Austin Telco Federal Credit Union

Headquarters

8929 Shoal Creek Blvd
Austin, TX 78757
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 0.85% →
1-Year CD 0.55% 0.85% →
2-Year CD 0.70% 0.80% →
5-Year CD 1.05% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Austin Telco is an NCUA insured institution located in Austin, TX. It was founded in 1941 and has approximately $2285.05 millions in assets.

Who can join?

Membership is open to anyone who lives, works, worships or attends school in Austin's five county Metropolitan Area (Travis, Williamson, Hays, Bastrop and Caldwell Counties) and members of their immediate family (parents, grandparents, spouse, children, grandchildren and siblings).

NCUA Insured Yes / Federally Chartered
Charter Number # # 4584
Date Established 1941
Assets $2,285.05 million
Loans $1,449.67 million
Deposits $2,017.10 million
Capital $265.95 million
 

Field of Membership Restrictions

Membership in Austin Telco Federal Credit Union is open to those who live, work, worship or attend school in Travis, Williamson, Hays, Bastrop and Caldwell Counties in Texas and members of their immediate family.

Deposit Rates - December 7, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.20% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
18 Mo CD
0.55% $10,000 $14,999 Learn More
18 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.65% $10,000 $14,999 Learn More
24 Mo CD
0.70% $100,000 $199,999 Learn More
36 Mo CD
0.70% $10,000 $14,999 Learn More
36 Mo CD
0.80% $100,000 $199,999 Learn More
48 Mo CD
0.90% $10,000 $14,999 Learn More
48 Mo CD
0.95% $100,000 $199,999 Learn More
60 Mo CD
0.95% $10,000 $14,999 Learn More
60 Mo CD
1.05% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - December 7, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for AUSTIN TELCO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
New American Funding
NMLS ID: 6606
3.109% 2.990% 0.88 $3,839 $1,053 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to AUSTIN TELCO
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Austin Telco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Austin Telco Locations



Climate Initiatives

AUSTIN TELCO is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Austin Telco Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Austin Telco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Austin Telco U.S. Average
1.43% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Austin Telco had $3,861,530 in non-current loans and $0 in owned assets. To cover these potential losses it had $265,949,920 in net worth and $3,354,836 in loans loss reserves. That gives it a Texas Ratio of 1.43%.

Net Worth
Austin Telco U.S. Average
11.63% 12.22%

Austin Telco FCU has a net worth of 11.63% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for AUSTIN TELCO


  • January 21, 2021 |

    Horrible untrustworthy people and a grifter mentality, stay away! Closed my account and reported them to https://www.ncua.gov/.

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