |
| Capital | $322.89 million |
Field of Membership Restrictions
Membership in Austin Telco Federal Credit Union is open to those who live, work, worship or attend school in Travis, Williamson, Hays, Bastrop and Caldwell Counties in Texas and members of their immediate family.
Deposit Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.10% | $100 | - |
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|
|
Money Market
|
0.35% | $2,000 | $24,999 |
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|
|
Money Market
|
0.45% | $25,000 | $74,999 |
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|
|
Money Market
|
0.50% | $75,000 | $124,999 |
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|
|
Money Market
|
0.60% | $125,000 | $499,999 |
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|
|
Money Market
|
0.90% | $500,000 | $999,999 |
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|
|
Money Market
|
1.06% | $1,000,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
3.55% | $1,000 | $94,000 |
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|
| 6 Mo CD
|
3.65% | $95,000 | $224,999 |
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|
| 6 Month
|
3.75% | $225,000 | - |
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|
| 12 Month True Youth
|
4.35% | $25 | $5,000 |
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|
| 12 Mo CD
|
4.32% | $1,000 | $94,000 |
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|
| 12 Mo CD
|
4.32% | $95,000 | $224,999 |
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|
| 12 Month
|
4.42% | $225,000 | - |
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|
| 18 Mo CD
|
4.22% | $1,000 | $94,000 |
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|
| 18 Mo CD
|
4.22% | $95,000 | $224,999 |
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|
| 18 Month
|
4.32% | $225,000 | - |
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|
| 24 Mo CD
|
3.80% | $1,000 | $94,000 |
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|
| 24 Mo CD
|
3.91% | $95,000 | $224,999 |
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|
| 24 Month
|
4.01% | $225,000 | - |
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|
| 36 Mo CD
|
3.60% | $1,000 | $94,000 |
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|
| 36 Mo CD
|
3.70% | $95,000 | $224,999 |
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|
| 36 Month
|
3.80% | $225,000 | - |
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|
| 48 Mo CD
|
3.55% | $1,000 | $94,000 |
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|
| 48 Mo CD
|
3.65% | $95,000 | $224,999 |
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|
| 48 Month
|
3.75% | $225,000 | - |
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|
| 60 Mo CD
|
3.44% | $1,000 | $94,000 |
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|
| 60 Mo CD
|
3.55% | $95,000 | $224,999 |
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|
| 60 Month
|
3.65% | $225,000 | - |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
0.05% | $1,500 | - | Learn More |
Loan Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Austin Telco
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 2059741 |
6.994% | 6.875% | 0.63 | $3,901 | $2,103 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Austin Telco
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Branches
Below are Austin Telco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
AUSTIN TELCO is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Austin Telco Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Austin Telco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Austin Telco | U.S. Average |
|---|---|
| 3.16% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Austin Telco had $10,291,016 in non-current loans and $0 in owned assets. To cover these potential losses it had $322,891,187 in net worth and $2,644,895 in loans loss reserves. That gives it a Texas Ratio of 3.16%.
Net Worth
| Austin Telco | U.S. Average |
|---|---|
| 13.02% | 13.62% |
Austin Telco FCU has a net worth of 13.02% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Austin Telco
unsatisfied customer
January 21, 2021 |
Horrible untrustworthy people and a grifter mentality, stay away! Closed my account and reported them to https://www.ncua.gov/.
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